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Fast and Affordable Nissan 370Z Auto Insurance

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Things to Remember...

  • Nissan Motor Company sells some of the most easily recognized cars on the road today
  • Nissan is headquartered in Yokohama, Japan
  • Nissan also sells a luxury line, the Infiniti series in the U.S

Finding affordable auto insurance for a zippy V6 engine sports car like the Nissan 370Z can be a tough task. Auto insurance companies in the U.S. usually charge a higher premium for speedy sports cars.

This is because research indicates that such vehicles tend to be driven faster and are more likely to get into crashes! So you will need to do plenty of research to find the best insurance deal at a low price.

According to a New York Times article, auto insurance rates have slowly risen since 2010 in many parts of the country. The article also finds that a growing number of people are driving without any insurance at all.

In a scenario of rising insurance costs and the need for additional insurance in case of an accident with an uninsured and underinsured driver, it becomes imperative that you get the highest level of coverage for your Nissan 370Z.

If you are looking for affordable insurance, enter your zip code above into our FREE search box above for a list of insurance quotes now!

About Nissan the Company

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Nissan Motor Company sells some of the most easily recognized cars on the road today. The sixth largest automaker in the world, Nissan is headquartered in Yokohama, Japan.

Nissan has a long line of automobiles, from reliable coupes and sedans, large family-friendly SUVs, to heavy hauling trucks. Nissan also sells a luxury line, the Infiniti series in the U.S.

Known for their reliability, stellar workmanship, and innovative safety features, Nissan is also a leader in fuel technology.

Besides the Nissan Leaf, an all-electric five-seat hatchback, the company also sells the oft-seen sedans such as the Sentra and the Altima; sporty convertibles such as the Z models; SUVs and crossovers such as the Rogue; and trucks such as the Titan and the Frontier.

Starting at an affordable $11,000 for its small cars, Nissan sells its high-performance vehicles starting at a whopping $97,000 and up.

With good gas mileage, low maintenance costs, and steady performance, Nissans are popular with drivers and car critics.

About the Nissan 370Z

The Nissan 370Z is a two-seater sports car. Also known as the Fairlady Z Z34 in Japan, this sleek car was launched in the U.S. in 2008.

With a 0-60 mph acceleration of less than 5 seconds, the 370Z has been featured in various popular video games such as Need for Speed: Undercover and Gran Turismo 5.

Offered in both coupe and roadster body styles, the 370Z has a powerful V6 engine.

Depending on the type of trim, the car comes equipped with a range of features including:

  • Automatic climate control
  • Nissan Intelligent Key with push-button start
  • Heated leather seats
  • Satellite radio
  • Bluetooth wireless connectivity

Safety features include the Nissan Advanced Air Bag system that contains six airbags, electronic stability and traction control, anti-lock brakes, anti-whiplash head restraints, and a tire-pressure-monitoring tool.

Starting at $33,000 for the coupe and $41,000 for the roadster, the Nissan 370Z is a powerful sports car with sleek lines and well-appointed interiors. Like any other sports car, your insurance cost is likely to be higher!

Why You Need Auto Insurance

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When you drive a high-performance sports car like the Nissan 370Z, the Insurance Institute for Highway Safety finds that the possibilities of getting into a car crash are higher.

So it is crucial to get the best possible insurance you can afford.

An auto insurance policy is your safety net in case you are involved in an auto accident. Insurance will protect you and your family from possible financial ruin if you cause an auto accident that results in widespread damage and death.

Most states require you to carry a minimum amount of auto insurance. For instance, the California Department of Motor Vehicles mandates that California drivers with CA registration carry:

  • Minimum liability insurance of $15,000 per individual injury/death for each incident
  • $30,000 per injury/death of more than one individual per accident
  • $5,000 to pay for property damage per incident

Most states have similar requirements.

Financial planners suggest these state minimums are on the low side and recommend that you buy coverage worth $100,000 for bodily injury protection per person and $300,000 per accident.

These higher figures become more pertinent when you have family and sizeable financial assets.

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Different Forms of Car Insurance

Every driver has different auto insurance needs, depending on the car or their family size. So auto insurance companies offer an a la carte menu of insurance policies in which to choose.

While every driver is required by law to have a certain amount of insurance, they can choose multiple forms of coverage to protect themselves and their families.

  • Bodily injury liability (BIL) – Bodily injury liability is the most common form of insurance. It is structured to pay for treating all forms of physical injury caused by an accident where you are at fault. BIL is also meant to pay for other expenses such as lost wages, in-home nursing, and other bills that remain unpaid because of the accident, among others. This form of insurance is particularly helpful if someone involved in the accident decides to sue you.
  • Property damage liability (PDL) – As the name indicates, this form of coverage pays for the repair or replacement of any property that is impacted in an accident caused by the policyholder. Under this protection, property is defined as buildings, any kind of signage on the road, sidewalks, fences, electric poles, as well as other vehicles.
  • Personal injury protection (PIP) – PIP pays for medical and funeral costs that arise from the accident. It is mandatory in most states.
  • Collision coverage: If you own a brand new Nissan 370Z, getting collision coverage is highly recommended. While expensive, this form of coverage will pay for any damage caused by an accident, including replacing the car at market value. This is essential if you have financed your car and have substantial payments left on your loan.
  • Comprehensive coverage – As the name suggests, comprehensive coverage will pay for all and any damage caused to your car except by collision. Comprehensive coverage includes damage caused by inclement weather such as earthquakes; and by humans such as theft and vandalism. Make sure you are aware of any exclusion, if at all. But comprehensive coverage is crucial if you own an expensive car such as the Nissan 370Z.
  • Uninsured/Underinsured motorist coverage – As the economy falters, increasing number of people are driving without insurance, as reported by MSNBC. So it might be imperative to get U/UI coverage to protect you from uninsured, underinsured and hit-and-run drivers.
  • GAP insurance – If you plan to buy a new car, you have the option of purchasing GAP coverage. This protection will cover the difference between what you owe on your car loan or lease and what the insurance company pays out in the event your car is totaled in an accident.

Additionally, insurance companies are offering other options such as pay-as-you-go insurance that depends on the number of miles you drive as well as your driving record.

MSN Money reports that you can save as much as 30% on your insurance costs with this kind of insurance. It might make financial sense to buy replacement parts coverage or extended warranties for your Nissan 370Z, given the expense of auto parts for sports cars.

Lowering Your Auto Insurance Rates

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Before you buy your zippy Nissan 370Z, you have to be aware that your insurance bill is likely to be higher. So it is important to take certain steps to make sure you get a good deal on your insurance.

As you search for the best offer, be wary of any quotes that seem too low. You might think you are getting a bargain but it is likely to cost you in the long run!

One of the easiest ways to lower your insurance costs is to raise your deductible to the highest amount you can afford.

Once you have raised the deductible, make sure you drive your speedy coupe or roadster carefully. Remember that one ticket or citation can raise your insurance by 18 percent.

Unless you are completely satisfied with your insurance company, it is imperative that you shop around. You are likely to get a much better deal since insurance companies are constantly running promotions and discounts to attract new customers.

If you like your insurance company and their handling of your account, ask them for better rates at renewal time. If you are a good customer, you are likely to get a positive response.

Discounts have become the norm today. Make a list of discounts that you are eligible for and ask the insurance companies for their specials.

You might be surprised by what is offered. Good discounts can save you a substantial amount of money.

Also, talk to your friends and family to get some trustworthy opinions. Recommendations from existing users can go a long way in helping you decide.

Buying Automobile Insurance for Your Nissan 370Z

Technology and new communication tools have made it much easier to get speedy information. While you have to be careful about accuracy, you can find a ton of information about insurance online.

So take the time to do some research to compare your options for insurance. After all, an informed consumer is always better armed for negotiations!

However, if you are short on time, type in your ZIP code into our FREE toolbox to see affordable insurance rates instantly!

FREE Auto Insurance Comparison

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