Best Cheap Auto Insurance in Crossville, TN (2021)

The average Crossville, TN auto insurance rates are $293 per month. The minimum auto insurance in Crossville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Crossville, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • The cheapest auto insurance company in Crossville is State Farm
  • The average commute length in Crossville is 17.6 minutes
  • The most expensive auto insurance company in Crossville for teen drivers is Liberty Mutual

Crossville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Crossville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crossville, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Crossville to other Tennessee cities, including Chattanooga auto insurance rates, Franklin auto insurance rates, and Knoxville auto insurance rates to see how Crossville, Tennessee auto insurance rates stack up.

Before you buy Crossville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crossville, Tennessee auto insurance quotes.

Minimum Auto Insurance in Crossville, Tennessee

Crossville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crossville, Tennessee.

Minimum Required Auto Insurance Coverage in Crossville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Crossville, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crossville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crossville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,512 $2,410 $2,263 $2,349 $9,452 $10,280 $2,671 $2,763
Farmers $1,768 $1,797 $1,583 $1,728 $7,210 $7,651 $2,392 $2,556
GEICO $1,966 $1,983 $1,811 $1,811 $6,008 $6,110 $1,999 $2,063
Liberty Mutual $3,790 $129 $3,116 $3,475 $15,508 $17,214 $4,069 $4,341
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,889 $1,785 $1,536 $1,606 $8,500 $9,578 $2,284 $2,509
State Farm $1,417 $1,417 $1,278 $1,278 $4,318 $5,398 $1,601 $1,862
Travelers $1,716 $1,803 $1,566 $1,665 $4,891 $6,058 $1,826 $1,921
USAA $1,503 $1,530 $1,355 $1,355 $5,333 $6,120 $1,960 $2,093

Cheap Crossville, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crossville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Crossville, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Crossville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,452 $10,280
Farmers $7,210 $7,651
GEICO $6,008 $6,110
Liberty Mutual $15,508 $17,214
Nationwide $5,610 $7,244
Progressive $8,500 $9,578
State Farm $4,318 $5,398
Travelers $4,891 $6,058
USAA $5,333 $6,120

Cheap Crossville, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Crossville, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crossville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,349
Farmers $1,583 $1,728
GEICO $1,811 $1,811
Liberty Mutual $3,116 $3,475
Nationwide $1,860 $1,893
Progressive $1,536 $1,606
State Farm $1,278 $1,278
Travelers $1,566 $1,665
USAA $1,355 $1,355

Cheap Crossville, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crossville, Tennessee compared to the annual auto insurance rates with a clean record in Crossville, Tennessee.

Annual Crossville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $4,326 $5,239 $4,155
Farmers $2,850 $3,527 $3,602 $3,363
GEICO $2,163 $2,892 $4,659 $2,163
Liberty Mutual $5,225 $7,547 $7,024 $6,024
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,268 $4,243 $3,479 $3,854
State Farm $2,116 $2,526 $2,321 $2,321
Travelers $2,173 $2,795 $3,079 $2,675
USAA $1,933 $2,891 $3,405 $2,396

Cheap Crossville, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crossville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Crossville, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Crossville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,239
Farmers $3,602
GEICO $4,659
Liberty Mutual $7,024
Nationwide $4,181
Progressive $3,479
State Farm $2,321
Travelers $3,079
USAA $3,405

Cheap Crossville, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crossville, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crossville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,528 $4,240 $3,245
Farmers $3,959 $3,107 $2,941
GEICO $3,369 $2,885 $2,653
Liberty Mutual $9,266 $5,670 $4,430
Nationwide $3,876 $3,066 $2,714
Progressive $4,175 $3,597 $3,361
State Farm $3,369 $2,023 $1,572
Travelers $3,402 $2,683 $1,956
USAA $3,856 $2,254 $1,858

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Cheap Crossville, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crossville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Crossville, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crossville, Tennessee

ZIP Code Average Annual Rates
38555 $3,582
38571 $3,571
38572 $3,577

Cheap Crossville, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Crossville, Tennessee auto insurance. Find the cheapest annual Crossville, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crossville, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,337 $4,337
Farmers $3,336 $3,336
GEICO $2,950 $2,988
Liberty Mutual $6,455 $6,455
Nationwide $3,219 $3,219
Progressive $3,711 $3,711
State Farm $2,266 $2,376
Travelers $2,575 $2,786
USAA $2,582 $2,731

Cheap Crossville, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crossville, Tennessee? Check out the comparison of annual Crossville, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crossville, Tennessee

Insurance Company Low Medium High
Allstate $4,184 $4,327 $4,502
Farmers $3,171 $3,323 $3,513
GEICO $2,833 $2,963 $3,111
Liberty Mutual $6,194 $6,452 $6,719
Nationwide $3,248 $3,149 $3,259
Progressive $3,513 $3,711 $3,908
State Farm $2,192 $2,331 $2,440
Travelers $2,529 $2,679 $2,834
USAA $2,577 $2,648 $2,744

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Best By Category: Cheapest Auto Insurance in Crossville, Tennessee

Compare the cheapest auto insurance companies in Crossville, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crossville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Crossville, Tennessee Auto Insurance Companies

What auto insurance companies in Crossville, Tennessee are the cheapest? Compare the top Crossville, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crossville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,337
Farmers $3,336
GEICO $2,969
Liberty Mutual $6,455
Nationwide $3,219
Progressive $3,711
State Farm $2,321
Travelers $2,681
USAA $2,656

What affects auto insurance rates in Crossville, Tennessee?

There are a lot of reasons why auto insurance rates in Crossville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crossville, Tennessee. Many local factors may affect your Crossville auto insurance rates.

Crossville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crossville, Tennessee commute length is 17.6 minutes according to City-Data.

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Compare Crossville, Tennessee Auto Insurance Quotes

Before you buy Crossville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crossville, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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