Best Cheap Auto Insurance in Powderhorn, CO (2021)

The average Powderhorn, CO auto insurance rates are $301 per month. The minimum auto insurance in Powderhorn is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Powderhorn, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Powderhorn for teen drivers is Allstate
  • Average auto insurance rates in Powderhorn, CO for senior drivers are $2,137 per year
  • The cheapest auto insurance company in Powderhorn is Liberty Mutual

Powderhorn, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Powderhorn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Powderhorn, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Powderhorn to other Colorado cities, including Fort Collins auto insurance rates, Colorado Springs auto insurance rates, and Pueblo auto insurance rates to see how Powderhorn, Colorado auto insurance rates stack up.

Before you buy Powderhorn, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Powderhorn, Colorado auto insurance quotes.

Minimum Auto Insurance in Powderhorn, Colorado

Powderhorn, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Powderhorn, Colorado.

Minimum Required Auto Insurance Coverage in Powderhorn, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Powderhorn, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Powderhorn, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Powderhorn, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,385 $3,168 $3,033 $3,066 $11,637 $12,219 $3,751 $3,785
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $2,981 $2,951 $2,711 $2,923 $10,899 $10,912 $3,274 $3,314
GEICO $1,843 $1,991 $1,885 $2,095 $5,626 $5,988 $1,701 $1,756
Liberty Mutual $1,819 $1,804 $1,527 $1,672 $5,023 $5,489 $1,844 $1,896
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,342 $2,189 $2,017 $2,013 $7,927 $8,894 $2,652 $2,589
State Farm $1,759 $1,759 $1,567 $1,567 $4,886 $6,202 $1,962 $2,323
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Powderhorn, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Powderhorn, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Powderhorn, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Powderhorn, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,637 $12,219
American Family $5,676 $7,600
Farmers $10,899 $10,912
GEICO $5,626 $5,988
Liberty Mutual $5,023 $5,489
Nationwide $5,513 $7,064
Progressive $7,927 $8,894
State Farm $4,886 $6,202
USAA $5,325 $6,108

Cheap Powderhorn, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Powderhorn, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Powderhorn, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,066
American Family $2,115 $2,115
Farmers $2,711 $2,923
GEICO $1,885 $2,095
Liberty Mutual $1,527 $1,672
Nationwide $1,977 $2,093
Progressive $2,017 $2,013
State Farm $1,567 $1,567
USAA $2,042 $2,056

Cheap Powderhorn, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Powderhorn, Colorado compared to the annual auto insurance rates with a clean record in Powderhorn, Colorado.

Annual Powderhorn, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,696 $5,396 $6,609 $5,321
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,216 $5,414 $5,347 $5,005
GEICO $2,046 $3,141 $3,564 $2,691
Liberty Mutual $2,296 $2,694 $2,822 $2,726
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,327 $4,598 $3,511 $3,876
State Farm $2,546 $2,960 $2,753 $2,753
USAA $2,344 $2,849 $4,987 $2,642

Cheap Powderhorn, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Powderhorn, Colorado is not easy. Compare the annual rates for DUI auto insurance in Powderhorn, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Powderhorn, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
American Family $4,697
Farmers $5,347
GEICO $3,564
Liberty Mutual $2,822
Nationwide $4,398
Progressive $3,511
State Farm $2,753
USAA $4,987

Cheap Powderhorn, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Powderhorn, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Powderhorn, Colorado

Insurance Company Poor Fair Good
Allstate $7,021 $5,409 $4,087
American Family $4,458 $3,168 $2,657
Farmers $5,829 $4,696 $4,461
GEICO $3,437 $2,861 $2,284
Liberty Mutual $3,780 $2,291 $1,831
Nationwide $3,990 $3,154 $2,751
Progressive $4,350 $3,715 $3,418
State Farm $3,821 $2,457 $1,981
USAA $4,757 $2,700 $2,160

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Cheap Powderhorn, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Powderhorn, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Powderhorn, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Powderhorn, Colorado

ZIP Code Average Annual Rates
81243 $3,331

Cheap Powderhorn, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Powderhorn, Colorado auto insurance. Find the cheapest annual Powderhorn, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Powderhorn, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,506 $5,506
American Family $3,354 $3,500
Farmers $4,995 $4,995
GEICO $2,797 $2,925
Liberty Mutual $2,634 $2,634
Nationwide $3,298 $3,298
Progressive $3,828 $3,828
State Farm $2,687 $2,819
USAA $3,115 $3,296

Cheap Powderhorn, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Powderhorn, Colorado? Check out the comparison of annual Powderhorn, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Powderhorn, Colorado

Insurance Company Low Medium High
Allstate $5,245 $5,489 $5,782
American Family $3,258 $3,499 $3,526
Farmers $4,400 $4,927 $5,660
GEICO $2,656 $2,825 $3,100
Liberty Mutual $2,514 $2,626 $2,762
Nationwide $3,323 $3,295 $3,276
Progressive $3,606 $3,837 $4,041
State Farm $2,593 $2,752 $2,913
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Powderhorn, Colorado

Compare the cheapest auto insurance companies in Powderhorn, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Powderhorn, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Powderhorn, Colorado Auto Insurance Companies

What auto insurance companies in Powderhorn, Colorado are the cheapest? Compare the top Powderhorn, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Powderhorn, Colorado

Insurance Company Average Annual Rates
Allstate $5,506
American Family $3,427
Farmers $4,995
GEICO $2,861
Liberty Mutual $2,634
Nationwide $3,298
Progressive $3,828
State Farm $2,753
USAA $3,206

Compare Powderhorn, Colorado Auto Insurance Quotes

Before you buy Powderhorn, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Powderhorn, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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