How Much is Insurance for a Volvo XC60? [List of Money Saving Tips]

Volvo XC60 insurance rates cost $1,316 a year, or around $110 a month. On average, Volvo XC60 comprehensive insurance coverage costs $321, collision coverage costs $468, and liability coverage costs $371.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 6, 2020

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Key takeaways:

  • Full coverage costs around $1,316 a year or $110 each month
  • A liability-only policy costs around $527 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,810 a year or $401 each month
  • Good drivers can save as much as $543 a year by earning policy discounts
  • Volvo XC60 insurance costs around $203 less per year than the average vehicle

Volvo XC60 insurance rates are $203 cheaper than the average vehicle. Liability-only coverage costs $44 per month, while full coverage costs $110 per month. Continue reading to learn how you can save $543 per year on Volvo XC60 insurance rates.

You can start comparing quotes for Volvo XC60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Volvo XC60 Insurance Cost

The average auto insurance costs for a Volvo XC60 are $1,316 a year or $110 a month.

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Are Volvo XC60s Expensive to Insure?

The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Infiniti QX60, Jeep Wrangler, and Toyota 4Runner.

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
Infiniti QX60 $404 $750 $372 $1,684
Jeep Wrangler $280 $376 $420 $1,256
Toyota 4Runner $332 $512 $332 $1,312
Mazda CX-9 $332 $542 $390 $1,422
Audi Q7 $394 $714 $398 $1,664
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC60 Insurance?

The Volvo XC60 trim and model you choose can impact the total price you will pay for Volvo XC60 auto insurance coverage.

Age of the Vehicle

Older Volvo XC60 models generally cost less to insure. For example, auto insurance for a 2018 Volvo XC60 costs $1,316, while 2010 Volvo XC60 insurance costs are $1,074, a difference of $242.

Model Year Comprehensive Collision Liability Total
2018 Volvo XC60 $306 $536 $338 $1,316
2017 Volvo XC60 $296 $524 $354 $1,310
2016 Volvo XC60 $286 $502 $364 $1,288
2015 Volvo XC60 $270 $484 $376 $1,266
2014 Volvo XC60 $260 $450 $384 $1,230
2013 Volvo XC60 $250 $424 $388 $1,198
2012 Volvo XC60 $240 $380 $390 $1,146
2011 Volvo XC60 $224 $350 $390 $1,100
2010 Volvo XC60 $216 $328 $394 $1,074
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Driver Age

Driver age can have a significant effect on the cost of Volvo XC60 auto insurance. For example, 30-year-old drivers pay approximately $58 more for their Volvo XC60 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in New York may pay $802 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.

Volvo XC60 Safety Ratings

The Volvo XC60’s safety ratings will affect your Volvo XC60 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo XC60 Crash Test Ratings

Not only do good Volvo XC60 crash test ratings mean you are better protected in a crash, but good Volvo XC60 crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC60 Safety Features

The more safety features you have on your Volvo XC60, the more likely it is that you can earn a discount. The Volvo XC60’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning

Volvo XC60 Insurance Loss Probability

Review the Volvo XC60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Volvo XC60 auto insurance costs; higher percentages mean higher Volvo XC60 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage -26%
Comprehensive -30%
Personal Injury -40%
Medical Payment -47%
Bodily Injury -45%
Source: Insurance Institute for Highway Safety
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Volvo XC60 Finance and Insurance Cost

If you are financing a Volvo XC60, most lenders will require your carry higher Volvo XC60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC60 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo XC60 Insurance

There are many ways that you can save on Volvo XC60 auto insurance. Below are five actions you can take to find cheap Volvo XC60 auto insurance rates.

  • Add a More Experienced Driver to Your Volvo XC60 Policy
  • Get Cheaper Volvo XC60 Insurance Rates as a Full-Time Parent
  • Start Searching for New Volvo XC60 Insurance Rates a Month Before Your Renewal
  • Ask About Usage-Based Insurance for Your Volvo XC60
  • Watch Your Insurer Closely When Your Volvo XC60 Needs Repairs

Top Volvo XC60 Insurance Companies

Who is the top auto insurance company for Volvo XC60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC60 Insurance Quotes Online

You can start comparing quotes for Volvo XC60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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