Best Cheap Auto Insurance in Saco, ME (2021)

The average Saco, ME auto insurance rates are $205 per month. The minimum auto insurance in Saco is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Saco, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Saco is 25.0 minutes
  • The cheapest auto insurance company in Saco is GEICO
  • Average auto insurance rates in Saco, ME for senior drivers are $1,438 per year

Saco, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Saco can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saco, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Saco to other Maine cities, including South Portland auto insurance rates, Bangor auto insurance rates, and Lewiston auto insurance rates to see how Saco, Maine auto insurance rates stack up.

Before you buy Saco, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saco, Maine auto insurance quotes.

Minimum Auto Insurance in Saco, Maine

Saco, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saco, Maine.

Minimum Required Auto Insurance Coverage in Saco, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saco, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saco, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saco, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,614 $1,629 $1,520 $1,624 $5,303 $5,815 $1,915 $1,980
GEICO $893 $924 $893 $893 $2,214 $2,873 $974 $1,036
Liberty Mutual $2,817 $2,817 $2,685 $2,685 $5,924 $8,839 $2,817 $3,946
Progressive $1,700 $1,665 $1,700 $1,665 $7,165 $8,047 $1,977 $2,231
State Farm $1,200 $1,200 $1,139 $1,139 $3,903 $4,875 $1,345 $1,469
Travelers $1,106 $1,140 $1,003 $1,024 $4,516 $6,094 $1,088 $1,240
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

Cheap Saco, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saco, Maine is a challenge. Take a look at the annual teen auto insurance rates in Saco, Maine.

Annual Auto Insurance Rates for Teen Drivers in Saco, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,303 $5,815
GEICO $2,214 $2,873
Liberty Mutual $5,924 $8,839
Progressive $7,165 $8,047
State Farm $3,903 $4,875
Travelers $4,516 $6,094
USAA $2,718 $2,994

Cheap Saco, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Saco, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saco, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,520 $1,624
GEICO $893 $893
Liberty Mutual $2,685 $2,685
Progressive $1,700 $1,665
State Farm $1,139 $1,139
Travelers $1,003 $1,024
USAA $822 $802

Cheap Saco, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saco, Maine compared to the annual auto insurance rates with a clean record in Saco, Maine.

Annual Saco, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,337 $2,981 $2,585 $2,797
GEICO $976 $1,369 $2,029 $976
Liberty Mutual $3,103 $3,667 $6,110 $3,385
Progressive $2,618 $4,432 $2,915 $3,109
State Farm $1,842 $2,226 $2,034 $2,034
Travelers $1,792 $1,992 $2,501 $2,321
USAA $1,054 $1,390 $1,955 $1,160

Cheap Saco, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saco, Maine is not easy. Compare the annual rates for DUI auto insurance in Saco, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Saco, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,207
Farmers $2,585
GEICO $2,029
Liberty Mutual $6,110
Progressive $2,915
State Farm $2,034
Travelers $2,501
USAA $1,955

Cheap Saco, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saco, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saco, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,120 $2,555 $2,351
GEICO $1,799 $1,194 $1,019
Liberty Mutual $5,660 $3,669 $2,870
Progressive $3,688 $3,171 $2,947
State Farm $2,962 $1,770 $1,370
Travelers $2,532 $2,075 $1,848
USAA $1,819 $1,256 $1,095

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Cheap Saco, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saco, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Saco, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saco, Maine

ZIP Code Average Annual Rates
4072 $2,129

Cheap Saco, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Saco, Maine auto insurance. Find the cheapest annual Saco, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saco, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,675 $2,675
GEICO $1,316 $1,359
Liberty Mutual $3,984 $4,149
Progressive $3,269 $3,269
State Farm $1,967 $2,100
Travelers $2,151 $2,151
USAA $1,351 $1,429

Cheap Saco, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saco, Maine? Check out the comparison of annual Saco, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saco, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,559 $2,576 $2,890
GEICO $1,307 $1,316 $1,390
Liberty Mutual $4,008 $4,008 $4,182
Progressive $3,194 $3,202 $3,410
State Farm $1,974 $2,010 $2,117
Travelers $2,114 $2,118 $2,222
USAA $1,359 $1,371 $1,439

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Best By Category: Cheapest Auto Insurance in Saco, Maine

Compare the cheapest auto insurance companies in Saco, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saco, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Saco, Maine Auto Insurance Companies

What auto insurance companies in Saco, Maine are the cheapest? Compare the top Saco, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saco, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,675
GEICO $1,337
Liberty Mutual $4,066
Progressive $3,269
State Farm $2,034
Travelers $2,151
USAA $1,390

What affects auto insurance rates in Saco, Maine?

There are a lot of reasons why auto insurance rates in Saco, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Saco, Maine. Many local factors may affect your Saco auto insurance rates.

Saco Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Saco, Maine commute length is 25.0 minutes according to City-Data.

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Compare Saco, Maine Auto Insurance Quotes

Before you buy Saco, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saco, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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