Best Cheap Auto Insurance in Kremmling, CO (2021)

The average Kremmling, CO auto insurance rates are $322 per month. The minimum auto insurance in Kremmling is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Kremmling, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kremmling, CO for senior drivers are $2,267 per year
  • The most expensive auto insurance company in Kremmling for teen drivers is Allstate
  • The average commute length in Kremmling is 30.2 minutes

Kremmling, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Kremmling can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kremmling, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Kremmling to other Colorado cities, including Arvada auto insurance rates, Westminster auto insurance rates, and Thornton auto insurance rates to see how Kremmling, Colorado auto insurance rates stack up.

Before you buy Kremmling, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kremmling, Colorado auto insurance quotes.

Minimum Auto Insurance in Kremmling, Colorado

Kremmling, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kremmling, Colorado.

Minimum Required Auto Insurance Coverage in Kremmling, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Kremmling, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kremmling, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kremmling, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,456 $3,315 $3,352 $12,998 $13,655 $4,095 $4,130
American Family $2,508 $2,508 $2,263 $2,263 $6,096 $8,166 $2,508 $3,089
Farmers $3,083 $3,064 $2,791 $2,990 $11,408 $11,548 $3,400 $3,468
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,879 $1,863 $1,573 $1,726 $5,473 $5,991 $1,909 $1,964
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,376 $2,220 $2,057 $2,052 $8,116 $9,086 $2,686 $2,616
State Farm $2,016 $2,016 $1,799 $1,799 $5,663 $7,156 $2,250 $2,680
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Cheap Kremmling, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kremmling, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Kremmling, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Kremmling, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,998 $13,655
American Family $6,096 $8,166
Farmers $11,408 $11,548
GEICO $6,178 $6,577
Liberty Mutual $5,473 $5,991
Nationwide $5,929 $7,587
Progressive $8,116 $9,086
State Farm $5,663 $7,156
USAA $5,365 $6,151

Cheap Kremmling, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Kremmling, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kremmling, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,315 $3,352
American Family $2,263 $2,263
Farmers $2,791 $2,990
GEICO $2,090 $2,332
Liberty Mutual $1,573 $1,726
Nationwide $2,085 $2,204
Progressive $2,057 $2,052
State Farm $1,799 $1,799
USAA $2,054 $2,068

Cheap Kremmling, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kremmling, Colorado compared to the annual auto insurance rates with a clean record in Kremmling, Colorado.

Annual Kremmling, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,173 $5,961 $7,337 $5,880
American Family $2,716 $3,857 $5,047 $3,081
Farmers $4,416 $5,656 $5,576 $5,228
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,444 $2,862 $2,990 $2,892
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,385 $4,705 $3,571 $3,944
State Farm $2,928 $3,416 $3,172 $3,172
USAA $2,359 $2,868 $5,018 $2,659

Cheap Kremmling, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kremmling, Colorado is not easy. Compare the annual rates for DUI auto insurance in Kremmling, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Kremmling, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,337
American Family $5,047
Farmers $5,576
GEICO $3,949
Liberty Mutual $2,990
Nationwide $4,685
Progressive $3,571
State Farm $3,172
USAA $5,018

Cheap Kremmling, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kremmling, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kremmling, Colorado

Insurance Company Poor Fair Good
Allstate $7,764 $5,984 $4,515
American Family $4,787 $3,396 $2,842
Farmers $6,053 $4,923 $4,681
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,008 $2,438 $1,945
Nationwide $4,245 $3,363 $2,929
Progressive $4,431 $3,788 $3,485
State Farm $4,401 $2,832 $2,284
USAA $4,786 $2,717 $2,174

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Cheap Kremmling, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kremmling, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Kremmling, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kremmling, Colorado

ZIP Code Average Annual Rates
80459 $3,562

Cheap Kremmling, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Kremmling, Colorado auto insurance. Find the cheapest annual Kremmling, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kremmling, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,088 $6,088
American Family $3,597 $3,754
Farmers $5,219 $5,219
GEICO $3,075 $3,212
Liberty Mutual $2,797 $2,797
Nationwide $3,512 $3,512
Progressive $3,901 $3,901
State Farm $3,098 $3,246
USAA $3,134 $3,317

Cheap Kremmling, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kremmling, Colorado? Check out the comparison of annual Kremmling, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kremmling, Colorado

Insurance Company Low Medium High
Allstate $5,811 $6,071 $6,381
American Family $3,521 $3,751 $3,754
Farmers $4,644 $5,153 $5,860
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,671 $2,790 $2,931
Nationwide $3,535 $3,511 $3,491
Progressive $3,648 $3,912 $4,144
State Farm $2,999 $3,170 $3,348
USAA $3,096 $3,225 $3,356

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Best By Category: Cheapest Auto Insurance in Kremmling, Colorado

Compare the cheapest auto insurance companies in Kremmling, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kremmling, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Kremmling, Colorado Auto Insurance Companies

What auto insurance companies in Kremmling, Colorado are the cheapest? Compare the top Kremmling, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kremmling, Colorado

Insurance Company Average Annual Rates
Allstate $6,088
American Family $3,675
Farmers $5,219
GEICO $3,143
Liberty Mutual $2,797
Nationwide $3,512
Progressive $3,901
State Farm $3,172
USAA $3,226

What affects auto insurance rates in Kremmling, Colorado?

There are a lot of reasons why auto insurance rates in Kremmling, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kremmling, Colorado. Many local factors may affect your Kremmling auto insurance rates.

Kremmling Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kremmling, Colorado commute length is 30.2 minutes according to City-Data.

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Compare Kremmling, Colorado Auto Insurance Quotes

Before you buy Kremmling, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kremmling, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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