Are Mazda 5s Expensive to Insure? [How to Find Cheap Rates]
Mazda 5 insurance rates cost $95 per month ($1,142 per year). You can find cheap Mazda 5 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $671 a year.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 19, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,142 a year or $95 each month
- A liability-only policy costs around $458 a year or $38 each month
- Highest rates are for teenage drivers at around $4,174 a year or $348 each month
- Good drivers can save as much as $471 a year by earning policy discounts
- Mazda 5 insurance costs around $377 less per year than the average vehicle
Mazda 5 insurance rates are $377 less per year than the average vehicle. Full coverage costs up to $95 per month, while liability-only Mazda 5 insurance rates are $38 per month. Policy discounts can save you $471 per year. Continue reading to learn how you can be eligible for those discounts.
You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mazda 5 Insurance Cost
The average Mazda 5 auto insurance rates are $1,142 a year or $95 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Mazda 5s Expensive to Insure?
The chart below details how Mazda 5 insurance rates compare to other vans like the Honda Odyssey, Kia Sedona, and Toyota Sienna.
Vehicle | Comprehensive | Collision | Liability | Total |
Honda Odyssey | $280 | $532 | $372 | $1,342 |
Kia Sedona | $282 | $448 | $338 | $1,204 |
Toyota Sienna | $294 | $532 | $372 | $1,356 |
Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 5 Insurance?
The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.
Age of the Vehicle
Older Mazda 5 models generally cost less to insure. For example, auto insurance for a 2015 Mazda 5 costs $1,142, while 2010 Mazda 5 insurance costs are $982, a difference of $160.
Model Year | Comprehensive | Collision | Liability | Total |
2015 Mazda 5 | $226 | $404 | $376 | $1,142 |
2014 Mazda 5 | $218 | $374 | $384 | $1,112 |
2013 Mazda 5 | $208 | $352 | $388 | $1,084 |
2012 Mazda 5 | $200 | $316 | $390 | $1,042 |
2010 Mazda 5 | $180 | $272 | $394 | $982 |
Driver Age
Driver age can have a significant impact on Mazda 5 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 5 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in New York may pay $696 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mazda 5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 auto insurance rates with violations on their driving record.
Mazda 5 Safety Ratings
Your Mazda 5 auto insurance rates are tied to the safety ratings of the Mazda 5. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | P |
---|---|
Small overlap front: passenger-side | N/A |
Moderate overlap front | G |
Side | M |
Roof strength | G |
Head restraints and seats | A |
Source: Insurance Institute for Highway Safety |
Mazda 5 Crash Test Ratings
Mazda 5 crash test ratings can impact your Mazda 5 auto insurance rates. See Mazda 5 crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
Mazda 5 | N/R | N/R | N/A | N/A |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
---|
Mazda 5 Safety Features
The Mazda 5 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mazda 5 has the following safety features:
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Mazda 5 Insurance Loss Probability
The lower percentage means lower Mazda 5 auto insurance rates; higher percentages mean higher Mazda 5 auto insurance rates. The Mazda 5’s insurance loss probability varies for each form of coverage.
Insurance Coverage Category | Loss Rate |
Collision | -14% |
---|---|
Property Damage | -14% |
Comprehensive | -27% |
Personal Injury | 3% |
Medical Payment | -5% |
Bodily Injury | -9% |
Source: Insurance Institute for Highway Safety |
Mazda 5 Finance and Insurance Cost
If you are financing a Mazda 5, most lenders will require your carry higher Mazda 5 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 5 auto insurance quotes from the best auto insurance companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Mazda 5 Insurance
There are many ways that you can save on Mazda 5 auto insurance. Below are five actions you can take to find cheap Mazda 5 auto insurance rates.
- Use a Service Like Turo to Rent Out Your Mazda 5
- Take a Refresher Course as an Older Driver
- Save Money on Young Driver Mazda 5 Insurance Rates By Mentioning Grades or GPA
- Install an Aftermarket Anti-Theft Device for Your Mazda 5
- Reduce Your Coverage on an Older Mazda 5
Top Mazda 5 Insurance Companies
Who is the top auto insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Mazda 5 Insurance Quotes Online
You can start comparing quotes for Mazda 5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.