Best Cheap Auto Insurance in Rifle, CO (2021)

The average Rifle, CO auto insurance rates are $308 per month. The minimum auto insurance in Rifle is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Rifle, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Rifle is GEICO
  • The most expensive auto insurance company in Rifle for teen drivers is Allstate
  • The average commute length in Rifle is 31.3 minutes

Rifle, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Rifle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rifle, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Rifle to other Colorado cities, including Denver auto insurance rates, Arvada auto insurance rates, and Fort Collins auto insurance rates to see how Rifle, Colorado auto insurance rates stack up.

Before you buy Rifle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rifle, Colorado auto insurance quotes.

Minimum Auto Insurance in Rifle, Colorado

Rifle, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rifle, Colorado.

Minimum Required Auto Insurance Coverage in Rifle, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Rifle, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rifle, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rifle, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $2,722 $2,696 $2,471 $2,657 $10,072 $10,126 $3,003 $3,052
GEICO $1,635 $1,788 $1,698 $1,902 $5,110 $5,456 $1,504 $1,552
Liberty Mutual $1,963 $1,963 $1,644 $1,802 $5,683 $6,216 $1,994 $2,051
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,355 $2,199 $2,027 $2,023 $8,032 $8,998 $2,668 $2,599
State Farm $1,712 $1,712 $1,534 $1,534 $4,903 $6,192 $1,914 $2,279
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

Cheap Rifle, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rifle, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Rifle, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Rifle, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,096 $8,166
Farmers $10,072 $10,126
GEICO $5,110 $5,456
Liberty Mutual $5,683 $6,216
Nationwide $5,929 $7,587
Progressive $8,032 $8,998
State Farm $4,903 $6,192
USAA $5,838 $6,706

Cheap Rifle, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Rifle, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rifle, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,263 $2,263
Farmers $2,471 $2,657
GEICO $1,698 $1,902
Liberty Mutual $1,644 $1,802
Nationwide $2,085 $2,204
Progressive $2,027 $2,023
State Farm $1,534 $1,534
USAA $2,237 $2,259

Cheap Rifle, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rifle, Colorado compared to the annual auto insurance rates with a clean record in Rifle, Colorado.

Annual Rifle, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,716 $3,857 $5,047 $3,081
Farmers $3,881 $4,985 $4,922 $4,611
GEICO $1,833 $2,820 $3,276 $2,393
Liberty Mutual $2,545 $2,982 $3,117 $3,014
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,356 $4,643 $3,541 $3,910
State Farm $2,506 $2,939 $2,723 $2,723
USAA $2,573 $3,128 $5,481 $2,905

Cheap Rifle, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rifle, Colorado is not easy. Compare the annual rates for DUI auto insurance in Rifle, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Rifle, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,047
Farmers $4,922
GEICO $3,276
Liberty Mutual $3,117
Nationwide $4,685
Progressive $3,541
State Farm $2,723
USAA $5,481

Cheap Rifle, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rifle, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rifle, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,787 $3,396 $2,842
Farmers $5,351 $4,332 $4,116
GEICO $3,098 $2,580 $2,063
Liberty Mutual $4,179 $2,539 $2,025
Nationwide $4,245 $3,363 $2,929
Progressive $4,383 $3,750 $3,454
State Farm $3,779 $2,430 $1,959
USAA $5,236 $2,963 $2,367

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Cheap Rifle, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rifle, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Rifle, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rifle, Colorado

ZIP Code Average Annual Rates
81650 $3,404

Cheap Rifle, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Rifle, Colorado auto insurance. Find the cheapest annual Rifle, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rifle, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,597 $3,754
Farmers $4,600 $4,600
GEICO $2,528 $2,633
Liberty Mutual $2,915 $2,915
Nationwide $3,512 $3,512
Progressive $3,863 $3,863
State Farm $2,658 $2,787
USAA $3,421 $3,623

Cheap Rifle, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rifle, Colorado? Check out the comparison of annual Rifle, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rifle, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,521 $3,751 $3,754
Farmers $4,080 $4,540 $5,179
GEICO $2,394 $2,549 $2,799
Liberty Mutual $2,788 $2,908 $3,048
Nationwide $3,535 $3,511 $3,491
Progressive $3,645 $3,873 $4,070
State Farm $2,561 $2,722 $2,885
USAA $3,387 $3,522 $3,658

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Best By Category: Cheapest Auto Insurance in Rifle, Colorado

Compare the cheapest auto insurance companies in Rifle, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rifle, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Rifle, Colorado Auto Insurance Companies

What auto insurance companies in Rifle, Colorado are the cheapest? Compare the top Rifle, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rifle, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,675
Farmers $4,600
GEICO $2,581
Liberty Mutual $2,915
Nationwide $3,512
Progressive $3,863
State Farm $2,723
USAA $3,522

What affects auto insurance rates in Rifle, Colorado?

There are a lot of reasons why auto insurance rates in Rifle, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rifle, Colorado. Many local factors may affect your Rifle auto insurance rates.

Rifle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rifle, Colorado commute length is 31.3 minutes according to City-Data.

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Compare Rifle, Colorado Auto Insurance Quotes

Before you buy Rifle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rifle, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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