Are Mazda 5s Expensive to Insure? [How to Find Cheap Rates]
Mazda 5 insurance rates cost $95 per month ($1,142 per year). You can find cheap Mazda 5 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $671 a year.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 19, 2020
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Key takeaways:
- Full coverage costs around $1,142 a year or $95 each month
- A liability-only policy costs around $458 a year or $38 each month
- Highest rates are for teenage drivers at around $4,174 a year or $348 each month
- Good drivers can save as much as $471 a year by earning policy discounts
- Mazda 5 insurance costs around $377 less per year than the average vehicle
Mazda 5 insurance rates are $377 less per year than the average vehicle. Full coverage costs up to $95 per month, while liability-only Mazda 5 insurance rates are $38 per month. Policy discounts can save you $471 per year. Continue reading to learn how you can be eligible for those discounts.
You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mazda 5 Insurance Cost
The average Mazda 5 auto insurance rates are $1,142 a year or $95 a month.
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Are Mazda 5s Expensive to Insure?
The chart below details how Mazda 5 insurance rates compare to other vans like the Honda Odyssey, Kia Sedona, and Toyota Sienna.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 5 Insurance?
The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.
Age of the Vehicle
Older Mazda 5 models generally cost less to insure. For example, auto insurance for a 2015 Mazda 5 costs $1,142, while 2010 Mazda 5 insurance costs are $982, a difference of $160.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Mazda 5 | $226 | $404 | $376 | $1,142 |
| 2014 Mazda 5 | $218 | $374 | $384 | $1,112 |
| 2013 Mazda 5 | $208 | $352 | $388 | $1,084 |
| 2012 Mazda 5 | $200 | $316 | $390 | $1,042 |
| 2010 Mazda 5 | $180 | $272 | $394 | $982 |
Driver Age
Driver age can have a significant impact on Mazda 5 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 5 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in New York may pay $696 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mazda 5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 auto insurance rates with violations on their driving record.
Mazda 5 Safety Ratings
Your Mazda 5 auto insurance rates are tied to the safety ratings of the Mazda 5. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | P |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | M |
| Roof strength | G |
| Head restraints and seats | A |
| Source: Insurance Institute for Highway Safety | |
Mazda 5 Crash Test Ratings
Mazda 5 crash test ratings can impact your Mazda 5 auto insurance rates. See Mazda 5 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mazda 5 | N/R | N/R | N/A | N/A |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda 5 Safety Features
The Mazda 5 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mazda 5 has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Mazda 5 Insurance Loss Probability
The lower percentage means lower Mazda 5 auto insurance rates; higher percentages mean higher Mazda 5 auto insurance rates. The Mazda 5’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -14% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -27% |
| Personal Injury | 3% |
| Medical Payment | -5% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Mazda 5 Finance and Insurance Cost
If you are financing a Mazda 5, most lenders will require your carry higher Mazda 5 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 5 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Mazda 5 Insurance
There are many ways that you can save on Mazda 5 auto insurance. Below are five actions you can take to find cheap Mazda 5 auto insurance rates.
- Use a Service Like Turo to Rent Out Your Mazda 5
- Take a Refresher Course as an Older Driver
- Save Money on Young Driver Mazda 5 Insurance Rates By Mentioning Grades or GPA
- Install an Aftermarket Anti-Theft Device for Your Mazda 5
- Reduce Your Coverage on an Older Mazda 5
Top Mazda 5 Insurance Companies
Who is the top auto insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda 5 Insurance Quotes Online
You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.