Best Cheap Auto Insurance in Albany, LA (2021)

The average Albany, LA auto insurance rates are $496 per month. The minimum auto insurance in Albany is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Albany, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Albany for teen drivers is Progressive
  • The minimum auto insurance required in Albany, Louisiana is 15/30/25
  • Average auto insurance rates in Albany, LA for senior drivers are $3,709 per year

Albany, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Albany can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Albany, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Albany to other Louisiana cities, including Alexandria auto insurance rates, Baton Rouge auto insurance rates, and Kenner auto insurance rates to see how Albany, Louisiana auto insurance rates stack up.

Before you buy Albany, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Albany, Louisiana auto insurance quotes.

Minimum Auto Insurance in Albany, Louisiana

Albany, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Albany, Louisiana.

Minimum Required Auto Insurance Coverage in Albany, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Albany, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Albany, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Albany, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,661 $4,661 $4,808 $4,808 $10,101 $12,727 $5,141 $5,565
GEICO $3,387 $3,891 $4,036 $4,916 $12,543 $13,236 $3,267 $3,171
Progressive $4,173 $3,894 $3,494 $3,776 $16,596 $18,448 $4,762 $4,852
State Farm $2,977 $2,977 $2,738 $2,738 $8,795 $11,030 $3,319 $3,720
USAA $2,976 $2,926 $2,904 $2,878 $8,911 $10,449 $3,647 $3,988

Cheap Albany, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Albany, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Albany, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Albany, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,101 $12,727
GEICO $12,543 $13,236
Progressive $16,596 $18,448
State Farm $8,795 $11,030
USAA $8,911 $10,449

Cheap Albany, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Albany, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Albany, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,808 $4,808
GEICO $4,036 $4,916
Progressive $3,494 $3,776
State Farm $2,738 $2,738
USAA $2,904 $2,878

Cheap Albany, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Albany, Louisiana compared to the annual auto insurance rates with a clean record in Albany, Louisiana.

Annual Albany, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,218 $7,880 $7,035 $6,102
GEICO $4,116 $6,649 $8,170 $5,289
Progressive $6,246 $8,385 $8,057 $7,309
State Farm $4,388 $5,186 $4,787 $4,787
USAA $3,686 $5,119 $6,130 $4,404

Cheap Albany, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Albany, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Albany, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Albany, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,035
GEICO $8,170
Progressive $8,057
State Farm $4,787
USAA $6,130

Cheap Albany, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Albany, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Albany, Louisiana

Insurance Company Poor Fair Good
Allstate $8,580 $5,923 $5,173
GEICO $7,204 $6,251 $4,712
Progressive $8,477 $7,264 $6,757
State Farm $6,631 $4,274 $3,455
USAA $6,684 $4,263 $3,557

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Cheap Albany, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Albany, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Albany, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Albany, Louisiana

ZIP Code Average Annual Rates
70711 $5,557

Cheap Albany, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Albany, Louisiana auto insurance. Find the cheapest annual Albany, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Albany, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,559 $6,559
GEICO $5,938 $6,173
Progressive $7,499 $7,499
State Farm $4,664 $4,910
USAA $4,685 $4,984

Cheap Albany, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Albany, Louisiana? Check out the comparison of annual Albany, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Albany, Louisiana

Insurance Company Low Medium High
Allstate $5,679 $6,675 $7,322
GEICO $5,029 $6,079 $7,059
Progressive $6,214 $7,434 $8,851
State Farm $4,129 $4,775 $5,457
USAA $4,208 $4,909 $5,388

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Best By Category: Cheapest Auto Insurance in Albany, Louisiana

Compare the cheapest auto insurance companies in Albany, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Albany, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Albany, Louisiana Auto Insurance Companies

What auto insurance companies in Albany, Louisiana are the cheapest? Compare the top Albany, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Albany, Louisiana

Insurance Company Average Annual Rates
Allstate $6,559
GEICO $6,056
Progressive $7,499
State Farm $4,787
USAA $4,835

What affects auto insurance rates in Albany, Louisiana?

There are a lot of reasons why auto insurance rates in Albany, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Albany, Louisiana. Many local factors may affect your Albany auto insurance rates.

Albany Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Albany, Louisiana commute length is 27.1 minutes according to City-Data.

Albany Traffic

How does Albany, Louisiana rank for traffic? According to Inrix Albany, Louisiana is the 863rd most congested worldwide.

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Compare Albany, Louisiana Auto Insurance Quotes

Before you buy Albany, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Albany, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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