Best Cheap Auto Insurance in Humboldt, TN (2021)

The average Humboldt, TN auto insurance rates are $291 per month. The minimum auto insurance in Humboldt is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Humboldt, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Humboldt, TN for senior drivers are $1,875 per year
  • The average commute length in Humboldt is 18.0 minutes
  • The most expensive auto insurance company in Humboldt for teen drivers is Liberty Mutual

Humboldt, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Humboldt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Humboldt, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Humboldt to other Tennessee cities, including Memphis auto insurance rates, Chattanooga auto insurance rates, and Franklin auto insurance rates to see how Humboldt, Tennessee auto insurance rates stack up.

Before you buy Humboldt, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Humboldt, Tennessee auto insurance quotes.

Minimum Auto Insurance in Humboldt, Tennessee

Humboldt, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Humboldt, Tennessee.

Minimum Required Auto Insurance Coverage in Humboldt, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Humboldt, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Humboldt, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Humboldt, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,852 $2,745 $2,558 $2,657 $10,529 $11,436 $3,057 $3,169
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,412 $129 $2,809 $3,136 $13,570 $15,071 $3,657 $3,899
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,763 $1,668 $1,435 $1,499 $7,789 $8,776 $2,124 $2,320
State Farm $1,493 $1,493 $1,344 $1,344 $4,499 $5,637 $1,685 $1,952
Travelers $1,672 $1,760 $1,523 $1,620 $4,685 $5,814 $1,779 $1,873
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

Cheap Humboldt, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Humboldt, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Humboldt, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Humboldt, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,529 $11,436
Farmers $6,778 $7,223
GEICO $6,312 $6,444
Liberty Mutual $13,570 $15,071
Nationwide $5,594 $7,251
Progressive $7,789 $8,776
State Farm $4,499 $5,637
Travelers $4,685 $5,814
USAA $5,721 $6,560

Cheap Humboldt, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Humboldt, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Humboldt, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,657
Farmers $1,505 $1,648
GEICO $1,977 $1,977
Liberty Mutual $2,809 $3,136
Nationwide $1,878 $1,915
Progressive $1,435 $1,499
State Farm $1,344 $1,344
Travelers $1,523 $1,620
USAA $1,459 $1,464

Cheap Humboldt, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Humboldt, Tennessee compared to the annual auto insurance rates with a clean record in Humboldt, Tennessee.

Annual Humboldt, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $4,876 $5,856 $4,672
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,638 $6,667 $6,206 $5,331
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,016 $3,905 $3,212 $3,553
State Farm $2,220 $2,642 $2,431 $2,431
Travelers $2,101 $2,697 $2,982 $2,583
USAA $2,079 $3,112 $3,661 $2,578

Cheap Humboldt, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Humboldt, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Humboldt, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Humboldt, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,856
Farmers $3,399
GEICO $5,027
Liberty Mutual $6,206
Nationwide $4,216
Progressive $3,212
State Farm $2,431
Travelers $2,982
USAA $3,661

Cheap Humboldt, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Humboldt, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Humboldt, Tennessee

Insurance Company Poor Fair Good
Allstate $6,229 $4,760 $3,638
Farmers $3,746 $2,933 $2,775
GEICO $3,608 $3,084 $2,835
Liberty Mutual $8,190 $5,015 $3,927
Nationwide $3,894 $3,084 $2,730
Progressive $3,856 $3,315 $3,094
State Farm $3,529 $2,118 $1,646
Travelers $3,293 $2,588 $1,891
USAA $4,147 $2,426 $2,000

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Cheap Humboldt, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Humboldt, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Humboldt, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Humboldt, Tennessee

ZIP Code Average Annual Rates
38343 $3,535

Cheap Humboldt, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Humboldt, Tennessee auto insurance. Find the cheapest annual Humboldt, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Humboldt, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,875 $4,875
Farmers $3,151 $3,151
GEICO $3,160 $3,192
Liberty Mutual $5,710 $5,710
Nationwide $3,236 $3,236
Progressive $3,422 $3,422
State Farm $2,373 $2,489
Travelers $2,489 $2,692
USAA $2,776 $2,939

Cheap Humboldt, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Humboldt, Tennessee? Check out the comparison of annual Humboldt, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Humboldt, Tennessee

Insurance Company Low Medium High
Allstate $4,686 $4,863 $5,077
Farmers $2,979 $3,138 $3,337
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,470 $5,708 $5,953
Nationwide $3,267 $3,162 $3,279
Progressive $3,216 $3,421 $3,628
State Farm $2,292 $2,442 $2,559
Travelers $2,435 $2,589 $2,748
USAA $2,764 $2,847 $2,962

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Best By Category: Cheapest Auto Insurance in Humboldt, Tennessee

Compare the cheapest auto insurance companies in Humboldt, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Humboldt, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Humboldt, Tennessee Auto Insurance Companies

What auto insurance companies in Humboldt, Tennessee are the cheapest? Compare the top Humboldt, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Humboldt, Tennessee

Insurance Company Average Annual Rates
Allstate $4,875
Farmers $3,151
GEICO $3,176
Liberty Mutual $5,710
Nationwide $3,236
Progressive $3,422
State Farm $2,431
Travelers $2,591
USAA $2,858

What affects auto insurance rates in Humboldt, Tennessee?

There are a lot of reasons why auto insurance rates in Humboldt, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Humboldt, Tennessee. Many local factors may affect your Humboldt auto insurance rates.

Humboldt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Humboldt, Tennessee commute length is 18.0 minutes according to City-Data.

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Compare Humboldt, Tennessee Auto Insurance Quotes

Before you buy Humboldt, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Humboldt, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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