Best Cheap Auto Insurance in Geneva, AL (2021)

The average Geneva, AL auto insurance rates are $282 per month. The minimum auto insurance in Geneva is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Geneva, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Geneva is USAA
  • The minimum auto insurance required in Geneva, Alabama is 25/50/25
  • Average auto insurance rates in Geneva, AL for senior drivers are $1,806 per year

Geneva, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Geneva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Geneva, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Geneva to other Alabama cities, including Huntsville auto insurance rates, Tuscaloosa auto insurance rates, and Birmingham auto insurance rates to see how Geneva, Alabama auto insurance rates stack up.

Before you buy Geneva, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Geneva, Alabama auto insurance quotes.

Minimum Auto Insurance in Geneva, Alabama

Geneva, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Geneva, Alabama.

Minimum Required Auto Insurance Coverage in Geneva, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Geneva, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Geneva, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geneva, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,229 $2,086 $1,826 $1,966 $8,916 $9,909 $2,585 $2,696
State Farm $2,518 $2,518 $2,269 $2,269 $7,443 $9,340 $2,840 $3,261
Travelers $1,497 $1,520 $1,405 $1,400 $8,027 $12,633 $1,417 $1,625
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Cheap Geneva, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Geneva, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Geneva, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Geneva, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,916 $9,909
State Farm $7,443 $9,340
Travelers $8,027 $12,633
USAA $3,648 $4,046

Cheap Geneva, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Geneva, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Geneva, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,966
State Farm $2,269 $2,269
Travelers $1,405 $1,400
USAA $1,159 $1,139

Cheap Geneva, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Geneva, Alabama compared to the annual auto insurance rates with a clean record in Geneva, Alabama.

Annual Geneva, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,635 $4,559 $3,919 $3,994
State Farm $3,674 $4,526 $4,015 $4,015
Travelers $3,074 $3,225 $4,719 $3,744
USAA $1,526 $1,911 $2,835 $1,650

Cheap Geneva, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Geneva, Alabama is not easy. Compare the annual rates for DUI auto insurance in Geneva, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Geneva, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,919
State Farm $4,015
Travelers $4,719
USAA $2,835

Cheap Geneva, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Geneva, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Geneva, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,555 $3,895 $3,630
State Farm $6,573 $3,332 $2,267
Travelers $4,025 $3,490 $3,557
USAA $2,659 $1,734 $1,549

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Cheap Geneva, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Geneva, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Geneva, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Geneva, Alabama

ZIP Code Average Annual Rates
36340 $3,485

Cheap Geneva, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Geneva, Alabama auto insurance. Find the cheapest annual Geneva, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Geneva, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,027 $4,027
State Farm $3,959 $4,155
Travelers $3,690 $3,690
USAA $1,890 $2,071

Cheap Geneva, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Geneva, Alabama? Check out the comparison of annual Geneva, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geneva, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,560 $3,996 $4,524
State Farm $3,837 $4,051 $4,284
Travelers $3,504 $3,764 $3,803
USAA $1,907 $1,969 $2,066

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Best By Category: Cheapest Auto Insurance in Geneva, Alabama

Compare the cheapest auto insurance companies in Geneva, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Geneva, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Geneva, Alabama Auto Insurance Companies

What auto insurance companies in Geneva, Alabama are the cheapest? Compare the top Geneva, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Geneva, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,027
State Farm $4,057
Travelers $3,690
USAA $1,981

What affects auto insurance rates in Geneva, Alabama?

There are a lot of reasons why auto insurance rates in Geneva, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Geneva, Alabama. Many local factors may affect your Geneva auto insurance rates.

Geneva Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Geneva, Alabama commute length is 26.6 minutes according to City-Data.

Geneva Traffic

How does Geneva, Alabama rank for traffic? According to Inrix Geneva, Alabama is the 65th most congested worldwide.

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Compare Geneva, Alabama Auto Insurance Quotes

Before you buy Geneva, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Geneva, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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