Best Cheap Auto Insurance in Murfreesboro, TN (2021)

The average Murfreesboro, TN auto insurance rates are $294 per month. The minimum auto insurance in Murfreesboro is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Murfreesboro, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Murfreesboro is 26.9 minutes
  • The cheapest auto insurance company in Murfreesboro is State Farm
  • The most expensive auto insurance company in Murfreesboro for teen drivers is Liberty Mutual

Murfreesboro, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Murfreesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Murfreesboro, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Murfreesboro to other Tennessee cities, including Memphis auto insurance rates, Jackson auto insurance rates, and Bartlett auto insurance rates to see how Murfreesboro, Tennessee auto insurance rates stack up.

Before you buy Murfreesboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Murfreesboro, Tennessee auto insurance quotes.

Minimum Auto Insurance in Murfreesboro, Tennessee

Murfreesboro, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Murfreesboro, Tennessee.

Minimum Required Auto Insurance Coverage in Murfreesboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Murfreesboro, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Murfreesboro, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Murfreesboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,572 $2,469 $2,322 $2,410 $9,728 $10,610 $2,734 $2,821
Farmers $1,715 $1,748 $1,543 $1,687 $6,732 $7,169 $2,315 $2,450
GEICO $1,993 $2,008 $1,832 $1,832 $6,191 $6,288 $2,033 $2,098
Liberty Mutual $3,336 $129 $2,740 $3,058 $14,097 $15,657 $3,579 $3,808
Nationwide $2,261 $2,277 $2,026 $2,056 $6,293 $8,108 $2,604 $2,823
Progressive $1,856 $1,750 $1,517 $1,581 $8,265 $9,297 $2,236 $2,429
State Farm $1,612 $1,612 $1,464 $1,464 $5,075 $6,333 $1,826 $2,130
Travelers $1,787 $1,883 $1,620 $1,726 $4,953 $6,142 $1,905 $2,005
USAA $1,528 $1,552 $1,381 $1,379 $5,485 $6,298 $1,998 $2,122

Cheap Murfreesboro, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Murfreesboro, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Murfreesboro, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Murfreesboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,728 $10,610
Farmers $6,732 $7,169
GEICO $6,191 $6,288
Liberty Mutual $14,097 $15,657
Nationwide $6,293 $8,108
Progressive $8,265 $9,297
State Farm $5,075 $6,333
Travelers $4,953 $6,142
USAA $5,485 $6,298

Cheap Murfreesboro, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Murfreesboro, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Murfreesboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,410
Farmers $1,543 $1,687
GEICO $1,832 $1,832
Liberty Mutual $2,740 $3,058
Nationwide $2,026 $2,056
Progressive $1,517 $1,581
State Farm $1,464 $1,464
Travelers $1,620 $1,726
USAA $1,381 $1,379

Cheap Murfreesboro, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Murfreesboro, Tennessee compared to the annual auto insurance rates with a clean record in Murfreesboro, Tennessee.

Annual Murfreesboro, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,734 $4,452 $5,376 $4,271
Farmers $2,712 $3,341 $3,410 $3,216
GEICO $2,215 $2,956 $4,751 $2,215
Liberty Mutual $4,696 $6,791 $6,310 $5,405
Nationwide $3,076 $3,076 $4,624 $3,449
Progressive $3,187 $4,133 $3,394 $3,751
State Farm $2,443 $2,937 $2,690 $2,690
Travelers $2,233 $2,865 $3,167 $2,744
USAA $1,975 $2,965 $3,480 $2,452

Cheap Murfreesboro, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Murfreesboro, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Murfreesboro, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Murfreesboro, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,376
Farmers $3,410
GEICO $4,751
Liberty Mutual $6,310
Nationwide $4,624
Progressive $3,394
State Farm $2,690
Travelers $3,167
USAA $3,480

Cheap Murfreesboro, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Murfreesboro, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Murfreesboro, Tennessee

Insurance Company Poor Fair Good
Allstate $5,679 $4,361 $3,334
Farmers $3,777 $2,946 $2,786
GEICO $3,440 $2,949 $2,713
Liberty Mutual $8,295 $5,110 $3,997
Nationwide $4,260 $3,395 $3,014
Progressive $4,068 $3,506 $3,275
State Farm $3,906 $2,343 $1,819
Travelers $3,506 $2,746 $2,006
USAA $3,933 $2,312 $1,909

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Cheap Murfreesboro, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Murfreesboro, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Murfreesboro, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Murfreesboro, Tennessee

ZIP Code Average Annual Rates
37127 $3,584
37128 $3,609
37129 $3,580
37130 $3,584
37132 $3,578

Cheap Murfreesboro, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Murfreesboro, Tennessee auto insurance. Find the cheapest annual Murfreesboro, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Murfreesboro, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,458 $4,458
Farmers $3,170 $3,170
GEICO $3,014 $3,055
Liberty Mutual $5,800 $5,800
Nationwide $3,556 $3,556
Progressive $3,616 $3,616
State Farm $2,625 $2,754
Travelers $2,644 $2,861
USAA $2,642 $2,794

Cheap Murfreesboro, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Murfreesboro, Tennessee? Check out the comparison of annual Murfreesboro, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Murfreesboro, Tennessee

Insurance Company Low Medium High
Allstate $4,288 $4,447 $4,640
Farmers $3,000 $3,156 $3,353
GEICO $2,879 $3,030 $3,194
Liberty Mutual $5,559 $5,802 $6,040
Nationwide $3,576 $3,482 $3,610
Progressive $3,389 $3,620 $3,840
State Farm $2,530 $2,703 $2,836
Travelers $2,587 $2,751 $2,920
USAA $2,629 $2,708 $2,817

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Best By Category: Cheapest Auto Insurance in Murfreesboro, Tennessee

Compare the cheapest auto insurance companies in Murfreesboro, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Murfreesboro, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Murfreesboro, Tennessee Auto Insurance Companies

What auto insurance companies in Murfreesboro, Tennessee are the cheapest? Compare the top Murfreesboro, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Murfreesboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $3,170
GEICO $3,034
Liberty Mutual $5,800
Nationwide $3,556
Progressive $3,616
State Farm $2,690
Travelers $2,753
USAA $2,718

What affects auto insurance rates in Murfreesboro, Tennessee?

There are a lot of reasons why auto insurance rates in Murfreesboro, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Murfreesboro, Tennessee. Many local factors may affect your Murfreesboro auto insurance rates.

Murfreesboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Murfreesboro, Tennessee commute length is 26.9 minutes according to City-Data.

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Compare Murfreesboro, Tennessee Auto Insurance Quotes

Before you buy Murfreesboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Murfreesboro, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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