Best Cheap Auto Insurance in Denham Springs, LA (2021)

The average Denham Springs, LA auto insurance rates are $557 per month. The minimum auto insurance in Denham Springs is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Denham Springs, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Denham Springs for teen drivers is Progressive
  • The cheapest auto insurance company in Denham Springs is USAA
  • The minimum auto insurance required in Denham Springs, Louisiana is 15/30/25

Denham Springs, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Denham Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Denham Springs, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Denham Springs to other Louisiana cities, including New Orleans auto insurance rates, Alexandria auto insurance rates, and Houma auto insurance rates to see how Denham Springs, Louisiana auto insurance rates stack up.

Before you buy Denham Springs, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Denham Springs, Louisiana auto insurance quotes.

Minimum Auto Insurance in Denham Springs, Louisiana

Denham Springs, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Denham Springs, Louisiana.

Minimum Required Auto Insurance Coverage in Denham Springs, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Denham Springs, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Denham Springs, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denham Springs, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,942 $4,547 $4,778 $5,854 $14,625 $15,334 $3,786 $3,622
Progressive $5,128 $4,751 $4,304 $4,687 $20,573 $22,808 $5,802 $5,829
State Farm $3,284 $3,284 $3,034 $3,034 $9,992 $12,525 $3,674 $4,129
USAA $3,044 $2,992 $2,982 $2,952 $9,056 $10,592 $3,717 $4,057

Cheap Denham Springs, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Denham Springs, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Denham Springs, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Denham Springs, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,625 $15,334
Progressive $20,573 $22,808
State Farm $9,992 $12,525
USAA $9,056 $10,592

Cheap Denham Springs, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Denham Springs, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Denham Springs, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,778 $5,854
Progressive $4,304 $4,687
State Farm $3,034 $3,034
USAA $2,982 $2,952

Cheap Denham Springs, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Denham Springs, Louisiana compared to the annual auto insurance rates with a clean record in Denham Springs, Louisiana.

Annual Denham Springs, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,776 $7,746 $9,592 $6,131
Progressive $7,682 $10,347 $9,926 $8,987
State Farm $4,903 $5,836 $5,369 $5,369
USAA $3,761 $5,220 $6,222 $4,493

Cheap Denham Springs, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Denham Springs, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Denham Springs, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Denham Springs, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,592
Progressive $9,926
State Farm $5,369
USAA $6,222

Cheap Denham Springs, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Denham Springs, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Denham Springs, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,403 $7,289 $5,490
Progressive $10,411 $8,956 $8,339
State Farm $7,456 $4,789 $3,863
USAA $6,800 $4,345 $3,628

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Cheap Denham Springs, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Denham Springs, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Denham Springs, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Denham Springs, Louisiana

ZIP Code Average Annual Rates
70706 $6,178
70726 $6,367

Cheap Denham Springs, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Denham Springs, Louisiana auto insurance. Find the cheapest annual Denham Springs, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Denham Springs, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,927 $7,195
Progressive $9,235 $9,235
State Farm $5,230 $5,509
USAA $4,771 $5,078

Cheap Denham Springs, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Denham Springs, Louisiana? Check out the comparison of annual Denham Springs, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denham Springs, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,749 $7,090 $8,343
Progressive $7,409 $9,143 $11,155
State Farm $4,615 $5,357 $6,136
USAA $4,254 $5,003 $5,514

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Best By Category: Cheapest Auto Insurance in Denham Springs, Louisiana

Compare the cheapest auto insurance companies in Denham Springs, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Denham Springs, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Denham Springs, Louisiana Auto Insurance Companies

What auto insurance companies in Denham Springs, Louisiana are the cheapest? Compare the top Denham Springs, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Denham Springs, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $7,061
Progressive $9,235
State Farm $5,369
USAA $4,924

What affects auto insurance rates in Denham Springs, Louisiana?

There are a lot of reasons why auto insurance rates in Denham Springs, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Denham Springs, Louisiana. Many local factors may affect your Denham Springs auto insurance rates.

Denham Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Denham Springs, Louisiana auto theft statistics, there have been 3 auto thefts in the city.

Denham Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Denham Springs, Louisiana commute length is 25.4 minutes according to City-Data.

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Compare Denham Springs, Louisiana Auto Insurance Quotes

Before you buy Denham Springs, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Denham Springs, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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