Best Cheap Auto Insurance in Monroeville, AL (2021)

The average Monroeville, AL auto insurance rates are $297 per month. The minimum auto insurance in Monroeville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Monroeville, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Monroeville is 18.1 minutes
  • The cheapest auto insurance company in Monroeville is USAA
  • The most expensive auto insurance company in Monroeville for teen drivers is Liberty Mutual

Monroeville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Monroeville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroeville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Monroeville to other Alabama cities, including Montgomery auto insurance rates, Dothan auto insurance rates, and Birmingham auto insurance rates to see how Monroeville, Alabama auto insurance rates stack up.

Before you buy Monroeville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroeville, Alabama auto insurance quotes.

Minimum Auto Insurance in Monroeville, Alabama

Monroeville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroeville, Alabama.

Minimum Required Auto Insurance Coverage in Monroeville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monroeville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroeville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroeville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,067 $1,982 $1,849 $1,888 $6,895 $7,399 $2,361 $2,432
Farmers $2,305 $2,286 $2,062 $2,180 $8,782 $9,036 $2,649 $2,785
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,970 $3,212 $2,440 $2,729 $10,439 $11,612 $3,173 $3,390
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,238 $2,113 $1,832 $1,948 $8,984 $10,056 $2,627 $2,810
State Farm $2,863 $2,863 $2,561 $2,561 $8,179 $10,296 $3,222 $3,683
Travelers $1,431 $1,454 $1,337 $1,333 $7,438 $11,625 $1,359 $1,571
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Cheap Monroeville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroeville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Monroeville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Monroeville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $7,399
Farmers $8,782 $9,036
GEICO $5,380 $5,307
Liberty Mutual $10,439 $11,612
Nationwide $4,418 $5,752
Progressive $8,984 $10,056
State Farm $8,179 $10,296
Travelers $7,438 $11,625
USAA $4,020 $4,464

Cheap Monroeville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Monroeville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroeville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,888
Farmers $2,062 $2,180
GEICO $1,968 $1,996
Liberty Mutual $2,440 $2,729
Nationwide $1,577 $1,642
Progressive $1,832 $1,948
State Farm $2,561 $2,561
Travelers $1,337 $1,333
USAA $1,271 $1,252

Cheap Monroeville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroeville, Alabama compared to the annual auto insurance rates with a clean record in Monroeville, Alabama.

Annual Monroeville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,374 $3,956 $3,230
Farmers $3,365 $4,357 $4,248 $4,072
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,923 $5,443 $5,342 $5,275
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,691 $4,617 $3,944 $4,052
State Farm $4,120 $5,028 $4,483 $4,483
Travelers $2,870 $3,013 $4,392 $3,498
USAA $1,678 $2,102 $3,133 $1,816

Cheap Monroeville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroeville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Monroeville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroeville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,956
Farmers $4,248
GEICO $3,808
Liberty Mutual $5,342
Nationwide $3,353
Progressive $3,944
State Farm $4,483
Travelers $4,392
USAA $3,133

Cheap Monroeville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroeville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroeville, Alabama

Insurance Company Poor Fair Good
Allstate $4,160 $3,255 $2,663
Farmers $4,501 $3,867 $3,663
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,164 $4,379 $3,443
Nationwide $3,171 $2,467 $2,229
Progressive $4,616 $3,940 $3,672
State Farm $7,334 $3,720 $2,532
Travelers $3,759 $3,256 $3,316
USAA $2,937 $1,908 $1,703

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monroeville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroeville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Monroeville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroeville, Alabama

ZIP Code Average Annual Rates
36460 $3,640

Cheap Monroeville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroeville, Alabama auto insurance. Find the cheapest annual Monroeville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroeville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,359 $3,359
Farmers $4,010 $4,010
GEICO $2,842 $2,954
Liberty Mutual $4,996 $4,996
Nationwide $2,623 $2,623
Progressive $4,076 $4,076
State Farm $4,419 $4,638
Travelers $3,443 $3,443
USAA $2,082 $2,282

Cheap Monroeville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroeville, Alabama? Check out the comparison of annual Monroeville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroeville, Alabama

Insurance Company Low Medium High
Allstate $3,268 $3,355 $3,455
Farmers $3,825 $3,967 $4,239
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,779 $4,973 $5,234
Nationwide $2,624 $2,595 $2,649
Progressive $3,684 $4,056 $4,488
State Farm $4,292 $4,521 $4,773
Travelers $3,290 $3,512 $3,528
USAA $2,105 $2,171 $2,271

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Monroeville, Alabama

Compare the cheapest auto insurance companies in Monroeville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroeville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Monroeville, Alabama Auto Insurance Companies

What auto insurance companies in Monroeville, Alabama are the cheapest? Compare the top Monroeville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroeville, Alabama

Insurance Company Average Annual Rates
Allstate $3,359
Farmers $4,010
GEICO $2,898
Liberty Mutual $4,996
Nationwide $2,623
Progressive $4,076
State Farm $4,529
Travelers $3,443
USAA $2,182

What affects auto insurance rates in Monroeville, Alabama?

There are a lot of reasons why auto insurance rates in Monroeville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroeville, Alabama. Many local factors may affect your Monroeville auto insurance rates.

Monroeville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroeville, Alabama commute length is 18.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Monroeville, Alabama Auto Insurance Quotes

Before you buy Monroeville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroeville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption