Best Cheap Auto Insurance in Jackson, AL (2021)

The average Jackson, AL auto insurance rates are $303 per month. The minimum auto insurance in Jackson is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Jackson, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Jackson for teen drivers is Liberty Mutual
  • The average commute length in Jackson is 19.5 minutes
  • The minimum auto insurance required in Jackson, Alabama is 25/50/25

Jackson, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Jackson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jackson, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Jackson to other Alabama cities, including Decatur auto insurance rates, Madison auto insurance rates, and Auburn auto insurance rates to see how Jackson, Alabama auto insurance rates stack up.

Before you buy Jackson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jackson, Alabama auto insurance quotes.

Minimum Auto Insurance in Jackson, Alabama

Jackson, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jackson, Alabama.

Minimum Required Auto Insurance Coverage in Jackson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jackson, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jackson, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,346 $2,211 $1,920 $2,047 $9,394 $10,498 $2,748 $2,923
State Farm $3,211 $3,211 $2,874 $2,874 $9,338 $11,713 $3,619 $4,172
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Cheap Jackson, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jackson, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Jackson, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,394 $10,498
State Farm $9,338 $11,713
Travelers $7,394 $11,596
USAA $4,020 $4,464

Cheap Jackson, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Jackson, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,920 $2,047
State Farm $2,874 $2,874
Travelers $1,327 $1,326
USAA $1,271 $1,252

Cheap Jackson, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jackson, Alabama compared to the annual auto insurance rates with a clean record in Jackson, Alabama.

Annual Jackson, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,858 $4,827 $4,123 $4,236
State Farm $4,653 $5,705 $5,074 $5,074
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

Cheap Jackson, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jackson, Alabama is not easy. Compare the annual rates for DUI auto insurance in Jackson, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Jackson, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,865
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,123
State Farm $5,074
Travelers $4,370
USAA $3,133

Cheap Jackson, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jackson, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jackson, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,826 $4,118 $3,838
State Farm $8,312 $4,208 $2,859
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

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Cheap Jackson, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jackson, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Jackson, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jackson, Alabama

ZIP Code Average Annual Rates
36545 $3,693

Cheap Jackson, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Jackson, Alabama auto insurance. Find the cheapest annual Jackson, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jackson, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,286 $3,286
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,261 $4,261
State Farm $5,006 $5,247
Travelers $3,430 $3,430
USAA $2,082 $2,282

Cheap Jackson, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jackson, Alabama? Check out the comparison of annual Jackson, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,842 $4,237 $4,704
State Farm $4,884 $5,119 $5,376
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

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Best By Category: Cheapest Auto Insurance in Jackson, Alabama

Compare the cheapest auto insurance companies in Jackson, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jackson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jackson, Alabama Auto Insurance Companies

What auto insurance companies in Jackson, Alabama are the cheapest? Compare the top Jackson, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jackson, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,261
State Farm $5,126
Travelers $3,430
USAA $2,182

What affects auto insurance rates in Jackson, Alabama?

There are a lot of reasons why auto insurance rates in Jackson, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jackson, Alabama. Many local factors may affect your Jackson auto insurance rates.

Jackson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jackson, Alabama auto theft statistics, there have been 5 auto thefts in the city.

Jackson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jackson, Alabama commute length is 19.5 minutes according to City-Data.

Jackson Traffic

How does Jackson, Alabama rank for traffic? According to Inrix Jackson, Alabama is the 295th most congested worldwide.

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Compare Jackson, Alabama Auto Insurance Quotes

Before you buy Jackson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jackson, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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