Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Mazda CX-3 insurance rates are $1,338 per year or $112 per month for full coverage and $536 per year or $45 per month for liability-only coverage. Learn more about how you save more on Mazda CX-3 insurance rates in our vehicle guide.

You can start comparing quotes for Mazda CX-3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 auto insurance rates are $1,338 a year or $112 a month.

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Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Toyota C-HR, Lincoln MKC, and Kia Sportage.

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Toyota C-HR $254 $452 $258 $1,074
Lincoln MKC $306 $596 $398 $1,458
Kia Sportage $280 $470 $372 $1,280
Nissan Rogue $268 $512 $440 $1,400
Infiniti QX30 $344 $686 $398 $1,586
Honda HR-V $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 auto insurance coverage.

Age of the Vehicle

The average Mazda CX-3 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-3 $308 $500 $372 $1,338
2019 Mazda CX-3 $294 $482 $390 $1,324
2018 Mazda CX-3 $282 $478 $398 $1,316
2017 Mazda CX-3 $272 $466 $416 $1,312
2016 Mazda CX-3 $262 $446 $430 $1,296
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Driver Age

Driver age can have a significant impact on Mazda CX-3 auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Mazda CX-3 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Mazda CX-3 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance with violations on their driving record.

Mazda CX-3 Safety Ratings

Your Mazda CX-3 auto insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mazda CX-3 Crash Test Ratings

Poor Mazda CX-3 crash test ratings could mean higher Mazda CX-3 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-30 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-30 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda CX-3 Safety Features

Good Mazda CX-3 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Mazda CX-3 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

When financing a Mazda CX-3, most lenders will require your carry higher Mazda CX-3 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-3 auto insurance rates from the best companies using our FREE tool below.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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5 Ways to Save on Mazda CX-3 Insurance

There are several ways you can save even more on your Mazda CX-3 auto insurance rates. Take a look at the following five tips:

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Buy Winter Tires for Your Mazda CX-3
  • Use an Accurate Job Title When Requesting Mazda CX-3 Auto Insurance
  • Get Mazda CX-3 Auto Insurance RatesThrough Costco
  • Save Money on Young Driver Mazda CX-3 Insurance By Mentioning Grades or GPA

Top Mazda CX-3 Insurance Companies

Who is the best company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda CX-3 Insurance Quotes Online

Start comparing Mazda CX-3 auto insurance quotes for free by using our FREE online comparison tool.