Best Cheap Auto Insurance in Portland, ME (2021)

The average Portland, ME auto insurance rates are $225 per month. The minimum auto insurance in Portland is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Portland, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Portland, Maine is 50/100/25
  • The most expensive auto insurance company in Portland for teen drivers is Progressive
  • The average commute length in Portland is 18.8 minutes

Portland, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Portland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portland, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Portland to other Maine cities, including Sanford auto insurance rates, South Portland auto insurance rates, and Bangor auto insurance rates to see how Portland, Maine auto insurance rates stack up.

Before you buy Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portland, Maine auto insurance quotes.

Minimum Auto Insurance in Portland, Maine

Portland, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Portland, Maine.

Minimum Required Auto Insurance Coverage in Portland, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Portland, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Portland, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portland, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,811 $1,826 $1,715 $1,822 $6,171 $6,688 $2,168 $2,237
GEICO $1,002 $1,038 $1,002 $1,002 $2,480 $3,220 $1,094 $1,165
Liberty Mutual $3,103 $3,103 $2,958 $2,958 $6,517 $9,720 $3,103 $4,343
Progressive $1,831 $1,792 $1,831 $1,792 $7,754 $8,705 $2,130 $2,401
State Farm $1,444 $1,444 $1,373 $1,373 $4,727 $5,906 $1,620 $1,769
Travelers $1,268 $1,308 $1,148 $1,174 $5,261 $7,120 $1,244 $1,420
USAA $843 $828 $839 $818 $2,784 $3,066 $1,068 $1,115

Cheap Portland, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Portland, Maine is a challenge. Take a look at the annual teen auto insurance rates in Portland, Maine.

Annual Auto Insurance Rates for Teen Drivers in Portland, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $6,171 $6,688
GEICO $2,480 $3,220
Liberty Mutual $6,517 $9,720
Progressive $7,754 $8,705
State Farm $4,727 $5,906
Travelers $5,261 $7,120
USAA $2,784 $3,066

Cheap Portland, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Portland, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Portland, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,715 $1,822
GEICO $1,002 $1,002
Liberty Mutual $2,958 $2,958
Progressive $1,831 $1,792
State Farm $1,373 $1,373
Travelers $1,148 $1,174
USAA $839 $818

Cheap Portland, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Portland, Maine compared to the annual auto insurance rates with a clean record in Portland, Maine.

Annual Portland, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,668 $3,404 $2,954 $3,193
GEICO $1,093 $1,536 $2,279 $1,093
Liberty Mutual $3,406 $4,032 $6,744 $3,719
Progressive $2,824 $4,793 $3,146 $3,355
State Farm $2,223 $2,691 $2,457 $2,457
Travelers $2,073 $2,305 $2,904 $2,690
USAA $1,076 $1,420 $2,000 $1,184

Cheap Portland, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Portland, Maine is not easy. Compare the annual rates for DUI auto insurance in Portland, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Portland, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,096
Farmers $2,954
GEICO $2,279
Liberty Mutual $6,744
Progressive $3,146
State Farm $2,457
Travelers $2,904
USAA $2,000

Cheap Portland, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Portland, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Portland, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,552 $2,921 $2,692
GEICO $2,019 $1,340 $1,143
Liberty Mutual $6,232 $4,037 $3,157
Progressive $3,977 $3,425 $3,187
State Farm $3,579 $2,137 $1,655
Travelers $2,935 $2,404 $2,140
USAA $1,857 $1,284 $1,119

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Cheap Portland, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Portland, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Portland, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Portland, Maine

ZIP Code Average Annual Rates
4101 $2,384
4102 $2,307
4103 $2,361
4109 $2,288

Cheap Portland, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Portland, Maine auto insurance. Find the cheapest annual Portland, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Portland, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,675 $2,675
Farmers $3,055 $3,055
GEICO $1,476 $1,525
Liberty Mutual $4,385 $4,566
Progressive $3,530 $3,530
State Farm $2,377 $2,537
Travelers $2,493 $2,493
USAA $1,380 $1,460

Cheap Portland, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Portland, Maine? Check out the comparison of annual Portland, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portland, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,923 $2,946 $3,295
GEICO $1,469 $1,479 $1,553
Liberty Mutual $4,413 $4,413 $4,601
Progressive $3,451 $3,460 $3,679
State Farm $2,384 $2,429 $2,558
Travelers $2,448 $2,454 $2,577
USAA $1,388 $1,401 $1,471

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Best By Category: Cheapest Auto Insurance in Portland, Maine

Compare the cheapest auto insurance companies in Portland, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Portland, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Portland, Maine Auto Insurance Companies

What auto insurance companies in Portland, Maine are the cheapest? Compare the top Portland, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Portland, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $3,055
GEICO $1,500
Liberty Mutual $4,475
Progressive $3,530
State Farm $2,457
Travelers $2,493
USAA $1,420

What affects auto insurance rates in Portland, Maine?

There are a lot of reasons why auto insurance rates in Portland, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portland, Maine. Many local factors may affect your Portland auto insurance rates.

Portland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portland, Maine commute length is 18.8 minutes according to City-Data.

Portland Traffic

How does Portland, Maine rank for traffic? According to Inrix Portland, Maine is the 115th most congested worldwide.

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Compare Portland, Maine Auto Insurance Quotes

Before you buy Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portland, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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