Best Cheap Auto Insurance in Scottsboro, AL (2021)

The average Scottsboro, AL auto insurance rates are $300 per month. The minimum auto insurance in Scottsboro is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Scottsboro, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Scottsboro, Alabama is 25/50/25
  • Average auto insurance rates in Scottsboro, AL for senior drivers are $1,902 per year
  • The cheapest auto insurance company in Scottsboro is USAA

Scottsboro, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Scottsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scottsboro, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Scottsboro to other Alabama cities, including Mobile auto insurance rates, Decatur auto insurance rates, and Birmingham auto insurance rates to see how Scottsboro, Alabama auto insurance rates stack up.

Before you buy Scottsboro, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scottsboro, Alabama auto insurance quotes.

Minimum Auto Insurance in Scottsboro, Alabama

Scottsboro, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scottsboro, Alabama.

Minimum Required Auto Insurance Coverage in Scottsboro, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Scottsboro, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scottsboro, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scottsboro, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $1,960 $1,857 $1,892 $7,104 $7,627 $2,307 $2,362
Farmers $2,337 $2,320 $2,090 $2,215 $8,936 $9,197 $2,663 $2,779
GEICO $1,961 $1,950 $1,869 $1,925 $5,123 $5,035 $2,064 $1,919
Liberty Mutual $3,087 $3,333 $2,525 $2,821 $11,392 $12,664 $3,293 $3,513
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,124 $1,995 $1,741 $1,857 $8,693 $9,704 $2,490 $2,654
State Farm $2,905 $2,905 $2,621 $2,621 $8,718 $10,902 $3,279 $3,795
Travelers $1,528 $1,551 $1,435 $1,428 $8,157 $12,794 $1,445 $1,659
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

Cheap Scottsboro, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scottsboro, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Scottsboro, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Scottsboro, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,104 $7,627
Farmers $8,936 $9,197
GEICO $5,123 $5,035
Liberty Mutual $11,392 $12,664
Nationwide $4,394 $5,642
Progressive $8,693 $9,704
State Farm $8,718 $10,902
Travelers $8,157 $12,794
USAA $3,586 $3,976

Cheap Scottsboro, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Scottsboro, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scottsboro, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,857 $1,892
Farmers $2,090 $2,215
GEICO $1,869 $1,925
Liberty Mutual $2,525 $2,821
Nationwide $1,523 $1,574
Progressive $1,741 $1,857
State Farm $2,621 $2,621
Travelers $1,435 $1,428
USAA $1,130 $1,107

Cheap Scottsboro, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scottsboro, Alabama compared to the annual auto insurance rates with a clean record in Scottsboro, Alabama.

Annual Scottsboro, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,889 $3,403 $4,029 $3,262
Farmers $3,421 $4,423 $4,315 $4,110
GEICO $1,844 $2,961 $3,658 $2,459
Liberty Mutual $4,175 $5,824 $5,686 $5,629
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,534 $4,436 $3,783 $3,876
State Farm $4,263 $5,274 $4,668 $4,668
Travelers $3,120 $3,275 $4,796 $3,808
USAA $1,493 $1,873 $2,776 $1,615

Cheap Scottsboro, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scottsboro, Alabama is not easy. Compare the annual rates for DUI auto insurance in Scottsboro, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Scottsboro, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,029
Farmers $4,315
GEICO $3,658
Liberty Mutual $5,686
Nationwide $3,238
Progressive $3,783
State Farm $4,668
Travelers $4,796
USAA $2,776

Cheap Scottsboro, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scottsboro, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scottsboro, Alabama

Insurance Company Poor Fair Good
Allstate $4,195 $3,296 $2,696
Farmers $4,562 $3,922 $3,718
GEICO $3,473 $2,478 $2,242
Liberty Mutual $7,632 $4,682 $3,672
Nationwide $3,075 $2,402 $2,174
Progressive $4,413 $3,780 $3,529
State Farm $7,645 $3,875 $2,636
Travelers $4,091 $3,546 $3,613
USAA $2,606 $1,696 $1,515

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Cheap Scottsboro, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scottsboro, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Scottsboro, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scottsboro, Alabama

ZIP Code Average Annual Rates
35768 $3,721
35769 $3,655

Cheap Scottsboro, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Scottsboro, Alabama auto insurance. Find the cheapest annual Scottsboro, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scottsboro, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,396 $3,396
Farmers $4,067 $4,067
GEICO $2,682 $2,779
Liberty Mutual $5,329 $5,329
Nationwide $2,550 $2,550
Progressive $3,907 $3,907
State Farm $4,607 $4,830
Travelers $3,750 $3,750
USAA $1,851 $2,028

Cheap Scottsboro, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scottsboro, Alabama? Check out the comparison of annual Scottsboro, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scottsboro, Alabama

Insurance Company Low Medium High
Allstate $3,279 $3,390 $3,518
Farmers $3,854 $4,018 $4,330
GEICO $2,516 $2,718 $2,958
Liberty Mutual $5,097 $5,305 $5,584
Nationwide $2,532 $2,529 $2,590
Progressive $3,526 $3,887 $4,309
State Farm $4,478 $4,711 $4,966
Travelers $3,568 $3,825 $3,857
USAA $1,870 $1,929 $2,019

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Best By Category: Cheapest Auto Insurance in Scottsboro, Alabama

Compare the cheapest auto insurance companies in Scottsboro, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scottsboro, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Scottsboro, Alabama Auto Insurance Companies

What auto insurance companies in Scottsboro, Alabama are the cheapest? Compare the top Scottsboro, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scottsboro, Alabama

Insurance Company Average Annual Rates
Allstate $3,396
Farmers $4,067
GEICO $2,731
Liberty Mutual $5,329
Nationwide $2,550
Progressive $3,907
State Farm $4,718
Travelers $3,750
USAA $1,939

What affects auto insurance rates in Scottsboro, Alabama?

There are a lot of reasons why auto insurance rates in Scottsboro, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scottsboro, Alabama. Many local factors may affect your Scottsboro auto insurance rates.

Scottsboro Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Scottsboro, Alabama auto theft statistics, there have been 29 auto thefts in the city.

Scottsboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scottsboro, Alabama commute length is 20.3 minutes according to City-Data.

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Compare Scottsboro, Alabama Auto Insurance Quotes

Before you buy Scottsboro, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scottsboro, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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