Are Nissan Armadas Expensive to Insure? [Everything You Need to Know]
Nissan Armada insurance rates cost $110 per month ($1,316 per year). Mature drivers with good driving records may find rates as low as $773 a year.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 23, 2020
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Key takeaways:
- Full coverage costs around $1,316 a year or $110 each month
- A liability-only policy costs around $527 a year or $44 each month
- Highest rates are for teenage drivers at around $4,810 a year or $401 each month
- Good drivers can save as much as $543 a year by earning policy discounts
- Nissan Armada insurance costs around $203 less per year than the average vehicle
Nissan Armada insurance rates are $203 cheaper than the average vehicle. You can pay as low as $44 per month for Nissan Armada insurance rates. Continue reading to learn how to save money on Nissan Armada insurance rates.
You can start comparing quotes for Nissan Armada auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Nissan Armada Insurance Cost
The average Nissan Armada auto insurance costs are $1,316 a year or $110 a month.
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Are Nissan Armadas Expensive to Insure?
The chart below details how Nissan Armada insurance rates compare to other SUVs like the Audi Q7, Volvo XC90, and Mercedes-Benz GLC 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Volvo XC90 | $346 | $600 | $390 | $1,494 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Armada Insurance?
The Nissan Armada trim and model you choose can impact the total price you will pay for Nissan Armada insurance coverage.
Age of the Vehicle
Older Nissan Armada models generally cost less to insure. For example, auto insurance for a 2018 Nissan Armada costs $1,316, while the 2010 Nissan Armada insurance costs are $1,074, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2017 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2015 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2014 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2013 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2011 Nissan Armada | $224 | $350 | $390 | $1,100 |
| 2010 Nissan Armada | $216 | $328 | $394 | $1,074 |
Driver Age
Driver age can have a significant impact on Nissan Armada auto insurance rates. As an example, a 40-year-old driver could pay $139 less each month for their Nissan Armada auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Armada insurance rates. For example, drivers in Los Angeles may pay $188 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Armada auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Armada auto insurance with violations on their driving record.
Nissan Armada Safety Ratings
Your Nissan Armada auto insurance rates are tied to the Nissan Armada’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Nissan Armada Crash Test Ratings
Good Nissan Armada crash test ratings can lower your Nissan Armada auto insurance rates. See Nissan Armada crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2020 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2018 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2018 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2017 Nissan Armada SUV RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Armada SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Armada Safety Features
The Nissan Armada safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan Armada auto insurance rates. The Nissan Armada’s safety features include:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- NissanConnect Services Emergency Sos
- Front And Rear Parking Sensors
- Intelligent Forward Collision Warning with AEB
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- RearView Monitor Back-Up Camera
Nissan Armada Insurance Loss Probability
The lower percentage means lower Nissan Armada auto insurance costs; higher percentages mean higher Nissan Armada auto insurance costs. Compare the following Nissan Armada auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | 4% |
| Comprehensive | -7% |
| Personal Injury | 6% |
| Medical Payment | no data |
| Bodily Injury | -13% |
| Source: Insurance Institute for Highway Safety | |
Nissan Armada Finance and Insurance Cost
If you are financing a Nissan Armada, you will pay more if you purchase Nissan Armada auto insurance at the dealership, so be sure to shop around and compare Nissan Armada auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Armada Insurance
You can save more money on your Nissan Armada auto insurance rates by employing any of the following five strategies.
- Use a Service Like Turo to Rent Out Your Nissan Armada
- Use Paperless Billing for Your Nissan Armada Insurance Policy
- Pay Your Nissan Armada Insurance Upfront
- Never Drink and Drive Your Nissan Armada
- Ask About Discounts for People with Disabilities
Top Nissan Armada Insurance Companies
Who is the top auto insurance company for Nissan Armada insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Armada auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Armada offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Armada Insurance Quotes Online
You can start comparing quotes for Nissan Armada auto insurance rates from some of the best auto insurance companies by using our free online tool now.