Best Cheap Auto Insurance in New Orleans, LA (2021)

The average New Orleans, LA auto insurance rates are $721 per month. The minimum auto insurance in New Orleans is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in New Orleans, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in New Orleans for teen drivers is Progressive
  • The minimum auto insurance required in New Orleans, Louisiana is 15/30/25
  • The average commute length in New Orleans is 24.2 minutes

New Orleans, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in New Orleans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Orleans, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in New Orleans to other Louisiana cities, including Bossier City auto insurance rates, Lake Charles auto insurance rates, and Kenner auto insurance rates to see how New Orleans, Louisiana auto insurance rates stack up.

Before you buy New Orleans, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Orleans, Louisiana auto insurance quotes.

Minimum Auto Insurance in New Orleans, Louisiana

New Orleans, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Orleans, Louisiana.

Minimum Required Auto Insurance Coverage in New Orleans, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Orleans, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Orleans, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Orleans, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $7,050 $7,050 $7,231 $7,231 $14,377 $17,894 $7,702 $8,297
GEICO $5,363 $6,153 $6,448 $7,887 $19,475 $20,430 $5,115 $4,929
Progressive $6,449 $6,057 $5,388 $5,810 $24,305 $27,060 $7,337 $7,398
State Farm $4,475 $4,475 $4,101 $4,101 $12,540 $15,732 $4,989 $5,567
USAA $3,642 $3,583 $3,561 $3,530 $10,995 $12,870 $4,474 $4,902

Cheap New Orleans, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Orleans, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in New Orleans, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in New Orleans, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,377 $17,894
GEICO $19,475 $20,430
Progressive $24,305 $27,060
State Farm $12,540 $15,732
USAA $10,995 $12,870

Cheap New Orleans, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in New Orleans, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Orleans, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $7,231 $7,231
GEICO $6,448 $7,887
Progressive $5,388 $5,810
State Farm $4,101 $4,101
USAA $3,561 $3,530

Cheap New Orleans, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Orleans, Louisiana compared to the annual auto insurance rates with a clean record in New Orleans, Louisiana.

Annual New Orleans, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,740 $11,413 $10,278 $8,984
GEICO $6,458 $10,370 $12,748 $8,323
Progressive $9,373 $12,463 $12,090 $10,975
State Farm $6,426 $7,568 $6,997 $6,997
USAA $4,529 $6,314 $7,519 $5,416

Cheap New Orleans, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Orleans, Louisiana is not easy. Compare the annual rates for DUI auto insurance in New Orleans, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in New Orleans, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,278
GEICO $12,748
Progressive $12,090
State Farm $6,997
USAA $7,519

Cheap New Orleans, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Orleans, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Orleans, Louisiana

Insurance Company Poor Fair Good
Allstate $12,464 $8,670 $7,678
GEICO $11,282 $9,783 $7,360
Progressive $12,759 $10,853 $10,064
State Farm $9,707 $6,244 $5,041
USAA $8,213 $5,244 $4,376

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Orleans, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Orleans, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in New Orleans, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Orleans, Louisiana

ZIP Code Average Annual Rates
70112 $7,967
70113 $8,475
70114 $7,657
70115 $7,234
70116 $8,400
70117 $8,666
70118 $7,260
70119 $8,271
70122 $8,354
70124 $6,762
70125 $7,894
70126 $8,524
70127 $8,622
70128 $8,587
70129 $8,512
70130 $7,973
70131 $7,413
70139 $8,105
70145 $8,433
70146 $8,433
70148 $8,298
70163 $7,980
70170 $7,954

Cheap New Orleans, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect New Orleans, Louisiana auto insurance. Find the cheapest annual New Orleans, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Orleans, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,604 $9,604
GEICO $9,279 $9,671
Progressive $11,225 $11,225
State Farm $6,809 $7,186
USAA $5,756 $6,133

Cheap New Orleans, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Orleans, Louisiana? Check out the comparison of annual New Orleans, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Orleans, Louisiana

Insurance Company Low Medium High
Allstate $8,055 $9,796 $10,961
GEICO $7,649 $9,507 $11,269
Progressive $9,149 $11,120 $13,408
State Farm $6,040 $6,981 $7,972
USAA $5,088 $6,045 $6,702

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in New Orleans, Louisiana

Compare the cheapest auto insurance companies in New Orleans, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Orleans, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Orleans, Louisiana Auto Insurance Companies

What auto insurance companies in New Orleans, Louisiana are the cheapest? Compare the top New Orleans, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Orleans, Louisiana

Insurance Company Average Annual Rates
Allstate $9,604
GEICO $9,475
Progressive $11,225
State Farm $6,997
USAA $5,945

What affects auto insurance rates in New Orleans, Louisiana?

There are a lot of reasons why auto insurance rates in New Orleans, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Orleans, Louisiana. Many local factors may affect your New Orleans auto insurance rates.

New Orleans Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Orleans, Louisiana auto theft statistics, there have been 2,994 auto thefts in the city.

New Orleans Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Orleans, Louisiana commute length is 24.2 minutes according to City-Data.

New Orleans Traffic

How does New Orleans, Louisiana rank for traffic? According to Inrix New Orleans, Louisiana is the 52nd most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare New Orleans, Louisiana Auto Insurance Quotes

Before you buy New Orleans, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Orleans, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption