Best Cheap Auto Insurance in Tuscaloosa, AL (2021)

The average Tuscaloosa, AL auto insurance rates are $315 per month. The minimum auto insurance in Tuscaloosa is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Tuscaloosa, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Tuscaloosa is 19.0 minutes
  • The minimum auto insurance required in Tuscaloosa, Alabama is 25/50/25
  • Average auto insurance rates in Tuscaloosa, AL for senior drivers are $1,982 per year

Tuscaloosa, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Tuscaloosa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tuscaloosa, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Tuscaloosa to other Alabama cities, including Montgomery auto insurance rates, Auburn auto insurance rates, and Decatur auto insurance rates to see how Tuscaloosa, Alabama auto insurance rates stack up.

Before you buy Tuscaloosa, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tuscaloosa, Alabama auto insurance quotes.

Minimum Auto Insurance in Tuscaloosa, Alabama

Tuscaloosa, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tuscaloosa, Alabama.

Minimum Required Auto Insurance Coverage in Tuscaloosa, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Tuscaloosa, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tuscaloosa, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tuscaloosa, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,148 $2,041 $1,947 $1,984 $7,664 $8,234 $2,396 $2,446
Farmers $2,396 $2,380 $2,139 $2,277 $9,381 $9,657 $2,715 $2,812
GEICO $2,066 $2,060 $1,972 $2,049 $5,528 $5,421 $2,184 $2,024
Liberty Mutual $2,973 $3,209 $2,442 $2,729 $10,982 $12,203 $3,157 $3,352
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,574 $2,407 $2,119 $2,255 $10,796 $12,048 $3,019 $3,223
State Farm $2,951 $2,951 $2,688 $2,688 $9,180 $11,494 $3,341 $3,849
Travelers $1,486 $1,508 $1,401 $1,395 $8,093 $12,746 $1,406 $1,600
USAA $1,311 $1,327 $1,226 $1,197 $3,930 $4,350 $1,704 $1,836

Cheap Tuscaloosa, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tuscaloosa, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Tuscaloosa, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Tuscaloosa, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,664 $8,234
Farmers $9,381 $9,657
GEICO $5,528 $5,421
Liberty Mutual $10,982 $12,203
Nationwide $4,521 $5,808
Progressive $10,796 $12,048
State Farm $9,180 $11,494
Travelers $8,093 $12,746
USAA $3,930 $4,350

Cheap Tuscaloosa, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Tuscaloosa, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tuscaloosa, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,947 $1,984
Farmers $2,139 $2,277
GEICO $1,972 $2,049
Liberty Mutual $2,442 $2,729
Nationwide $1,560 $1,612
Progressive $2,119 $2,255
State Farm $2,688 $2,688
Travelers $1,401 $1,395
USAA $1,226 $1,197

Cheap Tuscaloosa, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tuscaloosa, Alabama compared to the annual auto insurance rates with a clean record in Tuscaloosa, Alabama.

Annual Tuscaloosa, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $3,611 $4,305 $3,462
Farmers $3,551 $4,598 $4,486 $4,244
GEICO $1,954 $3,163 $3,936 $2,598
Liberty Mutual $4,022 $5,608 $5,473 $5,419
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,330 $5,465 $4,676 $4,749
State Farm $4,400 $5,496 $4,838 $4,838
Travelers $3,083 $3,235 $4,745 $3,755
USAA $1,623 $2,040 $3,022 $1,755

Cheap Tuscaloosa, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tuscaloosa, Alabama is not easy. Compare the annual rates for DUI auto insurance in Tuscaloosa, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Tuscaloosa, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,305
Farmers $4,486
GEICO $3,936
Liberty Mutual $5,473
Nationwide $3,329
Progressive $4,676
State Farm $4,838
Travelers $4,745
USAA $3,022

Cheap Tuscaloosa, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tuscaloosa, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tuscaloosa, Alabama

Insurance Company Poor Fair Good
Allstate $4,446 $3,507 $2,869
Farmers $4,727 $4,073 $3,860
GEICO $3,706 $2,642 $2,390
Liberty Mutual $7,335 $4,514 $3,543
Nationwide $3,156 $2,467 $2,234
Progressive $5,407 $4,654 $4,355
State Farm $7,940 $4,014 $2,724
Travelers $4,037 $3,504 $3,572
USAA $2,831 $1,848 $1,651

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Tuscaloosa, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tuscaloosa, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Tuscaloosa, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tuscaloosa, Alabama

ZIP Code Average Annual Rates
35401 $3,863
35404 $3,891
35405 $3,848
35406 $3,904
35487 $3,969

Cheap Tuscaloosa, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Tuscaloosa, Alabama auto insurance. Find the cheapest annual Tuscaloosa, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tuscaloosa, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,608 $3,608
Farmers $4,220 $4,220
GEICO $2,862 $2,964
Liberty Mutual $5,131 $5,131
Nationwide $2,619 $2,619
Progressive $4,805 $4,805
State Farm $4,772 $5,014
Travelers $3,704 $3,704
USAA $2,013 $2,206

Cheap Tuscaloosa, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tuscaloosa, Alabama? Check out the comparison of annual Tuscaloosa, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tuscaloosa, Alabama

Insurance Company Low Medium High
Allstate $3,476 $3,602 $3,744
Farmers $3,968 $4,160 $4,530
GEICO $2,680 $2,901 $3,158
Liberty Mutual $4,892 $5,106 $5,394
Nationwide $2,596 $2,598 $2,662
Progressive $4,318 $4,784 $5,313
State Farm $4,601 $4,889 $5,189
Travelers $3,512 $3,778 $3,823
USAA $2,032 $2,098 $2,199

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Tuscaloosa, Alabama

Compare the cheapest auto insurance companies in Tuscaloosa, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tuscaloosa, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Tuscaloosa, Alabama Auto Insurance Companies

What auto insurance companies in Tuscaloosa, Alabama are the cheapest? Compare the top Tuscaloosa, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tuscaloosa, Alabama

Insurance Company Average Annual Rates
Allstate $3,608
Farmers $4,220
GEICO $2,913
Liberty Mutual $5,131
Nationwide $2,619
Progressive $4,805
State Farm $4,893
Travelers $3,704
USAA $2,110

What affects auto insurance rates in Tuscaloosa, Alabama?

There are a lot of reasons why auto insurance rates in Tuscaloosa, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tuscaloosa, Alabama. Many local factors may affect your Tuscaloosa auto insurance rates.

Tuscaloosa Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tuscaloosa, Alabama auto theft statistics, there have been 315 auto thefts in the city.

Tuscaloosa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tuscaloosa, Alabama commute length is 19.0 minutes according to City-Data.

Tuscaloosa Traffic

How does Tuscaloosa, Alabama rank for traffic? According to Inrix Tuscaloosa, Alabama is the 838th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Tuscaloosa, Alabama Auto Insurance Quotes

Before you buy Tuscaloosa, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tuscaloosa, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption