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Getting Nissan Sentra Auto Insurance at a Good Price

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Things to Remember...

  • If you’re looking for a small and affordable car that’s good on gas, then the Nissan Sentra might be the right choice for you
  • Sentras are more than capable of handling highway conditions, but they’re not as powerful as other family orientated vehicles like SUVs or minivans
  • You can get an idea of what most people pay to insure their Sentra by reviewing the annual average cost
  • While it’s necessary to carry a good amount of coverage, you may not need as much insurance as you once did
  • One of the most effective ways to get cheap insurance for your Sentra is to keep a good driving record

If you’re looking for a small and affordable car that’s good on gas, then the Nissan Sentra might be the right choice for you.

If you don’t take the necessary steps to get good auto insurance for it, however, buying a Sentra may not be so cheap after all.

Find great car insurance for your Nissan Sentra now by putting your ZIP code into the FREE box!

Whether you’re thinking about buying a Nissan Sentra, or already have one, then knowing how to find cheap car insurance will reduce your ownership costs dramatically.

In addition, the good news is that if you go about it the right way, you can get affordable insurance for your Sentra and make sure you’re protected from costly damages!

The Nissan Sentra

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The auto manufacturer Nissan Motors, which is headquartered in Yokohama, Japan, makes the Nissan Sentra. The company has been building the Sentra series since the early 1980s.

Although the design of the Sentra has changed over the years, models that are more recent are small, compact sedans that are best suited for city driving.

Sentras are more than capable of handling highway conditions, but they’re not as powerful as other family orientated vehicles like SUVs or minivans. 

While some Nissan Sentra models have been two doors, most of the recent editions have four.

Due to their compact size and relatively small engines, many Sentras get a solid amount of miles per gallon.an affordable option for people looking to save money on their car.

There are several different versions of the 2012 Sentra, some of which include the 2.0, 2.0S, and the SE-R.

All four have a price tag starting under $25,000, as the 2.0 can be bought for less than $17,000, and the SE-R begins at just under $21,000.

The 2012 Sentras are equipped with a 2.0 litre, 4-cylinder engine, like the 2.0S or 2.0SL that provide 140 horsepower. Sentras with a 2.5 litre engine, like the SE-R, are capable of delivering 177 horsepower.

The SE-R Spec V model has 200-hp. You can learn more about each type of Nissan Sentra by referring to the auto manufacturer’s official website.

Average Insurance Rates

What one person pays to insure their Nissan Sentra may vary from what another driver gets charged to cover the same vehicle.

When an insurance provider calculates how much to charge you, they review several factors such as where you live, how much you drive and your driving record.

You can get an idea of what most people pay to insure their Sentra by reviewing the annual average cost.

For example, according to Automobile Magazine, the average amount owners pay to insure their 2012 Sentra is $1,514. Depending on your circumstances, an insurance provider may ask you to pay more or less than the average.

Buy a Sentra with Good Safety Ratings

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The best way to get a good price on your car insurance is to buy a Sentra that has modern safety features and a solid safety rating.

The better your car prevents an accident from happening or protects its passengers in a crash the lower your insurance rates will be.

If a provider believes serious damages are likely in an accident involving your car, the more it will charge to insure it.

Some of the standard safety features for the 2012 Sentra include Nissan’s advanced airbag system, rear and front crumple areas, an energy absorbing steering column and child-safety rear door locks.

All of the models come with an immobilizer key system, which helps prevent the car from being stolen.

Additional safety features like vehicle dynamic control and traction control systems are not included with every model. While purchasing these features will cost extra money up front, it could save you money on your insurance in the long run.

According to the Insurance Institute for Highway Safety, Nissan Sentra models from 2007 through 2012 have received a good rating on moderate overlap front tests.

The 2011 and 2012 Sentras only received an acceptable rating on side impact testing, while models from 2007 through 2010 received a good rating.

Models from 2007 through 2012 received an acceptable rating on roof strength tests. The U.S. Department of Transportation’s SafeCar.gov website awarded the 2012 Nissan Sentra four out of five stars for safety.

Choose Your Coverage Wisely

By choosing your coverage wisely, you can also get a reasonable price on your Sentra’s insurance.

While it’s necessary to carry a good amount of coverage, you may not need as much insurance as you once did.

If you’re hardly driving your car at all these days, you may not need as much coverage as someone who drives daily in busy traffic.

That said; it’s a smart idea to always have plenty of liability insurance, which helps pay for the damages you may cause to another driver or their property.

If you don’t have enough, someone could take you to court if you cause a serious accident.

Depending on what year your Sentra is, and how often you drive it, you may not need much collision insurance.

For example, if you drive an older and less valuable Sentra, then having to pay for a repair may be cheaper than buying collision insurance.

The same goes for comprehensive insurance, which pays for damages that don’t occur from an accident, like a flood or falling debris.

For example, if you’ve moved to a rural region without extreme weather, you may not need as much coverage as someone who lives in a big city that’s prone to hurricanes.

You can learn more about the different types of car insurance by referring to government sites such as California’s Department of Insurance website.

Keep a Good Driving Record

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One of the most effective ways to get cheap insurance for your Sentra is to keep a good driving record.

If you cause an accident or two, or are nailed for speeding a few times, your insurance rates could rise dramatically.

If an insurance company sees that you drive safely, then they know you’re less likely to cause an accident that will cost them money.

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Pay Your Bills on Time

Many insurance companies offer lower prices to people who pay their bills on time and have a good credit rating.

Even if you’ve always paid your insurance premiums on time, but you’ve had a credit card canceled or your mortgage foreclosed, your rates could be higher.

Insurance providers offer lower prices to people they are certain will pay them their money.

Take Driving Lessons

If you never took driving lessons, then you’ll probably pay more to insure your Sentra than someone who has.

Insurance companies believe that people who have taken driving courses are typically better and more responsible drivers.

As a result, most companies offer substantial discounts to people who have completed driving lessons.

Raise Your Deductible

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You can also lower your Sentra’s premiums by agreeing to pay a higher deductible. This is only a good idea if you can afford it and you’re certain you
’ll have the money if you need it.

The deductible is how much you agree to pay personally for damages if you make a claim. If you agree to pay more, then your provider won’t have to pay as much if you’re in an accident.

As a result, the company will charge you less for your insurance. For example, if you agree to an $800 deductible, then you’ll be required to pay $800 towards the damages.

Compare Insurance Providers

One of the best ways to get a good price on your insurance is to shop around. Many different companies sell car insurance, and they’re eager to get your business.

By taking some time to compare a few offers, you could find some great deals.

An easy way to shop for insurance is by utilizing a website that compares quotes from all the leading providers.

Once you answer a few questions about your vehicle and driving background, you’ll receive estimates soon after. It won’t cost you any money, and you can do it from the comfort of your own home.

When you shop online, do a little research and see which providers have received favorable reviews from customers.

Sometimes the cheapest offer isn’t always the best one. Also, before you provide any info, be sure to check that the company or website is legitimate.

It may take a couple of extra minutes to do so, but you’ll be glad that you did in the long run.

Try to Get a Discount

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It never hurts to inquire about a discount, particularly if you have a good driving record and credit rating. Many insurance companies will offer a discount to attract your business.

If you’ve been with the same provider for a while, they may also offer one to keep you as a customer.

Many companies offer discounts to students who earn good grades, members of the military or veterans, and seniors.

Prepare yourself with insurance quotes before heading to the dealer to purchase a new Sentra.

With a little research on your part, you should have no problem finding reasonably priced insurance for your Nissan Sentra.

Locate fantastic coverage for your car now by entering your ZIP code into the FREE quote tool below!

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