Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Mazda CX-5 insurance costs around $135 less per year than the average vehicle

Mazda CX-5 insurance rates cost about $135 less than the average vehicle. Full coverage will set you back around $1,384 a year or $115 a month.

Good drivers can save up to $571 a year with policy discounts by practicing safe driving habits. Let’s take a closer look at Mazda CX-5 insurance rates, safety ratings, and more.

You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-5 Insurance Cost

The average Mazda CX-5 car insurance costs are $1,384 a year or $115 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Mazda CX-5s Expensive to Insure?

The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the MINI Clubman, Hyundai Kona, and Nissan Rogue.

Vehicle Comprehensive Collision Liability Total
Mazda CX-5 $322 $532 $372 $1,384
MINI Clubman $320 $506 $398 $1,382
Hyundai Kona $280 $500 $316 $1,232
Nissan Rogue $268 $512 $440 $1,400
Ford Escape $280 $438 $316 $1,170
BMW X6 $432 $834 $398 $1,822
Chevrolet Equinox $308 $532 $372 $1,370
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-5 Insurance?

The Mazda CX-5 trim and model you choose will affect the total price you will pay for Mazda CX-5 insurance coverage.

Age of the Vehicle

Older Mazda CX-5 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-5 costs $1,384, while 2013 Mazda CX-5 insurance costs are $1,254, a difference of $130.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-5 $322 $532 $372 $1,384
2019 Mazda CX-5 $306 $512 $390 $1,366
2018 Mazda CX-5 $294 $506 $398 $1,356
2017 Mazda CX-5 $284 $494 $416 $1,352
2016 Mazda CX-5 $274 $474 $430 $1,336
2015 Mazda CX-5 $260 $458 $442 $1,318
2014 Mazda CX-5 $250 $424 $452 $1,284
2013 Mazda CX-5 $240 $400 $456 $1,254
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Mazda CX-5 auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their Mazda CX-5 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Mazda CX-5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.

Mazda CX-5 Safety Ratings

Your Mazda CX-5 auto insurance rates are influenced by the Mazda CX-5’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Mazda CX-5 Crash Test Ratings

Not only do good Mazda CX-5 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Mazda CX-5 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV FWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV FWD Early Release 4 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV AWD Early Release 4 stars 5 stars 5 stars 4 stars
2017 Mazda CX-5 SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 Mazda CX-5 SUV AWD 4 stars 5 stars 5 stars 4 stars
2016 Mazda CX-5 SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Mazda CX-5 SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Mazda CX-5 Safety Features

The Mazda CX-5 safety features can help lower insurance costs. According to US News, the 2020 Mazda CX-5 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Mazda CX-5 Insurance Loss Probability

The Mazda CX-5’s insurance loss probability varies for each form of coverage. The lower percentage means lower Mazda CX-5 auto insurance rates; higher percentages mean higher Mazda CX-5 car insurance rates.

Insurance Coverage Category Loss Rate
Collision -34%
Property Damage -12%
Comprehensive -15%
Personal Injury -21%
Medical Payment -17%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Mazda CX-5 Finance and Insurance Cost

If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Mazda CX-5 Insurance

If you want to reduce the cost of your Mazda CX-5 insurance rates, follow these tips below:

  • Pay Your Mazda CX-5 Insurance Upfront
  • Spy on Your Teen Driver
  • Reduce Your Coverage on an Older Mazda CX-5
  • Ask About Mazda CX-5 Low Mileage Discounts
  • Move to the Countryside

Top Mazda CX-5 Insurance Companies

Who is the top car insurance company for Mazda CX-5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Mazda CX-5 Insurance Quotes Online

You can start comparing quotes for Mazda CX-5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.