Best Cheap Auto Insurance in Bangor, ME (2021)

The average Bangor, ME auto insurance rates are $216 per month. The minimum auto insurance in Bangor is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Bangor, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Bangor, Maine is 50/100/25
  • The most expensive auto insurance company in Bangor for teen drivers is Progressive
  • Average auto insurance rates in Bangor, ME for senior drivers are $1,521 per year

Bangor, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Bangor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bangor, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Bangor to other Maine cities, including Saco auto insurance rates, Biddeford auto insurance rates, and Lewiston auto insurance rates to see how Bangor, Maine auto insurance rates stack up.

Before you buy Bangor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bangor, Maine auto insurance quotes.

Minimum Auto Insurance in Bangor, Maine

Bangor, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bangor, Maine.

Minimum Required Auto Insurance Coverage in Bangor, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bangor, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bangor, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bangor, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,965 $1,717 $1,862 $4,827 $6,453 $2,076 $2,322
Farmers $1,685 $1,700 $1,589 $1,696 $5,594 $6,110 $2,005 $2,071
GEICO $1,035 $1,071 $1,035 $1,035 $2,539 $3,299 $1,129 $1,204
Liberty Mutual $2,932 $2,932 $2,794 $2,794 $6,178 $9,224 $2,932 $4,111
Progressive $1,846 $1,808 $1,846 $1,808 $7,678 $8,628 $2,155 $2,440
State Farm $1,235 $1,235 $1,172 $1,172 $4,006 $5,004 $1,384 $1,511
Travelers $1,120 $1,157 $1,016 $1,038 $4,536 $6,130 $1,107 $1,270
USAA $900 $886 $895 $873 $2,966 $3,271 $1,143 $1,197

Cheap Bangor, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bangor, Maine is a challenge. Take a look at the annual teen auto insurance rates in Bangor, Maine.

Annual Auto Insurance Rates for Teen Drivers in Bangor, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,827 $6,453
Farmers $5,594 $6,110
GEICO $2,539 $3,299
Liberty Mutual $6,178 $9,224
Progressive $7,678 $8,628
State Farm $4,006 $5,004
Travelers $4,536 $6,130
USAA $2,966 $3,271

Cheap Bangor, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Bangor, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bangor, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,717 $1,862
Farmers $1,589 $1,696
GEICO $1,035 $1,035
Liberty Mutual $2,794 $2,794
Progressive $1,846 $1,808
State Farm $1,172 $1,172
Travelers $1,016 $1,038
USAA $895 $873

Cheap Bangor, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bangor, Maine compared to the annual auto insurance rates with a clean record in Bangor, Maine.

Annual Bangor, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,357 $3,202 $3,341 $2,666
Farmers $2,452 $3,127 $2,713 $2,933
GEICO $1,123 $1,580 $2,348 $1,123
Liberty Mutual $3,242 $3,824 $6,349 $3,533
Progressive $2,829 $4,770 $3,146 $3,360
State Farm $1,893 $2,286 $2,090 $2,090
Travelers $1,810 $2,011 $2,522 $2,343
USAA $1,150 $1,517 $2,133 $1,266

Cheap Bangor, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bangor, Maine is not easy. Compare the annual rates for DUI auto insurance in Bangor, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Bangor, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,341
Farmers $2,713
GEICO $2,348
Liberty Mutual $6,349
Progressive $3,146
State Farm $2,090
Travelers $2,522
USAA $2,133

Cheap Bangor, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bangor, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bangor, Maine

Insurance Company Poor Fair Good
Allstate $3,639 $2,768 $2,267
Farmers $3,267 $2,682 $2,470
GEICO $2,077 $1,378 $1,175
Liberty Mutual $5,899 $3,822 $2,990
Progressive $3,990 $3,417 $3,172
State Farm $3,043 $1,818 $1,408
Travelers $2,555 $2,094 $1,865
USAA $1,987 $1,369 $1,193

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Cheap Bangor, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bangor, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Bangor, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bangor, Maine

ZIP Code Average Annual Rates
4401 $2,246

Cheap Bangor, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Bangor, Maine auto insurance. Find the cheapest annual Bangor, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bangor, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,891 $2,891
Farmers $2,806 $2,806
GEICO $1,518 $1,569
Liberty Mutual $4,151 $4,323
Progressive $3,526 $3,526
State Farm $2,021 $2,158
Travelers $2,172 $2,172
USAA $1,474 $1,559

Cheap Bangor, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bangor, Maine? Check out the comparison of annual Bangor, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bangor, Maine

Insurance Company Low Medium High
Allstate $2,851 $2,853 $2,970
Farmers $2,688 $2,707 $3,024
GEICO $1,511 $1,522 $1,597
Liberty Mutual $4,175 $4,175 $4,360
Progressive $3,464 $3,471 $3,643
State Farm $2,029 $2,065 $2,175
Travelers $2,136 $2,140 $2,238
USAA $1,484 $1,497 $1,567

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Best By Category: Cheapest Auto Insurance in Bangor, Maine

Compare the cheapest auto insurance companies in Bangor, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bangor, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Bangor, Maine Auto Insurance Companies

What auto insurance companies in Bangor, Maine are the cheapest? Compare the top Bangor, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bangor, Maine

Insurance Company Average Annual Rates
Allstate $2,891
Farmers $2,806
GEICO $1,543
Liberty Mutual $4,237
Progressive $3,526
State Farm $2,090
Travelers $2,172
USAA $1,516

What affects auto insurance rates in Bangor, Maine?

There are a lot of reasons why auto insurance rates in Bangor, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bangor, Maine. Many local factors may affect your Bangor auto insurance rates.

Bangor Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bangor, Maine commute length is 16.9 minutes according to City-Data.

Bangor Traffic

How does Bangor, Maine rank for traffic? According to Inrix Bangor, Maine is the 881st most congested worldwide.

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Compare Bangor, Maine Auto Insurance Quotes

Before you buy Bangor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bangor, Maine auto insurance quotes.

Free Auto Insurance Comparison

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