Best Cheap Auto Insurance in Monroe, LA (2021)

The average Monroe, LA auto insurance rates are $479 per month. The minimum auto insurance in Monroe is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Monroe, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Monroe is 16.3 minutes
  • The cheapest auto insurance company in Monroe is USAA
  • The most expensive auto insurance company in Monroe for teen drivers is Progressive

Monroe, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other Louisiana cities, including Bossier City auto insurance rates, Monroe auto insurance rates, and Houma auto insurance rates to see how Monroe, Louisiana auto insurance rates stack up.

Before you buy Monroe, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, Louisiana auto insurance quotes.

Minimum Auto Insurance in Monroe, Louisiana

Monroe, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, Louisiana.

Minimum Required Auto Insurance Coverage in Monroe, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monroe, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,334 $3,836 $3,986 $4,864 $12,349 $13,012 $3,214 $3,112
Progressive $4,227 $3,932 $3,544 $3,841 $16,969 $18,841 $4,811 $4,884
State Farm $2,819 $2,819 $2,593 $2,593 $8,587 $10,797 $3,157 $3,544
USAA $2,751 $2,703 $2,696 $2,668 $8,312 $9,721 $3,371 $3,685

Cheap Monroe, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Monroe, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,349 $13,012
Progressive $16,969 $18,841
State Farm $8,587 $10,797
USAA $8,312 $9,721

Cheap Monroe, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,986 $4,864
Progressive $3,544 $3,841
State Farm $2,593 $2,593
USAA $2,696 $2,668

Cheap Monroe, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, Louisiana compared to the annual auto insurance rates with a clean record in Monroe, Louisiana.

Annual Monroe, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,053 $6,545 $8,049 $5,206
Progressive $6,351 $8,545 $8,197 $7,431
State Farm $4,216 $5,011 $4,614 $4,614
USAA $3,424 $4,764 $5,675 $4,091

Cheap Monroe, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Monroe, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $8,049
Progressive $8,197
State Farm $4,614
USAA $5,675

Cheap Monroe, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,094 $6,156 $4,640
Progressive $8,612 $7,396 $6,885
State Farm $6,429 $4,109 $3,303
USAA $6,186 $3,965 $3,314

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monroe, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, Louisiana

ZIP Code Average Annual Rates
71201 $5,256
71202 $5,592
71203 $5,477
71209 $5,353
71212 $5,353

Cheap Monroe, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, Louisiana auto insurance. Find the cheapest annual Monroe, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,847 $6,080
Progressive $7,631 $7,631
State Farm $4,491 $4,736
USAA $4,349 $4,628

Cheap Monroe, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, Louisiana? Check out the comparison of annual Monroe, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,921 $5,985 $6,984
Progressive $6,264 $7,562 $9,068
State Farm $3,988 $4,605 $5,247
USAA $3,869 $4,561 $5,036

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Monroe, Louisiana

Compare the cheapest auto insurance companies in Monroe, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Monroe, Louisiana Auto Insurance Companies

What auto insurance companies in Monroe, Louisiana are the cheapest? Compare the top Monroe, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,963
Progressive $7,631
State Farm $4,614
USAA $4,488

What affects auto insurance rates in Monroe, Louisiana?

There are a lot of reasons why auto insurance rates in Monroe, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroe, Louisiana. Many local factors may affect your Monroe auto insurance rates.

Monroe Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Monroe, Louisiana auto theft statistics, there have been 171 auto thefts in the city.

Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroe, Louisiana commute length is 16.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Monroe, Louisiana Auto Insurance Quotes

Before you buy Monroe, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption