Best Cheap Auto Insurance in Bastrop, LA (2021)

The average Bastrop, LA auto insurance rates are $459 per month. The minimum auto insurance in Bastrop is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Bastrop, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bastrop, Louisiana is 15/30/25
  • The average commute length in Bastrop is 22.4 minutes
  • The cheapest auto insurance company in Bastrop is USAA

Bastrop, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Bastrop can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bastrop, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Bastrop to other Louisiana cities, including Monroe auto insurance rates, New Orleans auto insurance rates, and Baton Rouge auto insurance rates to see how Bastrop, Louisiana auto insurance rates stack up.

Before you buy Bastrop, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bastrop, Louisiana auto insurance quotes.

Minimum Auto Insurance in Bastrop, Louisiana

Bastrop, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bastrop, Louisiana.

Minimum Required Auto Insurance Coverage in Bastrop, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bastrop, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bastrop, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bastrop, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,324 $3,835 $3,972 $4,848 $12,400 $13,083 $3,208 $3,112
Progressive $4,183 $3,902 $3,498 $3,791 $16,479 $18,309 $4,757 $4,819
State Farm $2,649 $2,649 $2,426 $2,426 $7,920 $9,954 $2,960 $3,326
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

Cheap Bastrop, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bastrop, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Bastrop, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Bastrop, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,400 $13,083
Progressive $16,479 $18,309
State Farm $7,920 $9,954
USAA $6,783 $7,974

Cheap Bastrop, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Bastrop, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bastrop, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,972 $4,848
Progressive $3,498 $3,791
State Farm $2,426 $2,426
USAA $2,229 $2,223

Cheap Bastrop, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bastrop, Louisiana compared to the annual auto insurance rates with a clean record in Bastrop, Louisiana.

Annual Bastrop, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,062 $6,555 $8,060 $5,214
Progressive $6,222 $8,340 $8,026 $7,281
State Farm $3,929 $4,649 $4,289 $4,289
USAA $2,843 $3,931 $4,708 $3,389

Cheap Bastrop, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bastrop, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Bastrop, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Bastrop, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $8,060
Progressive $8,026
State Farm $4,289
USAA $4,708

Cheap Bastrop, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bastrop, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bastrop, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,105 $6,165 $4,648
Progressive $8,447 $7,232 $6,723
State Farm $5,970 $3,821 $3,075
USAA $5,140 $3,277 $2,736

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Cheap Bastrop, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bastrop, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Bastrop, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bastrop, Louisiana

ZIP Code Average Annual Rates
71220 $5,160

Cheap Bastrop, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Bastrop, Louisiana auto insurance. Find the cheapest annual Bastrop, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bastrop, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,855 $6,090
Progressive $7,467 $7,467
State Farm $4,177 $4,400
USAA $3,603 $3,833

Cheap Bastrop, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bastrop, Louisiana? Check out the comparison of annual Bastrop, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bastrop, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,938 $5,992 $6,989
Progressive $6,102 $7,398 $8,902
State Farm $3,735 $4,280 $4,851
USAA $3,249 $3,772 $4,133

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Best By Category: Cheapest Auto Insurance in Bastrop, Louisiana

Compare the cheapest auto insurance companies in Bastrop, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bastrop, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bastrop, Louisiana Auto Insurance Companies

What auto insurance companies in Bastrop, Louisiana are the cheapest? Compare the top Bastrop, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bastrop, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,973
Progressive $7,467
State Farm $4,289
USAA $3,718

What affects auto insurance rates in Bastrop, Louisiana?

There are a lot of reasons why auto insurance rates in Bastrop, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bastrop, Louisiana. Many local factors may affect your Bastrop auto insurance rates.

Bastrop Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bastrop, Louisiana auto theft statistics, there have been 29 auto thefts in the city.

Bastrop Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bastrop, Louisiana commute length is 22.4 minutes according to City-Data.

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Compare Bastrop, Louisiana Auto Insurance Quotes

Before you buy Bastrop, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bastrop, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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