Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V insurance rates average $1,684 a year or $140 a month for full coverage. Good drivers may be eligible for up to $694 in policy discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.

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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Infiniti Q70, Mercedes-Benz E300, and Porsche Panamera.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Infiniti Q70 $370 $774 $338 $1,618
Mercedes-Benz E300 $394 $744 $338 $1,612
Porsche Panamera $520 $1,042 $398 $2,118
Audi A7 $406 $834 $398 $1,796
Audi S8 $658 $1,368 $398 $2,582
Audi S6 $444 $894 $398 $1,894
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306
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Driver Age

Driver age can have a significant impact on Cadillac CTS-V auto insurance rates. For example, 20-year-old drivers pay approximately $2,060 more each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in Jacksonville may pay $1,011 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V auto insurance rates with violations on their driving record.

Cadillac CTS-V Safety Ratings

Your Cadillac CTS-V car insurance rates are tied to the safety ratings of the Cadillac CTS-V. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Crash Test Ratings

Cadillac CTS-V crash test ratings can impact your Cadillac CTS-V car insurance rates. See Cadillac CTS-V crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac CTS-V Safety Features

Having a variety of safety features on your Cadillac CTS-V can help lower your insurance costs. According to AutoBlog, the 2020 Cadillac CTS-V’s safety features include:

  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert

Cadillac CTS-V Insurance Loss Probability

The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, you will pay more if you purchase Cadillac CTS-V auto insurance at the dealership, so be sure to shop around and compare Cadillac CTS-V auto insurance quotes from the best companies using our FREE tool below.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Ways to Save on Cadillac CTS-V Insurance

There are several ways you can save even more on your Cadillac CTS-V car insurance rates. Take a look at the following five tips:

  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Ask for a New Cadillac CTS-V Auto Insurance Rate Based on Your Improved Credit Score
  • Understand that Your Insurer Can Change Your Cadillac CTS-V Auto Insurance Rates Mid-Term for Other Reasons
  • Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
  • Ask About Cadillac CTS-V Discounts If You Were Listed on Someone Else’s Policy

Top Cadillac CTS-V Insurance Companies

Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac CTS-V Insurance Quotes Online

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.