Best Cheap Auto Insurance in Jacksonville, AL (2021)

The average Jacksonville, AL auto insurance rates are $293 per month. The minimum auto insurance in Jacksonville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Jacksonville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Jacksonville, Alabama is 25/50/25
  • The average commute length in Jacksonville is 23.2 minutes
  • The cheapest auto insurance company in Jacksonville is USAA

Jacksonville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jacksonville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Jacksonville to other Alabama cities, including Birmingham auto insurance rates, Montgomery auto insurance rates, and Huntsville auto insurance rates to see how Jacksonville, Alabama auto insurance rates stack up.

Before you buy Jacksonville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jacksonville, Alabama auto insurance quotes.

Minimum Auto Insurance in Jacksonville, Alabama

Jacksonville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jacksonville, Alabama.

Minimum Required Auto Insurance Coverage in Jacksonville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jacksonville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jacksonville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,874 $1,784 $1,818 $6,889 $7,392 $2,197 $2,243
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,334 $2,176 $1,912 $2,055 $9,841 $10,966 $2,723 $2,895
State Farm $2,616 $2,616 $2,373 $2,373 $8,035 $10,037 $2,958 $3,427
Travelers $1,244 $1,262 $1,173 $1,168 $6,572 $10,293 $1,182 $1,342
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

Cheap Jacksonville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jacksonville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Jacksonville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Jacksonville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,889 $7,392
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,841 $10,966
State Farm $8,035 $10,037
Travelers $6,572 $10,293
USAA $3,601 $3,993

Cheap Jacksonville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Jacksonville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jacksonville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,818
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,912 $2,055
State Farm $2,373 $2,373
Travelers $1,173 $1,168
USAA $1,138 $1,117

Cheap Jacksonville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jacksonville, Alabama compared to the annual auto insurance rates with a clean record in Jacksonville, Alabama.

Annual Jacksonville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,275 $3,890 $3,141
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,934 $4,969 $4,235 $4,313
State Farm $3,877 $4,827 $4,257 $4,257
Travelers $2,525 $2,650 $3,870 $3,072
USAA $1,502 $1,883 $2,791 $1,624

Cheap Jacksonville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jacksonville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Jacksonville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Jacksonville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,890
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,257
Travelers $3,870
USAA $2,791

Cheap Jacksonville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jacksonville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jacksonville, Alabama

Insurance Company Poor Fair Good
Allstate $4,038 $3,176 $2,599
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,907 $4,227 $3,955
State Farm $6,978 $3,534 $2,402
Travelers $3,304 $2,866 $2,919
USAA $2,620 $1,706 $1,524

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Cheap Jacksonville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jacksonville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Jacksonville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jacksonville, Alabama

ZIP Code Average Annual Rates
36265 $3,608

Cheap Jacksonville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Jacksonville, Alabama auto insurance. Find the cheapest annual Jacksonville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jacksonville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,271 $3,271
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,363 $4,363
State Farm $4,202 $4,407
Travelers $3,029 $3,029
USAA $1,861 $2,039

Cheap Jacksonville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jacksonville, Alabama? Check out the comparison of annual Jacksonville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jacksonville, Alabama

Insurance Company Low Medium High
Allstate $3,150 $3,265 $3,397
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,884 $4,337 $4,867
State Farm $4,073 $4,299 $4,542
Travelers $2,873 $3,089 $3,125
USAA $1,879 $1,939 $2,032

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Best By Category: Cheapest Auto Insurance in Jacksonville, Alabama

Compare the cheapest auto insurance companies in Jacksonville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jacksonville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jacksonville, Alabama Auto Insurance Companies

What auto insurance companies in Jacksonville, Alabama are the cheapest? Compare the top Jacksonville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jacksonville, Alabama

Insurance Company Average Annual Rates
Allstate $3,271
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,363
State Farm $4,304
Travelers $3,029
USAA $1,950

What affects auto insurance rates in Jacksonville, Alabama?

There are a lot of reasons why auto insurance rates in Jacksonville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jacksonville, Alabama. Many local factors may affect your Jacksonville auto insurance rates.

Jacksonville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jacksonville, Alabama auto theft statistics, there have been 26 auto thefts in the city.

Jacksonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jacksonville, Alabama commute length is 23.2 minutes according to City-Data.

Jacksonville Traffic

How does Jacksonville, Alabama rank for traffic? According to Inrix Jacksonville, Alabama is the 295th most congested worldwide.

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Compare Jacksonville, Alabama Auto Insurance Quotes

Before you buy Jacksonville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jacksonville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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