Are Mazda 5s Expensive to Insure? [How to Find Cheap Rates]

Mazda 5 insurance rates cost $95 per month ($1,142 per year). You can find cheap Mazda 5 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $671 a year.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 5 insurance costs around $377 less per year than the average vehicle

Mazda 5 insurance rates are $377 less per year than the average vehicle. Full coverage costs up to $95 per month, while liability-only Mazda 5 insurance rates are $38 per month. Policy discounts can save you $471 per year. Continue reading to learn how you can be eligible for those discounts.

You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Mazda 5 Insurance Cost

The average Mazda 5 auto insurance rates are $1,142 a year or $95 a month.

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Are Mazda 5s Expensive to Insure?

The chart below details how Mazda 5 insurance rates compare to other vans like the Honda Odyssey, Kia Sedona, and Toyota Sienna.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Kia Sedona $282 $448 $338 $1,204
Toyota Sienna $294 $532 $372 $1,356
Dodge Grand Caravan $308 $438 $372 $1,276
Chrysler Pacifica $348 $532 $316 $1,332
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 5 Insurance?

The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.

Age of the Vehicle

Older Mazda 5 models generally cost less to insure. For example, auto insurance for a 2015 Mazda 5 costs $1,142, while 2010 Mazda 5 insurance costs are $982, a difference of $160.

Model Year Comprehensive Collision Liability Total
2015 Mazda 5 $226 $404 $376 $1,142
2014 Mazda 5 $218 $374 $384 $1,112
2013 Mazda 5 $208 $352 $388 $1,084
2012 Mazda 5 $200 $316 $390 $1,042
2010 Mazda 5 $180 $272 $394 $982
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Driver Age

Driver age can have a significant impact on Mazda 5 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in New York may pay $696 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 auto insurance rates with violations on their driving record.

Mazda 5 Safety Ratings

Your Mazda 5 auto insurance rates are tied to the safety ratings of the Mazda 5. See the breakdown below:

Test Type Rating
Small overlap front: driver-side P
Small overlap front: passenger-side N/A
Moderate overlap front G
Side M
Roof strength G
Head restraints and seats A
Source: Insurance Institute for Highway Safety
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Mazda 5 Crash Test Ratings

Mazda 5 crash test ratings can impact your Mazda 5 auto insurance rates. See Mazda 5 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mazda 5 N/R N/R N/A N/A
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda 5 Safety Features

The Mazda 5 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mazda 5 has the following safety features:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st, 2nd And 3rd Row Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners

Mazda 5 Insurance Loss Probability

The lower percentage means lower Mazda 5 auto insurance rates; higher percentages mean higher Mazda 5 auto insurance rates. The Mazda 5’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -14%
Property Damage -14%
Comprehensive -27%
Personal Injury 3%
Medical Payment -5%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Mazda 5 Finance and Insurance Cost

If you are financing a Mazda 5, most lenders will require your carry higher Mazda 5 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 5 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Mazda 5 Insurance

There are many ways that you can save on Mazda 5 auto insurance. Below are five actions you can take to find cheap Mazda 5 auto insurance rates.

  • Use a Service Like Turo to Rent Out Your Mazda 5
  • Take a Refresher Course as an Older Driver
  • Save Money on Young Driver Mazda 5 Insurance Rates By Mentioning Grades or GPA
  • Install an Aftermarket Anti-Theft Device for Your Mazda 5
  • Reduce Your Coverage on an Older Mazda 5

Top Mazda 5 Insurance Companies

Who is the top auto insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda 5 Insurance Quotes Online

You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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