Mazda CX-5 Car Insurance [How to Find Cheap Rates]
Insurance rates for a Mazda CX-5 average $1,384 a year, or around $115 a month. Finding Mazda CX-5 teenager insurance rates can cost on average $5,059 a year, so shop around to find cheap coverage.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: Jul 16, 2020
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Mazda CX-5 insurance costs around $135 less per year than the average vehicle
Mazda CX-5 insurance rates cost about $135 less than the average vehicle. Full coverage will set you back around $1,384 a year or $115 a month.
Good drivers can save up to $571 a year with policy discounts by practicing safe driving habits. Let’s take a closer look at Mazda CX-5 insurance rates, safety ratings, and more.
You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Mazda CX-5 Insurance Cost
The average Mazda CX-5 car insurance costs are $1,384 a year or $115 a month.
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Are Mazda CX-5s Expensive to Insure?
The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the MINI Clubman, Hyundai Kona, and Nissan Rogue.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-5 Insurance?
The Mazda CX-5 trim and model you choose will affect the total price you will pay for Mazda CX-5 insurance coverage.
Age of the Vehicle
Older Mazda CX-5 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-5 costs $1,384, while 2013 Mazda CX-5 insurance costs are $1,254, a difference of $130.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| 2019 Mazda CX-5 | $306 | $512 | $390 | $1,366 |
| 2018 Mazda CX-5 | $294 | $506 | $398 | $1,356 |
| 2017 Mazda CX-5 | $284 | $494 | $416 | $1,352 |
| 2016 Mazda CX-5 | $274 | $474 | $430 | $1,336 |
| 2015 Mazda CX-5 | $260 | $458 | $442 | $1,318 |
| 2014 Mazda CX-5 | $250 | $424 | $452 | $1,284 |
| 2013 Mazda CX-5 | $240 | $400 | $456 | $1,254 |
Driver Age
Driver age can have a significant impact on Mazda CX-5 auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their Mazda CX-5 auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Mazda CX-5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.
Mazda CX-5 Safety Ratings
Your Mazda CX-5 auto insurance rates are influenced by the Mazda CX-5’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Crash Test Ratings
Not only do good Mazda CX-5 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Mazda CX-5 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV AWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-5 Safety Features
The Mazda CX-5 safety features can help lower insurance costs. According to US News, the 2020 Mazda CX-5 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Mazda CX-5 Insurance Loss Probability
The Mazda CX-5’s insurance loss probability varies for each form of coverage. The lower percentage means lower Mazda CX-5 auto insurance rates; higher percentages mean higher Mazda CX-5 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -34% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -15% |
| Personal Injury | -21% |
| Medical Payment | -17% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Finance and Insurance Cost
If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-5 Insurance
If you want to reduce the cost of your Mazda CX-5 insurance rates, follow these tips below:
- Pay Your Mazda CX-5 Insurance Upfront
- Spy on Your Teen Driver
- Reduce Your Coverage on an Older Mazda CX-5
- Ask About Mazda CX-5 Low Mileage Discounts
- Move to the Countryside
Top Mazda CX-5 Insurance Companies
Who is the top car insurance company for Mazda CX-5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-5 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda CX-5 Insurance Quotes Online
You can start comparing quotes for Mazda CX-5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.