How to Find Cheap Dodge Charger Insurance Quotes
Dodge Charger auto insurance rates are $1,668 a year, or around $139 a month on average. Mature drivers with good driving records may find auto insurance rates as low as $980 a year. Other factors that influence auto insurance rates are gender, credit score, ZIP code, cost of the car, and others. Generally, young males have the highest auto insurance rates across all demographics.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Mathew B. Sims
|
|
Reviewed by
Daniel Walker
|
UPDATED: Feb 11, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key Takeaways:
- Full coverage costs around $1,668 a year or $139 each month
- A liability-only policy costs around $669 a year or $56 each month
- The highest rates are for teenage drivers at around $6,097 a year or $508 each month
- Good drivers can save as much as $688 a year by earning policy discounts
- Dodge Charger insurance costs around $149 more per year than the average vehicle
The Dodge Charger is a popular model, which means Dodge Charger insurance rates are $149 more expensive than the average vehicle. For newer models, you can pay up to $139 per month on full coverage Dodge Charger insurance rates.
If you want to jump right in and start looking for auto insurance quotes, you can enter your ZIP code into our FREE online quote comparison tool to see the best auto insurance rates for you and your area.
If you’re searching for better rates for your Dodge Charger or are thinking of buying one but a high auto insurance rate is holding you back, you can always check out our page comparing the best 2021 auto insurance companies.
On that page, you’ll find comparisons of the top auto insurance companies by market share, average auto insurance rates, and financial strength ratings, among other factors.
Now, let’s get started.
Dodge Charger Auto Insurance Cost
The average Dodge Charger auto insurance costs are $1,668 a year or $139 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Dodge Chargers Expensive to Insure?
The chart below details how Dodge Charger insurance rates compare to other sedans like the Audi S4, Toyota Avalon, and Nissan Maxima.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online. It’s also helpful to know that auto insurance rates for Dodge Chargers depend, in part, on the state or area where you live.
For instance, if you live in one of the best states for classic car owners, your rates may be lower than if you were to live in a state that was considered one of the worst for classic car owners, for instance.
What Impacts the Cost of Dodge Charger Insurance?
The Dodge Charger trim and model you choose can impact the total price you will pay for Dodge Charger insurance coverage.
Age of the Vehicle
Older Dodge Charger models generally cost less to insure. For example, auto insurance rates for a 2020 Dodge Charger are $1,668, while 2010 Dodge Charger rates are $1,386, a difference of $282.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Charger | $376 | $626 | $466 | $1,668 |
| 2019 Dodge Charger | $358 | $600 | $488 | $1,646 |
| 2018 Dodge Charger | $344 | $596 | $498 | $1,638 |
| 2017 Dodge Charger | $332 | $582 | $520 | $1,634 |
| 2016 Dodge Charger | $320 | $558 | $536 | $1,614 |
| 2015 Dodge Charger | $304 | $538 | $554 | $1,596 |
| 2014 Dodge Charger | $292 | $500 | $564 | $1,556 |
| 2013 Dodge Charger | $280 | $470 | $570 | $1,520 |
| 2012 Dodge Charger | $268 | $422 | $574 | $1,464 |
| 2011 Dodge Charger | $250 | $388 | $574 | $1,412 |
| 2010 Dodge Charger | $242 | $364 | $580 | $1,386 |
Driver Age
Driver age can have a significant effect on the cost of Dodge Charger auto insurance. For example, 30-year-old drivers pay approximately $73 more for their Dodge Charger auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Charger insurance rates. For example, drivers in Los Angeles may pay $238 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Charger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Charger auto insurance rates with violations on their driving record.
Dodge Charger Safety Ratings
The Dodge Charger’s safety ratings will affect your Dodge Charger auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Charger Crash Test Ratings
The crash test ratings of the Dodge Charger can impact your Dodge Charger auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Charger Safety Features
Dodge Charger safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Charger include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Dodge Charger Insurance Loss Probability
Review the Dodge Charger auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Dodge Charger auto insurance costs; higher percentages mean higher Dodge Charger auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 48% |
|---|---|
| Property Damage | 42% |
| Comprehensive | 60% |
| Personal Injury | 76% |
| Medical Payment | 78% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
Dodge Charger Finance and Auto Insurance Cost
If you are financing a Dodge Charger, most lenders will require your carry higher Dodge Charger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Charger auto insurance rates from the best companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
5 Ways to Save on Dodge Charger Auto Insurance
Drivers can end up saving more money on their Dodge Charger auto insurance rates by employing any one of the following strategies.
- Carpool to Work Instead of Driving Your Dodge Charger
- Ask About Discounts for People with Disabilities
- Tell Your Insurer How You Use Your Dodge Charger
- Drive Your Dodge Charger Safely
- Ask for a Dodge Charger Discount If You Have College Degree or Higher
Top Dodge Charger Auto Insurance Companies
Who is the top auto insurance company for Dodge Charger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Charger auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Charger offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Auto Insurance Quotes Online
Save money by comparing Dodge Charger insurance rates with free quotes online now!