Best Cheap Auto Insurance in Sherwood, OR (2021)

The average Sherwood, OR auto insurance rates are $306 per month. The minimum auto insurance in Sherwood is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Sherwood, Oregon, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sherwood, OR for senior drivers are $2,121 per year
  • The minimum auto insurance required in Sherwood, Oregon is 25/50/20
  • The cheapest auto insurance company in Sherwood is USAA

Sherwood, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Sherwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sherwood, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Sherwood to other Oregon cities, including Corvallis auto insurance rates, Salem auto insurance rates, and Springfield auto insurance rates to see how Sherwood, Oregon auto insurance rates stack up.

Before you buy Sherwood, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sherwood, Oregon auto insurance quotes.

Minimum Auto Insurance in Sherwood, Oregon

Sherwood, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sherwood, Oregon.

Minimum Required Auto Insurance Coverage in Sherwood, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Sherwood, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sherwood, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sherwood, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,990 $2,770 $2,751 $2,778 $9,173 $10,153 $3,089 $3,074
American Family $2,442 $2,442 $2,177 $2,177 $6,071 $9,552 $2,442 $2,551
Farmers $2,336 $2,285 $2,058 $2,195 $9,992 $10,242 $2,609 $2,659
GEICO $2,476 $2,387 $2,333 $2,369 $6,480 $5,857 $2,637 $2,241
Liberty Mutual $2,851 $3,001 $2,476 $2,752 $9,299 $10,019 $2,724 $2,735
Nationwide $2,342 $2,321 $2,089 $2,177 $5,458 $6,799 $2,744 $2,880
Progressive $1,944 $1,754 $1,701 $1,747 $8,572 $9,438 $2,314 $2,175
State Farm $1,843 $1,843 $1,699 $1,699 $5,995 $7,535 $2,095 $2,391
Travelers $2,093 $2,116 $1,912 $1,994 $6,159 $7,610 $2,180 $2,220
USAA $1,702 $1,645 $1,698 $1,628 $5,269 $5,631 $2,191 $2,263

Cheap Sherwood, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sherwood, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Sherwood, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Sherwood, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,173 $10,153
American Family $6,071 $9,552
Farmers $9,992 $10,242
GEICO $6,480 $5,857
Liberty Mutual $9,299 $10,019
Nationwide $5,458 $6,799
Progressive $8,572 $9,438
State Farm $5,995 $7,535
Travelers $6,159 $7,610
USAA $5,269 $5,631

Cheap Sherwood, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Sherwood, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sherwood, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,751 $2,778
American Family $2,177 $2,177
Farmers $2,058 $2,195
GEICO $2,333 $2,369
Liberty Mutual $2,476 $2,752
Nationwide $2,089 $2,177
Progressive $1,701 $1,747
State Farm $1,699 $1,699
Travelers $1,912 $1,994
USAA $1,698 $1,628

Cheap Sherwood, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sherwood, Oregon compared to the annual auto insurance rates with a clean record in Sherwood, Oregon.

Annual Sherwood, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,684 $5,005 $5,181 $4,519
American Family $2,598 $3,970 $5,028 $3,331
Farmers $3,625 $4,677 $4,574 $4,312
GEICO $2,187 $3,529 $4,666 $3,008
Liberty Mutual $3,967 $4,447 $5,103 $4,413
Nationwide $2,842 $3,044 $4,304 $3,214
Progressive $2,790 $5,119 $3,593 $3,320
State Farm $2,772 $3,649 $3,065 $3,065
Travelers $2,654 $3,404 $3,849 $3,235
USAA $1,991 $2,792 $3,896 $2,334

Cheap Sherwood, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sherwood, Oregon is not easy. Compare the annual rates for DUI auto insurance in Sherwood, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Sherwood, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,181
American Family $5,028
Farmers $4,574
GEICO $4,666
Liberty Mutual $5,103
Nationwide $4,304
Progressive $3,593
State Farm $3,065
Travelers $3,849
USAA $3,896

Cheap Sherwood, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sherwood, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sherwood, Oregon

Insurance Company Poor Fair Good
Allstate $6,035 $4,249 $3,507
American Family $4,736 $3,503 $2,957
Farmers $4,953 $4,075 $3,862
GEICO $4,039 $3,347 $2,656
Liberty Mutual $6,578 $3,880 $2,990
Nationwide $4,047 $3,218 $2,789
Progressive $4,144 $3,605 $3,367
State Farm $4,385 $2,794 $2,234
Travelers $4,078 $3,232 $2,546
USAA $4,132 $2,299 $1,829

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Cheap Sherwood, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sherwood, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Sherwood, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sherwood, Oregon

ZIP Code Average Annual Rates
97140 $3,457

Cheap Sherwood, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Sherwood, Oregon auto insurance. Find the cheapest annual Sherwood, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sherwood, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,597 $4,597
American Family $3,674 $3,790
Farmers $4,297 $4,297
GEICO $3,295 $3,400
Liberty Mutual $4,482 $4,482
Nationwide $3,351 $3,351
Progressive $3,706 $3,706
State Farm $3,054 $3,222
Travelers $3,153 $3,418
USAA $2,675 $2,832

Cheap Sherwood, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sherwood, Oregon? Check out the comparison of annual Sherwood, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sherwood, Oregon

Insurance Company Low Medium High
Allstate $4,363 $4,585 $4,843
American Family $3,699 $3,950 $3,547
Farmers $3,998 $4,235 $4,658
GEICO $3,030 $3,369 $3,643
Liberty Mutual $4,196 $4,470 $4,780
Nationwide $3,174 $3,444 $3,435
Progressive $3,556 $3,686 $3,875
State Farm $2,943 $3,145 $3,326
Travelers $3,041 $3,264 $3,551
USAA $2,630 $2,757 $2,873

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Best By Category: Cheapest Auto Insurance in Sherwood, Oregon

Compare the cheapest auto insurance companies in Sherwood, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sherwood, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sherwood, Oregon Auto Insurance Companies

What auto insurance companies in Sherwood, Oregon are the cheapest? Compare the top Sherwood, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sherwood, Oregon

Insurance Company Average Annual Rates
Allstate $4,597
American Family $3,732
Farmers $4,297
GEICO $3,347
Liberty Mutual $4,482
Nationwide $3,351
Progressive $3,706
State Farm $3,138
Travelers $3,285
USAA $2,753

What affects auto insurance rates in Sherwood, Oregon?

There are a lot of reasons why auto insurance rates in Sherwood, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sherwood, Oregon. Many local factors may affect your Sherwood auto insurance rates.

Sherwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sherwood, Oregon commute length is 28.4 minutes according to City-Data.

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Compare Sherwood, Oregon Auto Insurance Quotes

Before you buy Sherwood, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sherwood, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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