Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 6, 2020

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Key takeaways:

  • Full coverage costs around $1,676 a year or $140 each month
  • A liability-only policy costs around $672 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,126 a year or $511 each month
  • Good drivers can save as much as $691 a year by earning policy discounts
  • Nissan 370Z insurance costs around $157 more per year than the average vehicle

Nissan 370Z insurance rates $157 more expensive per year than the average vehicle. Full coverage costs $140 per month, while liability-only coverage costs $56 per month. Read more to learn how you can save on Nissan 370Z insurance rates.

You can start comparing quotes for Nissan 370Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan 370Z Insurance Cost

The average Nissan 370Z auto insurance rates are $1,676 a year or $140 a month.

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Are Nissan 370Zs Expensive to Insure?

The chart below details how Nissan 370Z insurance rates compare to other coupes like the Mercedes-Benz CLA 250, MINI Hardtop 2 Door, and Audi TT.

Vehicle Comprehensive Collision Liability Total
Nissan 370Z $332 $714 $450 $1,676
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
MINI Hardtop 2 Door $282 $536 $338 $1,292
Audi TT $382 $714 $398 $1,652
Infiniti Q60 $382 $744 $398 $1,682
Cadillac ATS Coupe $344 $686 $398 $1,586
Audi S5 $394 $864 $398 $1,814
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan 370Z Insurance?

The Nissan 370Z trim and model you choose will affect the total price you will pay for Nissan 370Z insurance coverage.

Age of the Vehicle

The average Nissan 370Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Nissan 370Z are $1,676, while 2010 Nissan 370Z rates are $1,374, a difference of $302.

Model Year Comprehensive Collision Liability Total
2018 Nissan 370Z $332 $714 $450 $1,676
2017 Nissan 370Z $320 $698 $470 $1,668
2016 Nissan 370Z $310 $668 $486 $1,644
2015 Nissan 370Z $292 $646 $500 $1,618
2014 Nissan 370Z $282 $598 $510 $1,570
2013 Nissan 370Z $270 $564 $514 $1,528
2012 Nissan 370Z $258 $506 $520 $1,464
2011 Nissan 370Z $242 $466 $520 $1,408
2010 Nissan 370Z $234 $436 $524 $1,374
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Driver Age

Driver age can have a significant impact on Nissan 370Z auto insurance rates. For instance, a 30-year-old driver may pay $74 more each year for Nissan 370Z auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Nissan 370Z insurance rates. For example, drivers in New York may pay $1,022 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Nissan 370Z auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan 370Z auto insurance with violations on their driving record.

Nissan 370Z Safety Ratings

Your Nissan 370Z auto insurance rates are influenced by the Nissan 370Z’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan 370Z Crash Test Ratings

If the Nissan 370Z crash test ratings are good, you could have lower Nissan 370Z auto insurance rates. See Nissan 370Z crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan 370Z Coupe 2 DR RWD N/R N/R N/R N/R
2019 Nissan 370Z Roadster C RWD N/R N/R N/R N/R
2019 Nissan 370Z 2 DR RWD N/R N/R N/R N/R
2018 Nissan 370Z Roadster C RWD N/R N/R N/R N/R
2018 Nissan 370Z 2 DR RWD N/R N/R N/R N/R
2017 Nissan 370Z Roadster C RWD N/R N/R N/R N/R
2017 Nissan 370Z 2 DR RWD N/R N/R N/R N/R
2016 Nissan 370Z Roadster C RWD N/R N/R N/R N/R
2016 Nissan 370Z 2 DR RWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan 370Z Safety Features

The Nissan 370Z safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan 370Z auto insurance rates. The Nissan 370Z’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st Row Airbags
  • Airbag Occupancy Sensor
  • Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
  • RearView Monitor Back-Up Camera

Nissan 370Z Insurance Loss Probability

The lower percentage means lower Nissan 370Z auto insurance rates; higher percentages mean higher Nissan 370Z auto insurance rates. The Nissan 370Z’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 64%
Property Damage -12%
Comprehensive 32%
Personal Injury -9%
Medical Payment no data
Bodily Injury -12%
Source: Insurance Institute for Highway Safety
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Nissan 370Z Finance and Insurance Cost

If you are financing a Nissan 370Z, you will pay more if you purchase Nissan 370Z auto insurance at the dealership, so be sure to shop around and compare Nissan 370Z auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Nissan 370Z Insurance

Save more on your Nissan 370Z auto insurance rates. Take a look at the following five strategies that will get you the best Nissan 370Z auto insurance rates possible.

  • Save Money on Young Driver Nissan 370Z Insurance By Mentioning Grades or GPA
  • Get Cheaper Nissan 370Z Insurance Rates as a Full-Time Parent
  • Buy a Dashcam for Your Nissan 370Z
  • Renew Your Nissan 370Z Insurance Coverage to Avoid Lapses
  • Purchase a Roadside Assistance Program for Your Nissan 370Z

Top Nissan 370Z Insurance Companies

Who is the best auto insurance company for Nissan 370Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan 370Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan 370Z offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan 370Z Insurance Quotes Online

You can start comparing quotes for Nissan 370Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Finding affordable auto insurance for a zippy V6 engine sports car like the Nissan 370Z can be a tough task. Auto insurance companies in the U.S. usually charge a higher premium for speedy sports cars.

This is because research indicates that such vehicles tend to be driven faster and are more likely to get into crashes! So you will need to do plenty of research to find the best insurance deal at a low price.

According to a New York Times article, auto insurance rates have slowly risen since 2010 in many parts of the country. The article also finds that a growing number of people are driving without any insurance at all.

In a scenario of rising insurance costs and the need for additional insurance in case of an accident with an uninsured and underinsured driver, it becomes imperative that you get the highest level of coverage for your Nissan 370Z.

If you are looking for affordable insurance, enter your zip code above into our FREE search box above for a list of insurance quotes now!

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About Nissan the Company

nissan-885309_1280-1600x1600

Nissan Motor Company sells some of the most easily recognized cars on the road today. The sixth largest automaker in the world, Nissan is headquartered in Yokohama, Japan.

Nissan has a long line of automobiles, from reliable coupes and sedans, large family-friendly SUVs, to heavy hauling trucks. Nissan also sells a luxury line, the Infiniti series in the U.S.

Known for their reliability, stellar workmanship, and innovative safety features, Nissan is also a leader in fuel technology.

Besides the Nissan Leaf, an all-electric five-seat hatchback, the company also sells the oft-seen sedans such as the Sentra and the Altima; sporty convertibles such as the Z models; SUVs and crossovers such as the Rogue; and trucks such as the Titan and the Frontier.

Starting at an affordable $11,000 for its small cars, Nissan sells its high-performance vehicles starting at a whopping $97,000 and up.

With good gas mileage, low maintenance costs, and steady performance, Nissans are popular with drivers and car critics.

About the Nissan 370Z

The Nissan 370Z is a two-seater sports car. Also known as the Fairlady Z Z34 in Japan, this sleek car was launched in the U.S. in 2008.

With a 0-60 mph acceleration of less than 5 seconds, the 370Z has been featured in various popular video games such as Need for Speed: Undercover and Gran Turismo 5.

Offered in both coupe and roadster body styles, the 370Z has a powerful V6 engine.

Depending on the type of trim, the car comes equipped with a range of features including:

  • Automatic climate control
  • Nissan Intelligent Key with push-button start
  • Heated leather seats
  • Satellite radio
  • Bluetooth wireless connectivity

Safety features include the Nissan Advanced Air Bag system that contains six airbags, electronic stability and traction control, anti-lock brakes, anti-whiplash head restraints, and a tire-pressure-monitoring tool.

Starting at $33,000 for the coupe and $41,000 for the roadster, the Nissan 370Z is a powerful sports car with sleek lines and well-appointed interiors. Like any other sports car, your insurance cost is likely to be higher!

Why You Need Auto Insurance

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When you drive a high-performance sports car like the Nissan 370Z, the Insurance Institute for Highway Safety finds that the possibilities of getting into a car crash are higher.

So it is crucial to get the best possible insurance you can afford.

An auto insurance policy is your safety net in case you are involved in an auto accident. Insurance will protect you and your family from possible financial ruin if you cause an auto accident that results in widespread damage and death.

Most states require you to carry a minimum amount of auto insurance. For instance, the California Department of Motor Vehicles mandates that California drivers with CA registration carry:

  • Minimum liability insurance of $15,000 per individual injury/death for each incident
  • $30,000 per injury/death of more than one individual per accident
  • $5,000 to pay for property damage per incident

Most states have similar requirements.

Financial planners suggest these state minimums are on the low side and recommend that you buy coverage worth $100,000 for bodily injury protection per person and $300,000 per accident.

These higher figures become more pertinent when you have family and sizeable financial assets.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Different Forms of Car Insurance

Every driver has different auto insurance needs, depending on the car or their family size. So auto insurance companies offer an a la carte menu of insurance policies in which to choose.

While every driver is required by law to have a certain amount of insurance, they can choose multiple forms of coverage to protect themselves and their families.

  • Bodily injury liability (BIL) – Bodily injury liability is the most common form of insurance. It is structured to pay for treating all forms of physical injury caused by an accident where you are at fault. BIL is also meant to pay for other expenses such as lost wages, in-home nursing, and other bills that remain unpaid because of the accident, among others. This form of insurance is particularly helpful if someone involved in the accident decides to sue you.
  • Property damage liability (PDL) – As the name indicates, this form of coverage pays for the repair or replacement of any property that is impacted in an accident caused by the policyholder. Under this protection, property is defined as buildings, any kind of signage on the road, sidewalks, fences, electric poles, as well as other vehicles.
  • Personal injury protection (PIP) – PIP pays for medical and funeral costs that arise from the accident. It is mandatory in most states.
  • Collision coverage: If you own a brand new Nissan 370Z, getting collision coverage is highly recommended. While expensive, this form of coverage will pay for any damage caused by an accident, including replacing the car at market value. This is essential if you have financed your car and have substantial payments left on your loan.
  • Comprehensive coverage – As the name suggests, comprehensive coverage will pay for all and any damage caused to your car except by collision. Comprehensive coverage includes damage caused by inclement weather such as earthquakes; and by humans such as theft and vandalism. Make sure you are aware of any exclusion, if at all. But comprehensive coverage is crucial if you own an expensive car such as the Nissan 370Z.
  • Uninsured/Underinsured motorist coverage – As the economy falters, increasing number of people are driving without insurance, as reported by MSNBC. So it might be imperative to get U/UI coverage to protect you from uninsured, underinsured and hit-and-run drivers.
  • GAP insurance – If you plan to buy a new car, you have the option of purchasing GAP coverage. This protection will cover the difference between what you owe on your car loan or lease and what the insurance company pays out in the event your car is totaled in an accident.

Additionally, insurance companies are offering other options such as pay-as-you-go insurance that depends on the number of miles you drive as well as your driving record.

MSN Money reports that you can save as much as 30% on your insurance costs with this kind of insurance. It might make financial sense to buy replacement parts coverage or extended warranties for your Nissan 370Z, given the expense of auto parts for sports cars.

Lowering Your Auto Insurance Rates

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Before you buy your zippy Nissan 370Z, you have to be aware that your insurance bill is likely to be higher. So it is important to take certain steps to make sure you get a good deal on your insurance.

As you search for the best offer, be wary of any quotes that seem too low. You might think you are getting a bargain but it is likely to cost you in the long run!

One of the easiest ways to lower your insurance costs is to raise your deductible to the highest amount you can afford.

Once you have raised the deductible, make sure you drive your speedy coupe or roadster carefully. Remember that one ticket or citation can raise your insurance by 18 percent.

Unless you are completely satisfied with your insurance company, it is imperative that you shop around. You are likely to get a much better deal since insurance companies are constantly running promotions and discounts to attract new customers.

If you like your insurance company and their handling of your account, ask them for better rates at renewal time. If you are a good customer, you are likely to get a positive response.

Discounts have become the norm today. Make a list of discounts that you are eligible for and ask the insurance companies for their specials.

You might be surprised by what is offered. Good discounts can save you a substantial amount of money.

Also, talk to your friends and family to get some trustworthy opinions. Recommendations from existing users can go a long way in helping you decide.

Buying Automobile Insurance for Your Nissan 370Z

Technology and new communication tools have made it much easier to get speedy information. While you have to be careful about accuracy, you can find a ton of information about insurance online.

So take the time to do some research to compare your options for insurance. After all, an informed consumer is always better armed for negotiations!

However, if you are short on time, type in your ZIP code into our FREE toolbox to see affordable insurance rates instantly!

References:

  1. http://www.nytimes.com/2010/12/26/automobiles/26RATES.html
  2. http://www.nissanusa.com
  3. http://www.dmv.ca.gov/pubs/brochures/fast_facts/ffvr18.htm
  4. http://www.360financialliteracy.org/Topics/Insurance/Cars-and-Auto-Insurance/State-by-State-Minimum-Coverage-Requirements
  5. https://www.libertymutual.com/auto/car-insurance-coverage/bodily-injury-liability
  6. https://www.libertymutual.com/auto/car-insurance-coverage/property-damage-coverage
  7. https://www.allstate.com/auto-insurance/collision-coverage.aspx
  8. https://www.progressive.com/glossary/comprehensive-and-collision/
  9. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  10. http://www.msnbc.msn.com/id/30093235/ns/us_news-life/t/economy-leaves-millions-drivers-uninsured/
  11. https://www.nationwide.com/gap-insurance.jsp
  12. http://money.msn.com/auto-insurance/pay-as-you-go-insurance-on-the-rise-insurance.aspx