Best Cheap Auto Insurance in Hereford, OR (2021)

The average Hereford, OR auto insurance rates are $257 per month. The minimum auto insurance in Hereford is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Hereford, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Hereford, Oregon is 25/50/20
  • Average auto insurance rates in Hereford, OR for senior drivers are $1,807 per year
  • The most expensive auto insurance company in Hereford for teen drivers is Allstate

Hereford, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Hereford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hereford, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Hereford to other Oregon cities, including Salem auto insurance rates, Portland auto insurance rates, and Bend auto insurance rates to see how Hereford, Oregon auto insurance rates stack up.

Before you buy Hereford, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hereford, Oregon auto insurance quotes.

Minimum Auto Insurance in Hereford, Oregon

Hereford, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hereford, Oregon.

Minimum Required Auto Insurance Coverage in Hereford, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hereford, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hereford, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hereford, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,853 $1,811 $1,642 $1,742 $7,451 $7,603 $2,081 $2,145
GEICO $2,225 $2,145 $2,037 $2,021 $5,675 $5,214 $2,373 $2,080
Liberty Mutual $2,543 $2,685 $2,203 $2,439 $7,759 $8,368 $2,478 $2,524
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $1,919 $1,751 $1,660 $1,705 $8,211 $9,112 $2,309 $2,216
State Farm $1,382 $1,382 $1,255 $1,255 $4,259 $5,344 $1,565 $1,799
Travelers $1,560 $1,576 $1,386 $1,443 $4,151 $4,948 $1,635 $1,666
USAA $1,555 $1,519 $1,519 $1,484 $4,569 $4,949 $2,003 $2,105

Cheap Hereford, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hereford, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Hereford, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Hereford, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $4,951 $7,723
Farmers $7,451 $7,603
GEICO $5,675 $5,214
Liberty Mutual $7,759 $8,368
Nationwide $4,401 $5,525
Progressive $8,211 $9,112
State Farm $4,259 $5,344
Travelers $4,151 $4,948
USAA $4,569 $4,949

Cheap Hereford, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Hereford, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hereford, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,801 $1,801
Farmers $1,642 $1,742
GEICO $2,037 $2,021
Liberty Mutual $2,203 $2,439
Nationwide $1,756 $1,843
Progressive $1,660 $1,705
State Farm $1,255 $1,255
Travelers $1,386 $1,443
USAA $1,519 $1,484

Cheap Hereford, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hereford, Oregon compared to the annual auto insurance rates with a clean record in Hereford, Oregon.

Annual Hereford, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,774 $3,570 $3,491 $3,329
GEICO $1,975 $3,111 $4,060 $2,739
Liberty Mutual $3,436 $3,836 $4,409 $3,819
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,731 $4,951 $3,510 $3,249
State Farm $2,031 $2,628 $2,230 $2,230
Travelers $1,871 $2,379 $2,652 $2,280
USAA $1,802 $2,498 $3,447 $2,104

Cheap Hereford, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hereford, Oregon is not easy. Compare the annual rates for DUI auto insurance in Hereford, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Hereford, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,777
American Family $4,101
Farmers $3,491
GEICO $4,060
Liberty Mutual $4,409
Nationwide $3,558
Progressive $3,510
State Farm $2,230
Travelers $2,652
USAA $3,447

Cheap Hereford, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hereford, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hereford, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,888 $2,862 $2,424
Farmers $3,811 $3,112 $2,950
GEICO $3,583 $2,971 $2,359
Liberty Mutual $5,680 $3,348 $2,596
Nationwide $3,350 $2,656 $2,308
Progressive $4,061 $3,504 $3,266
State Farm $3,182 $2,032 $1,626
Travelers $2,879 $2,240 $1,767
USAA $3,693 $2,058 $1,638

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Cheap Hereford, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hereford, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Hereford, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hereford, Oregon

ZIP Code Average Annual Rates
97837 $2,887

Cheap Hereford, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Hereford, Oregon auto insurance. Find the cheapest annual Hereford, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hereford, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,011 $3,105
Farmers $3,291 $3,291
GEICO $2,921 $3,022
Liberty Mutual $3,875 $3,875
Nationwide $2,771 $2,771
Progressive $3,610 $3,610
State Farm $2,223 $2,337
Travelers $2,205 $2,386
USAA $2,392 $2,534

Cheap Hereford, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hereford, Oregon? Check out the comparison of annual Hereford, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hereford, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,055 $3,230 $2,890
Farmers $3,108 $3,253 $3,512
GEICO $2,783 $2,983 $3,148
Liberty Mutual $3,674 $3,866 $4,084
Nationwide $2,657 $2,842 $2,815
Progressive $3,501 $3,596 $3,734
State Farm $2,165 $2,282 $2,393
Travelers $2,180 $2,285 $2,421
USAA $2,362 $2,465 $2,562

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Best By Category: Cheapest Auto Insurance in Hereford, Oregon

Compare the cheapest auto insurance companies in Hereford, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hereford, Oregon

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hereford, Oregon Auto Insurance Companies

What auto insurance companies in Hereford, Oregon are the cheapest? Compare the top Hereford, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hereford, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,058
Farmers $3,291
GEICO $2,971
Liberty Mutual $3,875
Nationwide $2,771
Progressive $3,610
State Farm $2,280
Travelers $2,295
USAA $2,463

Compare Hereford, Oregon Auto Insurance Quotes

Before you buy Hereford, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hereford, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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