Best Cheap Auto Insurance in Albertville, AL (2021)

The average Albertville, AL auto insurance rates are $296 per month. The minimum auto insurance in Albertville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Albertville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Albertville, Alabama is 25/50/25
  • Average auto insurance rates in Albertville, AL for senior drivers are $1,881 per year
  • The cheapest auto insurance company in Albertville is USAA

Albertville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Albertville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Albertville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Albertville to other Alabama cities, including Mobile auto insurance rates, Montgomery auto insurance rates, and Tuscaloosa auto insurance rates to see how Albertville, Alabama auto insurance rates stack up.

Before you buy Albertville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Albertville, Alabama auto insurance quotes.

Minimum Auto Insurance in Albertville, Alabama

Albertville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Albertville, Alabama.

Minimum Required Auto Insurance Coverage in Albertville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Albertville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Albertville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albertville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,844 $1,879 $7,116 $7,651 $2,280 $2,332
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,950 $1,940 $1,864 $1,928 $5,136 $5,035 $2,055 $1,904
Liberty Mutual $2,951 $3,187 $2,419 $2,704 $10,852 $12,064 $3,142 $3,346
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,216 $2,071 $1,820 $1,943 $9,355 $10,434 $2,599 $2,779
State Farm $2,934 $2,934 $2,667 $2,667 $9,115 $11,389 $3,320 $3,847
Travelers $1,331 $1,351 $1,253 $1,247 $7,000 $10,936 $1,263 $1,444
USAA $1,284 $1,302 $1,200 $1,174 $3,851 $4,268 $1,673 $1,803

Cheap Albertville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Albertville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Albertville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Albertville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,116 $7,651
Farmers $8,901 $9,156
GEICO $5,136 $5,035
Liberty Mutual $10,852 $12,064
Nationwide $4,292 $5,507
Progressive $9,355 $10,434
State Farm $9,115 $11,389
Travelers $7,000 $10,936
USAA $3,851 $4,268

Cheap Albertville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Albertville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Albertville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,879
Farmers $2,044 $2,172
GEICO $1,864 $1,928
Liberty Mutual $2,419 $2,704
Nationwide $1,494 $1,543
Progressive $1,820 $1,943
State Farm $2,667 $2,667
Travelers $1,253 $1,247
USAA $1,200 $1,174

Cheap Albertville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Albertville, Alabama compared to the annual auto insurance rates with a clean record in Albertville, Alabama.

Annual Albertville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,876 $3,391 $4,023 $3,251
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,837 $2,960 $3,664 $2,445
Liberty Mutual $3,985 $5,554 $5,424 $5,370
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,747 $4,729 $4,028 $4,106
State Farm $4,370 $5,457 $4,805 $4,805
Travelers $2,689 $2,822 $4,124 $3,278
USAA $1,592 $2,000 $2,964 $1,721

Cheap Albertville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Albertville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Albertville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Albertville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,023
Farmers $4,267
GEICO $3,664
Liberty Mutual $5,424
Nationwide $3,164
Progressive $4,028
State Farm $4,805
Travelers $4,124
USAA $2,964

Cheap Albertville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Albertville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Albertville, Alabama

Insurance Company Poor Fair Good
Allstate $4,179 $3,287 $2,688
Farmers $4,505 $3,877 $3,674
GEICO $3,467 $2,474 $2,238
Liberty Mutual $7,275 $4,468 $3,507
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,022 $3,764
State Farm $7,885 $3,987 $2,706
Travelers $3,522 $3,053 $3,110
USAA $2,778 $1,812 $1,618

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Cheap Albertville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Albertville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Albertville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Albertville, Alabama

ZIP Code Average Annual Rates
35950 $3,634
35951 $3,647

Cheap Albertville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Albertville, Alabama auto insurance. Find the cheapest annual Albertville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Albertville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,385 $3,385
Farmers $4,019 $4,019
GEICO $2,678 $2,775
Liberty Mutual $5,083 $5,083
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $4,742 $4,976
Travelers $3,228 $3,228
USAA $1,975 $2,164

Cheap Albertville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Albertville, Alabama? Check out the comparison of annual Albertville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albertville, Alabama

Insurance Company Low Medium High
Allstate $3,269 $3,379 $3,506
Farmers $3,797 $3,967 $4,292
GEICO $2,505 $2,714 $2,961
Liberty Mutual $4,852 $5,059 $5,339
Nationwide $2,476 $2,473 $2,534
Progressive $3,741 $4,133 $4,583
State Farm $4,592 $4,854 $5,131
Travelers $3,071 $3,293 $3,321
USAA $1,994 $2,058 $2,156

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Best By Category: Cheapest Auto Insurance in Albertville, Alabama

Compare the cheapest auto insurance companies in Albertville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Albertville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Albertville, Alabama Auto Insurance Companies

What auto insurance companies in Albertville, Alabama are the cheapest? Compare the top Albertville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Albertville, Alabama

Insurance Company Average Annual Rates
Allstate $3,385
Farmers $4,019
GEICO $2,726
Liberty Mutual $5,083
Nationwide $2,494
Progressive $4,152
State Farm $4,859
Travelers $3,228
USAA $2,069

What affects auto insurance rates in Albertville, Alabama?

There are a lot of reasons why auto insurance rates in Albertville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Albertville, Alabama. Many local factors may affect your Albertville auto insurance rates.

Albertville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Albertville, Alabama auto theft statistics, there have been 116 auto thefts in the city.

Albertville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Albertville, Alabama commute length is 20.5 minutes according to City-Data.

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Compare Albertville, Alabama Auto Insurance Quotes

Before you buy Albertville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Albertville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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