Best Cheap Auto Insurance in Mount Juliet, TN (2021)

The average Mount Juliet, TN auto insurance rates are $287 per month. The minimum auto insurance in Mount Juliet is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Mount Juliet, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • Average auto insurance rates in Mount Juliet, TN for senior drivers are $1,818 per year
  • The minimum auto insurance required in Mount Juliet, Tennessee is 25/50/15
  • The most expensive auto insurance company in Mount Juliet for teen drivers is Liberty Mutual

Mount Juliet, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Mount Juliet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Juliet, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Juliet to other Tennessee cities, including Memphis auto insurance rates, Jackson auto insurance rates, and Chattanooga auto insurance rates to see how Mount Juliet, Tennessee auto insurance rates stack up.

Before you buy Mount Juliet, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Juliet, Tennessee auto insurance quotes.

Minimum Auto Insurance in Mount Juliet, Tennessee

Mount Juliet, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Juliet, Tennessee.

Minimum Required Auto Insurance Coverage in Mount Juliet, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mount Juliet, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Juliet, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Juliet, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,594 $2,489 $2,343 $2,432 $9,839 $10,737 $2,755 $2,841
Farmers $1,669 $1,699 $1,493 $1,644 $6,969 $7,432 $2,270 $2,402
GEICO $1,995 $2,010 $1,834 $1,834 $6,188 $6,285 $2,035 $2,100
Liberty Mutual $3,194 $129 $2,627 $2,936 $13,474 $14,978 $3,422 $3,640
Nationwide $2,094 $2,109 $1,881 $1,908 $5,764 $7,417 $2,406 $2,606
Progressive $1,656 $1,555 $1,352 $1,415 $7,607 $8,548 $1,995 $2,176
State Farm $1,626 $1,626 $1,479 $1,479 $5,132 $6,411 $1,842 $2,142
Travelers $1,761 $1,853 $1,613 $1,716 $5,050 $6,300 $1,872 $1,969
USAA $1,514 $1,536 $1,372 $1,368 $5,503 $6,307 $1,983 $2,101

Cheap Mount Juliet, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Juliet, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Mount Juliet, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Mount Juliet, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,839 $10,737
Farmers $6,969 $7,432
GEICO $6,188 $6,285
Liberty Mutual $13,474 $14,978
Nationwide $5,764 $7,417
Progressive $7,607 $8,548
State Farm $5,132 $6,411
Travelers $5,050 $6,300
USAA $5,503 $6,307

Cheap Mount Juliet, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Mount Juliet, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Juliet, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,343 $2,432
Farmers $1,493 $1,644
GEICO $1,834 $1,834
Liberty Mutual $2,627 $2,936
Nationwide $1,881 $1,908
Progressive $1,352 $1,415
State Farm $1,479 $1,479
Travelers $1,613 $1,716
USAA $1,372 $1,368

Cheap Mount Juliet, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Juliet, Tennessee compared to the annual auto insurance rates with a clean record in Mount Juliet, Tennessee.

Annual Mount Juliet, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,770 $4,497 $5,434 $4,314
Farmers $2,737 $3,376 $3,454 $3,223
GEICO $2,215 $2,957 $4,754 $2,215
Liberty Mutual $4,496 $6,497 $6,035 $5,173
Nationwide $2,836 $2,836 $4,245 $3,176
Progressive $2,896 $3,766 $3,083 $3,407
State Farm $2,466 $2,967 $2,717 $2,717
Travelers $2,240 $2,881 $3,191 $2,756
USAA $1,967 $2,961 $3,471 $2,442

Cheap Mount Juliet, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Juliet, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Mount Juliet, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Juliet, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,434
Farmers $3,454
GEICO $4,754
Liberty Mutual $6,035
Nationwide $4,245
Progressive $3,083
State Farm $2,717
Travelers $3,191
USAA $3,471

Cheap Mount Juliet, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Juliet, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Juliet, Tennessee

Insurance Company Poor Fair Good
Allstate $5,737 $4,406 $3,368
Farmers $3,791 $2,981 $2,820
GEICO $3,441 $2,950 $2,714
Liberty Mutual $7,937 $4,889 $3,825
Nationwide $3,918 $3,124 $2,777
Progressive $3,687 $3,191 $2,986
State Farm $3,946 $2,367 $1,838
Travelers $3,511 $2,771 $2,018
USAA $3,914 $2,309 $1,908

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Cheap Mount Juliet, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Juliet, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Mount Juliet, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Juliet, Tennessee

ZIP Code Average Annual Rates
37122 $3,506

Cheap Mount Juliet, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Juliet, Tennessee auto insurance. Find the cheapest annual Mount Juliet, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Juliet, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,504 $4,504
Farmers $3,197 $3,197
GEICO $3,014 $3,056
Liberty Mutual $5,550 $5,550
Nationwide $3,273 $3,273
Progressive $3,288 $3,288
State Farm $2,651 $2,783
Travelers $2,658 $2,876
USAA $2,634 $2,786

Cheap Mount Juliet, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Juliet, Tennessee? Check out the comparison of annual Mount Juliet, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Juliet, Tennessee

Insurance Company Low Medium High
Allstate $4,332 $4,492 $4,687
Farmers $3,020 $3,184 $3,388
GEICO $2,884 $3,030 $3,191
Liberty Mutual $5,298 $5,550 $5,802
Nationwide $3,286 $3,203 $3,330
Progressive $3,073 $3,290 $3,501
State Farm $2,546 $2,731 $2,873
Travelers $2,592 $2,765 $2,944
USAA $2,615 $2,699 $2,817

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Best By Category: Cheapest Auto Insurance in Mount Juliet, Tennessee

Compare the cheapest auto insurance companies in Mount Juliet, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Juliet, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Mount Juliet, Tennessee Auto Insurance Companies

What auto insurance companies in Mount Juliet, Tennessee are the cheapest? Compare the top Mount Juliet, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Juliet, Tennessee

Insurance Company Average Annual Rates
Allstate $4,504
Farmers $3,197
GEICO $3,035
Liberty Mutual $5,550
Nationwide $3,273
Progressive $3,288
State Farm $2,717
Travelers $2,767
USAA $2,710

What affects auto insurance rates in Mount Juliet, Tennessee?

There are a lot of reasons why auto insurance rates in Mount Juliet, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Juliet, Tennessee. Many local factors may affect your Mount Juliet auto insurance rates.

Mount Juliet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Juliet, Tennessee commute length is 32.0 minutes according to City-Data.

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Compare Mount Juliet, Tennessee Auto Insurance Quotes

Before you buy Mount Juliet, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Juliet, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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