Best Cheap Auto Insurance in Roanoke, VA (2021)

The average Roanoke, VA auto insurance rates are $182 per month. The minimum auto insurance in Roanoke is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Roanoke, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Roanoke is USAA
  • The most expensive auto insurance company in Roanoke for teen drivers is Allstate
  • Average auto insurance rates in Roanoke, VA for senior drivers are $1,253 per year

Roanoke, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Roanoke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roanoke, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Roanoke to other Virginia cities, including Chesapeake auto insurance rates, Portsmouth auto insurance rates, and Norfolk auto insurance rates to see how Roanoke, Virginia auto insurance rates stack up.

Before you buy Roanoke, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roanoke, Virginia auto insurance quotes.

Minimum Auto Insurance in Roanoke, Virginia

Roanoke, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roanoke, Virginia.

Minimum Required Auto Insurance Coverage in Roanoke, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Roanoke, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Roanoke, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Roanoke, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,835 $1,729 $1,825 $1,825 $5,814 $6,680 $2,393 $2,391
GEICO $1,358 $1,349 $1,289 $1,289 $2,962 $3,957 $1,581 $1,555
Nationwide $1,340 $1,346 $1,193 $1,222 $3,210 $4,115 $1,478 $1,602
Progressive $1,098 $1,041 $1,000 $1,000 $5,096 $5,716 $1,326 $1,351
State Farm $1,351 $1,351 $1,229 $1,229 $4,225 $5,288 $1,531 $1,770
USAA $1,028 $1,009 $971 $970 $3,233 $3,831 $1,315 $1,439

Cheap Roanoke, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Roanoke, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Roanoke, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Roanoke, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,814 $6,680
GEICO $2,962 $3,957
Nationwide $3,210 $4,115
Progressive $5,096 $5,716
State Farm $4,225 $5,288
USAA $3,233 $3,831

Cheap Roanoke, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Roanoke, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Roanoke, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,825 $1,825
GEICO $1,289 $1,289
Nationwide $1,193 $1,222
Progressive $1,000 $1,000
State Farm $1,229 $1,229
USAA $971 $970

Cheap Roanoke, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roanoke, Virginia compared to the annual auto insurance rates with a clean record in Roanoke, Virginia.

Annual Roanoke, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,281 $3,660 $3,355 $2,949
GEICO $1,461 $1,891 $2,856 $1,461
Nationwide $1,690 $1,690 $2,459 $1,913
Progressive $1,879 $2,500 $2,247 $2,187
State Farm $2,042 $2,452 $2,247 $2,247
USAA $1,334 $1,739 $2,289 $1,536

Cheap Roanoke, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Roanoke, Virginia is not easy. Compare the annual rates for DUI auto insurance in Roanoke, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Roanoke, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,355
GEICO $2,856
Nationwide $2,459
Progressive $2,247
State Farm $2,247
USAA $2,289

Cheap Roanoke, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Roanoke, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Roanoke, Virginia

Insurance Company Poor Fair Good
Allstate $3,727 $2,994 $2,462
GEICO $2,130 $1,811 $1,811
Nationwide $2,291 $1,846 $1,678
Progressive $2,448 $2,150 $2,012
State Farm $3,195 $1,981 $1,565
USAA $2,297 $1,574 $1,303

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Cheap Roanoke, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Roanoke, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Roanoke, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Roanoke, Virginia

ZIP Code Average Annual Rates
24011 $1,900
24012 $1,884
24013 $1,896
24014 $1,844
24015 $1,908
24016 $1,897
24017 $1,894
24018 $1,916
24019 $1,871

Cheap Roanoke, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Roanoke, Virginia auto insurance. Find the cheapest annual Roanoke, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Roanoke, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,969 $3,154
GEICO $1,882 $1,953
Nationwide $1,938 $1,938
Progressive $2,203 $2,203
State Farm $2,192 $2,302
USAA $1,661 $1,788

Cheap Roanoke, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Roanoke, Virginia? Check out the comparison of annual Roanoke, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Roanoke, Virginia

Insurance Company Low Medium High
Allstate $2,972 $3,062 $3,150
GEICO $1,840 $1,916 $1,997
Nationwide $2,030 $1,920 $1,864
Progressive $2,107 $2,179 $2,324
State Farm $2,108 $2,243 $2,389
USAA $1,650 $1,728 $1,795

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Best By Category: Cheapest Auto Insurance in Roanoke, Virginia

Compare the cheapest auto insurance companies in Roanoke, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Roanoke, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Roanoke, Virginia Auto Insurance Companies

What auto insurance companies in Roanoke, Virginia are the cheapest? Compare the top Roanoke, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Roanoke, Virginia

Insurance Company Average Annual Rates
Allstate $3,061
GEICO $1,918
Nationwide $1,938
Progressive $2,203
State Farm $2,247
USAA $1,724

What affects auto insurance rates in Roanoke, Virginia?

There are a lot of reasons why auto insurance rates in Roanoke, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roanoke, Virginia. Many local factors may affect your Roanoke auto insurance rates.

Roanoke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roanoke, Virginia commute length is 22.8 minutes according to City-Data.

Roanoke Traffic

How does Roanoke, Virginia rank for traffic? According to Inrix Roanoke, Virginia is the 434th most congested worldwide.

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Compare Roanoke, Virginia Auto Insurance Quotes

Before you buy Roanoke, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roanoke, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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