Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 30, 2020

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Key takeaways:

  • Full coverage costs around $1,308 a year or $109 each month
  • A liability-only policy costs around $524 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,781 a year or $398 each month
  • Good drivers can save as much as $539 a year by earning policy discounts
  • Nissan Pathfinder insurance costs around $211 less per year than the average vehicle

Nissan Pathfinder insurance rates cost $109 per month for full coverage and $44 per month for liability-only coverage. You save $211 per year when you insure a Nissan Pathfinder. Continue reading to learn how you can save $539 per year on Nissan Pathfinder insurance rates.

You can start comparing quotes for Nissan Pathfinder auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan Pathfinder Insurance Cost

The average Nissan Pathfinder auto insurance rates are $1,308 a year or $109 a month.

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Are Nissan Pathfinders Expensive to Insure?

The chart below details how Nissan Pathfinder insurance rates compare to other SUVs like the Audi Q3, Honda Pilot, and Volkswagen Touareg.

Vehicle Comprehensive Collision Liability Total
Nissan Pathfinder $308 $470 $372 $1,308
Audi Q3 $344 $686 $398 $1,586
Honda Pilot $336 $470 $372 $1,336
Volkswagen Touareg $372 $690 $390 $1,610
Lexus LX 570 $444 $834 $398 $1,834
Volvo XC60 $306 $536 $338 $1,316
Volkswagen Tiguan $306 $542 $332 $1,316
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Pathfinder Insurance?

The Nissan Pathfinder trim and model you choose can impact the total price you will pay for Nissan Pathfinder insurance coverage.

Age of the Vehicle

Older Nissan Pathfinder models generally cost less to insure. For example, auto insurance for a 2020 Nissan Pathfinder costs $1,308, while 2010 Nissan Pathfinder insurance costs are $1,092, a difference of $216.

Model Year Comprehensive Collision Liability Total
2020 Nissan Pathfinder $308 $470 $372 $1,308
2019 Nissan Pathfinder $294 $452 $390 $1,294
2018 Nissan Pathfinder $282 $448 $398 $1,286
2017 Nissan Pathfinder $272 $436 $416 $1,282
2016 Nissan Pathfinder $262 $418 $430 $1,268
2015 Nissan Pathfinder $248 $404 $442 $1,252
2014 Nissan Pathfinder $238 $374 $452 $1,222
2013 Nissan Pathfinder $230 $352 $456 $1,196
2012 Nissan Pathfinder $220 $316 $460 $1,154
2011 Nissan Pathfinder $206 $292 $460 $1,116
2010 Nissan Pathfinder $198 $272 $464 $1,092
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Driver Age

Driver age can have a significant impact on Nissan Pathfinder auto insurance rates. For instance, a 30-year-old driver may pay $58 more each year for Nissan Pathfinder auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Pathfinder insurance rates. For example, drivers in Los Angeles may pay $1,125 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Pathfinder auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Pathfinder auto insurance rates with violations on their driving record.

Nissan Pathfinder Safety Ratings

Your Nissan Pathfinder auto insurance rates are influenced by the safety ratings of the Nissan Pathfinder. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Crash Test Ratings

If the Nissan Pathfinder crash test ratings are good, you could have lower Nissan Pathfinder auto insurance rates. See Nissan Pathfinder crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Pathfinder Safety Features

Nissan Pathfinder safety features can lower the cost of your insurance. The safety features for the 2020 Nissan Pathfinder include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Nissan Pathfinder Insurance Loss Probability

Insurance loss probability on the Nissan Pathfinder fluctuates between each type of coverage. The lower percentage means lower Nissan Pathfinder auto insurance rates; higher percentages mean higher Nissan Pathfinder auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage 14%
Comprehensive -17%
Personal Injury 6%
Medical Payment 1%
Bodily Injury 8%
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Finance and Insurance Cost

If you are financing a Nissan Pathfinder, you will pay more if you purchase Nissan Pathfinder auto insurance at the dealership, so be sure to shop around and compare Nissan Pathfinder auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Nissan Pathfinder Insurance

There are several ways you can save even more on your Nissan Pathfinder auto insurance rates. Take a look at the following five tips:

  • Remove Young Drivers from Your Nissan Pathfinder Insurance Plan
  • Don’t Always Pick the Cheapest Nissan Pathfinder Insurance Policy
  • Ask About Nissan Pathfinder Low Mileage Discounts
  • Ask for a Higher Deductible for Your Nissan Pathfinder Insurance Policy
  • Check Your Nissan Pathfinder Policy Carefully to Ensure All Information is Correct

Top Nissan Pathfinder Insurance Companies

Who is the top auto insurance company for Nissan Pathfinder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Pathfinder auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Pathfinder offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Pathfinder Insurance Quotes Online

Start comparing Nissan Pathfinder auto insurance quotes for free by using our FREE online comparison tool.

The Nissan Pathfinder is a popular choice amongst drivers who are looking for a vehicle that offers some power, comfort, and space.

While many people already know what the Pathfinder can do, finding the best path for its auto insurance is another issue altogether!

When you’re purchasing a new vehicle, it’s essential to review many factors, including its price, capabilities, and features.

The Nissan Pathfinder is not only a great car to drive for work or a family lifestyle, but by following these tips, you can also find fantastic insurance for it.

Enter your zip code into the FREE box now to find cheap insurance for your Pathfinder!

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The Nissan Pathfinder

The Pathfinder is a sport utility vehicle that is built by the Japanese auto manufacturer Nissan. The company was founded in 1933 and is headquartered in Yokohama, Japan.

Although the Pathfinder isn’t as large as some trucks, it is a durable and sturdy vehicle that is designed to handle rugged terrain.

The SUV is typically used for work purposes, by families who have active lifestyles, or people who just want a versatile but rugged vehicle.

In addition, it has storage space in the back, and like a truck, it has plenty of hauling and towing power.

There are several different versions of the 2013 Pathfinder, some of which include the SV, SL and Platinum models.

All three models are four-door SUVs that are equipped with a 260 horsepower, 3.5 litre V6 engine.

According to the official Nissan website, the four-wheel drive version of these models gets 25 miles per gallon on the highway and 19 in the city. The starting price for the three editions begins at approximately $28,000.

The LE edition is equipped with a V8 engine and has just over 300 horsepower. The V6 versions of the Pathfinder also have 260 HP like the 2013 models.

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Average Insurance Costs for the Pathfinder

Insurance companies consider many different factors when they determine what to charge a driver for their coverage.

In addition to the car you drive, they will review your personal driving circumstances and history.

While insurance costs vary from person-to-person, by averaging out what people pay to insure their Pathfinder, you can a strong sense of what it might cost you.

For example, according to Automobile Magazine, the average amount a person will pay to insure their 2012 Pathfinder per year is $1,283. For a 2011 model, the average cost is $1,102.

The older the Pathfinder is the less it will cost to insure, because older models aren’t as valuable as new ones. Older versions of the Pathfinder may not be equipped with modern safety features, but you can get cheap car auto insurance for old cars.

It’s also important to remember that the price will vary depending on what model you buy.

Buy a Pathfinder with Safety Features

If you’re considering buying a Pathfinder, then it’s a good idea to buy one that’s equipped with as many safety features as possible.

Not only will a safer car protect you better if you’re in an accident, but it will keep your insurance costs down.

If an insurance provider believes your vehicle will keep you safe in an accident, the less likely they’ll have to pay for expensive damages after a crash.

SUVs are a popular choice for families because they are sturdy vehicles that will likely hold up well in an accident.

The 2013 Pathfinder features Nissan’s advanced airbag system, which includes front airbags, as well as driver and front passenger side-impact airbags.

The SUV also has roof-mounted airbags to offer further protection in the event that the vehicle is rolled over.

According to the Insurance Institute for Highway Safety, from 2005 through 2012 Pathfinder models have received a good rating for safety tests conducted on the front and sides.

Safety ratings for the vehicle’s roof, however, received a marginal rating.

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Drive Carefully

One of the best ways to stay on a path towards cheap auto insurance is to drive safely. If you cause an accident or two or are caught for speeding several times, then your insurance rates could spike.

If you have a rotten driving record, an insurance company will know you’re more likely to cause an accident that will cost them money.

If you haven’t taken driving lessons then consider enrolling in some.

It may cost a little money up front, but nearly all insurance providers offer discounts to people who have completed driving courses.

Insurance companies believe that people who have taken driving classes are more likely to be better drivers.

Choose Your Coverage Wisely

Another effective way to get great insurance for your Pathfinder is to choose your coverage wisely.

Car accidents can cause thousands of dollars in damages, and as a result, it’s crucial to have a decent amount of insurance.

Nearly every state government requires drivers to buy liability insurance. This helps cover the medical and repair bills of other people in an accident you cause.

If you can afford it, buying more liability insurance than the state minimum requirements is always a smart idea.

If you don’t have enough, and you cause a serious accident, you could be sued.

Liability insurance won’t pay for the repairs your Pathfinder needs if you’re responsible for a crash.

So if you don’t want to be on the hook for what could be costly damages, you should also buy collision insurance.

If you own an old Pathfinder, buying collision for your car may not be worth it.

If you have room in your budget, then you should also think about purchasing comprehensive insurance for your SUV. This insurance helps pay for repairs if a non-motorist damages your Pathfinder.

Raise Your Deductible

You can also lower your rates and still buy great coverage by agreeing to pay a higher deductible. The deductible is how much you pay towards the damages when you file a claim.

If you agree to a higher deductible, then the insurance company won’t have to pay as much and will lower your rates.

This is only a smart idea if you’re certain you’ll have the money for your deductible when the time comes.

For example, if you agree to pay a $1,000 deductible, but are currently check-to-check and have little savings, it might not be such a terrific idea.

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Shop Around

Take a little time to research the different leading companies and see who provides good customer service.  Get a few free quotes from some of the providers you’re interested in dealing with.

Websites that specialize in comparing insurance rates are a great way to do this.

Once you’ve provided some general info the site will send you quotes from several companies. Choose the one that suits your needs and budget best!

If you have a good driving record then be sure to ask for a discount! A provider may offer you a considerable discount just to get your business. You

You may also be eligible if you’re a good student, senior or military veteran.

Find coverage now for your Pathfinder now by entering your zip code into the FREE box below!

References:

  1. https://www.edmunds.com/nissan/pathfinder/2016/
  2. https://www.caranddriver.com/reviews/2013-nissan-pathfinder-first-drive-review
  3. http://www.nissanusa.com/all-new-pathfinder/versions-specs/?next=pathfinder_micro.top_nav.section.link
  4. http://www.automobilemag.com/am/2012/nissan/pathfinder/ownership_costs.html
  5. http://www.iihs.org/ratings/ratingsbyseries.aspx?id=390
  6. https://www.progressive.com/glossary/comprehensive-and-collision/
  7. https://www.libertymutual.com/auto/car-insurance-coverage/bodily-injury-liability
  8. https://www.progressivecommercial.com/coverages/liability/
  9. https://www.allstate.com/tools-and-resources/car-insurance/what-is-full-coverage.aspx
  10. https://www.thebalance.com/how-to-get-your-driving-record-527249