Best Mazda CX-9 Auto Insurance (2024)
Mazda CX-9 insurance rates cost $1,440 a year, or around $120 a month. Comprehensive, collision, and liability insurance cost around $351, $512, and $406, respectively.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Jul 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,440 a year or $120 each month
- A liability-only policy costs around $577 a year or $48 each month
- Highest rates are for teenage drivers at around $5,263 a year or $439 each month
- Good drivers can save as much as $594 a year by earning policy discounts
- Mazda CX-9 insurance costs around $79 less per year than the average vehicle
Mazda CX-9 insurance rates are $79 cheaper than the average vehicle. You can save up to $594 per year through policy discounts. Continue reading to learn how you can save money on Mazda CX-9 insurance rates.
You can start comparing quotes for Mazda CX-9 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mazda CX-9 Insurance Cost
The average Mazda CX-9 auto insurance rates are $1,440 a year or $120 a month.
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Are Mazda CX-9s Expensive to Insure?
The chart below details how Mazda CX-9 insurance rates compare to other SUVs like the Toyota 4Runner, Nissan Pathfinder, and Lincoln Navigator.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-9 | $348 | $562 | $372 | $1,440 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-9 Insurance?
You might have noticed that there is a multitude of factors that impact Mazda CX-9 auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Mazda CX-9.
Age of the Vehicle
The average Mazda CX-9 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mazda CX-9 costs $1,440, while 2010 Mazda CX-9 insurance costs are $1,174, a difference of $266.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-9 | $348 | $562 | $372 | $1,440 |
| 2019 Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| 2018 Mazda CX-9 | $320 | $536 | $398 | $1,412 |
| 2017 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2016 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2015 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2014 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2013 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2012 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2011 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2010 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
Driver Age
Driver age can have a significant effect on the cost of Mazda CX-9 auto insurance. For example, a 20-year-old driver could pay around $147 more each month for their Mazda CX-9 auto insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-9 insurance rates. For example, drivers in New York may pay $878 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-9 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Mazda CX-9 auto insurance with violations on their driving record.
Mazda CX-9 Safety Ratings
The Mazda CX-9’s safety ratings will affect your Mazda CX-9 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-9 Crash Test Ratings
Mazda CX-9 crash test ratings will affect your Mazda CX-9 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-9 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Mazda CX-9 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Mazda CX-9 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Mazda CX-9 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Mazda CX-9 SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Mazda CX-9 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Mazda CX-9 SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Mazda CX-9 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-9 Safety Features
The Mazda CX-9 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-9 auto insurance rates. The Mazda CX-9’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Mazda CX-9 Insurance Loss Probability
The Mazda CX-9’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Mazda CX-9, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -13% |
|---|---|
| Property Damage | 8% |
| Comprehensive | -26% |
| Personal Injury | -13% |
| Medical Payment | -5% |
| Bodily Injury | -11% |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-9 Finance and Insurance Cost
If you are financing a Mazda CX-9, you will pay more if you purchase Mazda CX-9 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-9 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-9 Insurance
If you want to reduce the cost of your Mazda CX-9 insurance rates, follow these tips below:
- Buy a Dashcam for Your Mazda CX-9
- Check the Odometer on Your Mazda CX-9
- Be Picky About Who Drives Your Mazda CX-9
- Understand that Insurance Companies Can’t Change Your Mazda CX-9 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Get Married and Ask for a Discount
Top Mazda CX-9 Insurance Companies
Who is the best company for Mazda CX-9 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-9 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-9 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda CX-9 Insurance Quotes Online
You can start comparing quotes for Mazda CX-9 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How much does auto insurance for a Mazda CX-9 typically cost?
The cost of auto insurance for a Mazda CX-9 can vary depending on various factors, including your location, driving history, age, coverage options, and insurance provider. It’s best to obtain quotes from different insurers to get an accurate idea of the cost for your specific circumstances.
What factors can affect the insurance premium for a Mazda CX-9?
Several factors can impact the insurance premium for a Mazda CX-9, such as:
- Your driving record: A clean driving record with no accidents or traffic violations generally leads to lower premiums.
- Location: Insurance rates can vary based on where you live, including factors like crime rates and traffic congestion.
- Age and gender: Younger and less experienced drivers often pay higher premiums.
- Coverage options: The type and level of coverage you choose will affect the premium.
- Vehicle features: Safety features and anti-theft devices in the Mazda CX-9 may qualify for discounts.
- Deductible amount: A higher deductible typically leads to lower premiums, but you’ll pay more out of pocket in case of a claim.
Are Mazdas generally expensive to insure compared to other vehicles?
Insurance rates can vary between different vehicle makes and models, and while Mazdas generally offer good safety ratings and reasonable repair costs, insurance premiums can still be influenced by factors such as the vehicle’s popularity, performance, and theft rates. It’s advisable to compare insurance quotes from multiple providers to determine the best rate for your Mazda CX-9.
What type of insurance coverage is recommended for a Mazda CX-9?
It’s generally recommended to have the following types of coverage for a Mazda CX-9:
- Liability coverage: This covers injuries and property damage you may cause to others in an accident where you’re at fault.
- Collision coverage: This covers repairs or replacement costs if your Mazda CX-9 is damaged in a collision, regardless of fault.
- Comprehensive coverage: This covers non-collision-related damages, such as theft, vandalism, or weather-related incidents.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
Can I get discounts on insurance for my Mazda CX-9?
Yes, insurance companies often offer various discounts that you may qualify for when insuring a Mazda CX-9. These can include:
- Safety features discount: If your CX-9 has advanced safety features, such as anti-lock brakes, airbags, or a backup camera, you may be eligible for a discount.
- Anti-theft device discount: Installing anti-theft devices, such as alarms or tracking systems, can help reduce your premium.
- Multi-policy discount: If you have multiple policies with the same insurer, such as auto and home insurance, you may qualify for a discount.
- Good driver discount: Maintaining a clean driving record can often lead to discounted rates.
Can I transfer my current auto insurance to my new Mazda CX-9?
If you already have an auto insurance policy, you can typically contact your insurance provider to update your policy with the details of your new Mazda CX-9. They will adjust the coverage and premium accordingly. However, it’s always a good idea to compare quotes from other insurers to ensure you’re getting the best coverage and rates for your new vehicle.
Are there any specific Mazda CX-9 insurance considerations I should be aware of?
While insurance considerations can vary based on your location and insurer, there are a few specific factors to be aware of for a Mazda CX-9:
- Repair costs: The cost of repairs for the Mazda CX-9 can impact insurance rates. Consider choosing comprehensive coverage to protect against potential repair expenses.
- Vehicle value: The value of your Mazda CX-9 will influence the coverage options and premiums. Newer or higher-trim models may require additional coverage.
- Safety features: The advanced safety features of the Mazda CX-9, such as lane departure warning or adaptive cruise control, may contribute to lower insurance rates. Be sure to inquire about potential discounts for these features.
What should I do if I have further questions about Mazda CX-9 auto insurance?
If you have additional questions about Mazda CX-9 auto insurance, it’s recommended to reach out to insurance providers directly. They can provide you with specific information based on your location, driving history, and coverage preferences. Additionally, speaking with an insurance agent or broker can offer personalized guidance and help you find the best insurance solution for your Mazda CX-9.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.