Best Cheap Auto Insurance in Parker, CO (2021)

The average Parker, CO auto insurance rates are $329 per month. The minimum auto insurance in Parker is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Parker, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Parker is 26.7 minutes
  • The cheapest auto insurance company in Parker is Liberty Mutual
  • Average auto insurance rates in Parker, CO for senior drivers are $2,318 per year

Parker, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Parker can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Parker, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Parker to other Colorado cities, including Aurora auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates to see how Parker, Colorado auto insurance rates stack up.

Before you buy Parker, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Parker, Colorado auto insurance quotes.

Minimum Auto Insurance in Parker, Colorado

Parker, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Parker, Colorado.

Minimum Required Auto Insurance Coverage in Parker, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Parker, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Parker, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parker, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,468 $3,223 $3,145 $3,174 $12,733 $13,407 $3,768 $3,762
American Family $2,527 $2,527 $2,280 $2,280 $6,118 $8,226 $2,527 $3,090
Farmers $2,885 $2,870 $2,607 $2,813 $11,202 $11,346 $3,169 $3,200
GEICO $1,955 $2,140 $2,119 $2,436 $6,175 $6,475 $1,780 $1,783
Liberty Mutual $2,023 $1,963 $1,731 $1,909 $6,261 $6,815 $2,035 $2,030
Nationwide $2,636 $2,683 $2,358 $2,492 $6,691 $8,563 $3,036 $3,280
Progressive $2,356 $2,201 $2,084 $2,071 $8,241 $9,189 $2,644 $2,562
State Farm $2,314 $2,314 $2,083 $2,083 $6,657 $8,455 $2,591 $3,055
USAA $2,117 $2,104 $2,030 $2,024 $5,387 $6,151 $2,716 $2,939

Cheap Parker, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Parker, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Parker, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Parker, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,733 $13,407
American Family $6,118 $8,226
Farmers $11,202 $11,346
GEICO $6,175 $6,475
Liberty Mutual $6,261 $6,815
Nationwide $6,691 $8,563
Progressive $8,241 $9,189
State Farm $6,657 $8,455
USAA $5,387 $6,151

Cheap Parker, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Parker, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Parker, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,145 $3,174
American Family $2,280 $2,280
Farmers $2,607 $2,813
GEICO $2,119 $2,436
Liberty Mutual $1,731 $1,909
Nationwide $2,358 $2,492
Progressive $2,084 $2,071
State Farm $2,083 $2,083
USAA $2,030 $2,024

Cheap Parker, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Parker, Colorado compared to the annual auto insurance rates with a clean record in Parker, Colorado.

Annual Parker, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,926 $5,713 $7,073 $5,628
American Family $2,735 $3,879 $5,073 $3,101
Farmers $4,238 $5,446 $5,368 $4,994
GEICO $2,175 $3,427 $4,000 $2,830
Liberty Mutual $2,716 $3,184 $3,288 $3,195
Nationwide $3,048 $4,170 $5,296 $3,356
Progressive $3,383 $4,787 $3,568 $3,935
State Farm $3,400 $3,989 $3,694 $3,694
USAA $2,324 $2,843 $4,950 $2,617

Cheap Parker, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Parker, Colorado is not easy. Compare the annual rates for DUI auto insurance in Parker, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Parker, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,073
American Family $5,073
Farmers $5,368
GEICO $4,000
Liberty Mutual $3,288
Nationwide $5,296
Progressive $3,568
State Farm $3,694
USAA $4,950

Cheap Parker, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Parker, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Parker, Colorado

Insurance Company Poor Fair Good
Allstate $7,436 $5,744 $4,326
American Family $4,794 $3,422 $2,874
Farmers $5,804 $4,732 $4,498
GEICO $3,737 $3,108 $2,479
Liberty Mutual $4,413 $2,716 $2,158
Nationwide $4,797 $3,797 $3,308
Progressive $4,448 $3,808 $3,500
State Farm $5,132 $3,295 $2,655
USAA $4,693 $2,694 $2,165

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Cheap Parker, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Parker, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Parker, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Parker, Colorado

ZIP Code Average Annual Rates
80138 $3,640

Cheap Parker, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Parker, Colorado auto insurance. Find the cheapest annual Parker, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Parker, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,835 $5,835
American Family $3,617 $3,777
Farmers $5,011 $5,011
GEICO $3,044 $3,172
Liberty Mutual $3,096 $3,096
Nationwide $3,967 $3,967
Progressive $3,918 $3,918
State Farm $3,601 $3,788
USAA $3,094 $3,273

Cheap Parker, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Parker, Colorado? Check out the comparison of annual Parker, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parker, Colorado

Insurance Company Low Medium High
Allstate $5,496 $5,815 $6,194
American Family $3,493 $3,773 $3,825
Farmers $4,345 $4,931 $5,758
GEICO $2,715 $3,035 $3,573
Liberty Mutual $2,896 $3,084 $3,307
Nationwide $3,962 $3,971 $3,969
Progressive $3,561 $3,933 $4,262
State Farm $3,431 $3,698 $3,954
USAA $3,027 $3,184 $3,339

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Best By Category: Cheapest Auto Insurance in Parker, Colorado

Compare the cheapest auto insurance companies in Parker, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Parker, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Parker, Colorado Auto Insurance Companies

What auto insurance companies in Parker, Colorado are the cheapest? Compare the top Parker, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Parker, Colorado

Insurance Company Average Annual Rates
Allstate $5,835
American Family $3,697
Farmers $5,011
GEICO $3,108
Liberty Mutual $3,096
Nationwide $3,967
Progressive $3,918
State Farm $3,694
USAA $3,184

What affects auto insurance rates in Parker, Colorado?

There are a lot of reasons why auto insurance rates in Parker, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Parker, Colorado. Many local factors may affect your Parker auto insurance rates.

Parker Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Parker, Colorado commute length is 26.7 minutes according to City-Data.

Parker Traffic

How does Parker, Colorado rank for traffic? According to Inrix Parker, Colorado is the 952nd most congested worldwide.

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Compare Parker, Colorado Auto Insurance Quotes

Before you buy Parker, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Parker, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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