Think Out of the Box to Get Cheap Nissan Cube Auto Insurance

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Things to Remember...
  • Targeted towards city dwellers, this car has been designed to make maximum use of seating and interior features
  • Nissan models are known for their reliable handling, sturdy workmanship, and safety
  • Comfortable seating, practical design, and easy maneuverability make it a good city car
  • While most states mandate minimum amounts of insurance, as consumers you have the option of getting additional forms of auto insurance depending on your budget and needs
  • Getting information about insurance has become much easier but deciding on the right insurance can be quite stressful, given the enormous amount of offers available


With its funky design, roomy interior, and easy handling, the Nissan Cube has attracted a lot of attention. Targeted towards city dwellers, this car has been designed to make maximum use of seating and interior features.

A relatively inexpensive car, a well-maintained Nissan Cube driven by a cautious driver can be insured at reasonable rates.

If you are looking for cheap Nissan Cube insurance, type your ZIP code into our FREE quote tool above today!

In today’s market, affordability is key. Not only are insurance rates shooting through the roof making it difficult to afford good insurance, the poor economy is forcing many people to drive without insurance or with very low coverage.

According to MSNBC, one of every six persons behind the wheel is uninsured.

So it is very important to get the best possible insurance at the lowest price for your trendy Cube.

About Nissan the Automobile Company

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The Nissan Motor Company is a Japanese automaker that is headquartered in Yokohama. It is the sixth largest automobile manufacturer in the world.

Besides its Nissan lineup of vehicles, the company also sells its luxury Infiniti line.

Nissan models are known for their reliable handling, sturdy workmanship, and safety.

From sedans like the Sentra and the Altima, SUVs like the Rogue, alternative fuel tech cars such as the Leaf, and trucks like the Titan, Nissan has a range of automobiles to suit all tastes and budgets.

Starting at $11,000 for its sedans, Nissan sells its high-performance cars for up to $97,000.

About the Nissan Cube

The Nissan Cube is a small car or wagon that is meant largely for urban dwellers, who are strapped for road and parking space.

Comfortable seating, practical design, and easy maneuverability make it a good city car.

With its unique eye-catching shape and innovative technology, the Cube is an affordable option for those seeking a standout car.

Priced at approximately $15,000 for its 1.8 model, it goes up to about $20,000 for its 1.8 S Indigo Limited model.

The Cube comes with phenomenal options such as the Nissan Navigation System, rearview Monitor, heated seats, remote keyless entry with integrated key, and push button ignition, among others.

With all the fancy gadgetry and comfortable seating, the Cube is gaining a loyal following! Make sure you get the best and most comprehensive coverage for your unique model.

Different Forms of Auto Insurance

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By law, you are required to get auto insurance if you drive in the United States. While most states mandate minimum amounts of insurance, as consumers you have the option of getting additional forms of auto insurance depending on your budget and needs.

So make sure you look at the various options available to you so that you can get the best insurance package for your Nissan Cube.

Some of the insurance industry standards are as follows:

– Bodily Injury Liability(BIL):

BIL pays towards medical costs incurred in an at-fault accident. It covers other drivers, passengers, and/or pedestrians. Bodily injury liability insurance is also used to pay for lost wages, household expenses incurred while recovering from an accident and for at-home nursing care.

BIL is very handy in cases of lawsuits where the insurance company pays towards legal fees.

– Property Damage Liability

If you were to damage another car or property such as a building, fences, traffic signals, or electric poles, among others, PDL comes into play. This is mandatory in some states.

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– Personal Injury Protection (PIP)

Mandatory in most states, PIP is the core of most insurance policies and is meant to pay for all medical and funeral costs incurred due to an accident. Most states require a minimum of $10,000 PIP.

– Collision Coverage

If your Nissan Cube is brand new or financed, it might be a good idea to get collision coverage. This is more so if you live in the city and are more likely to get into a fender bender.

– Comprehensive Coverage

As the name suggests, comprehensive coverage will pay to repair or replace your Nissan Cube if it is damaged or written off by any cause other than a collision.

Causes can range from inclement weather such as tornadoes, hurricanes or flooding, theft, vandalism, or human acts of error such as flying Frisbees or falling air conditioners.

Make sure you know the exclusions under comprehensive coverage so you are not caught by surprise!

Pay-as-you-go Coverage

Pay-as-you-go coverage: A relatively new product, this form of coverage is based on the number of miles you drive and your driving record. Just make sure you read the fine print on such policies and get your insurance from a reputable company.

Besides these options, insurance companies have created many other types of insurance policies that target specific groups.

If you own an expensive car that has high repair costs, you might want to tack on replacement parts coverage or extended warranties.

Calculating Auto Insurance Rates

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Drivers always wonder how insurance companies reach the rates and premium amounts being charged. While it is nearly impossible to figure out the exact calculations made by insurance companies, most of them incorporate specific elements in their trademarked equations.

Some of the basic components are as follows:

– Your driving record

Points, citations and tickets on your license can sound a pretty loud death knell on your insurance rates. A dirty record indicates poor driving skills and a propensity for accidents.

This is a red flag for insurance companies. So drive carefully, follow the rules, and stick to speed limits. Not only will this keep you and your family safe, it will reflect well on your insurance bill.

– Your automobile

Certain types of vehicles such as convertibles, luxury cars and SUVs are more expensive to insure. This is because research shows that certain cars such as souped up sports cars are likely to be driven rashly.

Expensive cars cost more to repair and replace. In other words, the make, model, and year of the car, as well as its accident history make a difference. So does its safety and crash ratings. You can check your Cube’s ratings at Insurance Institute for Highway Safety.

– Location location location

Much like real estate, your residential or business address can greatly influence your car insurance rate. Live in an earthquake prone area, the Tornado Alley, or a flood zone? Get ready for higher insurance rates.

You can find out how your area is rated at National Flood Insurance website. Live in the city as opposed to rural or suburban neighborhoods? You will be likely to pay more for your Cube. Similarly high crime areas have higher insurance rates.

– Demographics

Your age, gender, and marital status are also considered in insurance calculations. Younger drivers, especially those under 25 pay more. Married people pay less as do women drivers.

College graduates are considered better drivers than those without degrees. For example, all other things being equal, a married woman with a college degree is likely to pay less than an unmarried woman with a college degree!

– Your credit rating

Good FICO scores indicate financial responsibility, which in turn translates into good insurance rates. So make sure you service your debts in a timely fashion and you will reap the benefits in all financial arenas of your life.

Lowering Your Auto Insurance Rates

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Bargain hunting is the way to shop, especially for insurance policies! However, an informed search is more likely to yield productive results.

So make sure you start your insurance hunt with enough knowledge to be able to ask the right questions. Learn about the different kinds of insurance, how much is the optimum amount you should seek and what your budget limits are.

Another easy method to reduce your insurance bill is to raise your insurance deductible to $1,000. Make sure you are able to afford the higher amount and start an emergency fund to make sure that you have the amount if needed.

Always drive carefully to avoid getting tickets, citations, or points. This will help keep your insurance rates low. Careful driving will also earn you certain discounts such as the safe driver discount and accident-free discount.

Forage in the depths of the Internet for other discounts. Insurance companies regularly create new forms of discounts to attract new customers. For instance, a Cube driver might be eligible for a safety discount, given some of the innovative safety features of the wagon.

Much like other products, you must comparison shop. Talk to various agents, use online calculators, and look into consolidator sites. You might score an amazing deal.

Additionally, ask your existing insurance company for a better deal. If you have made timely payments and are a good driver, your insurance company will try to retain you as a customer by offering better rates, service, or coverage.

Besides, these steps, you might consider dropping your comprehensive insurance coverage, especially if you have access to a garage or covered parking for your Cube, especially during inclement weather.

Buying Automobile Insurance for Your Nissan Cube

Getting information about insurance has become much easier but deciding on the right insurance can be quite stressful, given the enormous amount of offers available. It is the dilemma of plenty!

Irrespective of your insurance source, make sure you ask questions, read the terms and conditions thoroughly, and understand the nitty gritty of your insurance policy. You do not want to be flipping through your policy, after an accident!

If scouring the Internet for excellent insurance coverage is a painful exercise, type in your ZIP code into our FREE quote tool below for no-hassle quotes now!

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