Online Dodge Journey Insurance Rates [How to Find Low Rates Online]

Dodge Journey insurance rates cost $1,384 a year, or around $115 a month. Comprehensive, collision, and liability insurance cost around $337, $492, and $390, respectively.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 23, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Dodge Journey insurance costs around $135 less per year than the average vehicle

You can save up to $135 per year when your insure a Dodge Journey. Dodge Journey insurance rates are $115 per month for full coverage and $46 per month for liability-only coverage. Continue reading to learn how you save money on Dodge Journey insurance rates.

You can start comparing quotes for Dodge Journey auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Dodge Journey Insurance Cost

The average auto insurance rates for a Dodge Journey cost $1,384 a year or $115 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Dodge Journeys Expensive to Insure?

The chart below details how Dodge Journey insurance rates compare to other SUVs like the Toyota Highlander, Mitsubishi Outlander Sport, and Volkswagen Atlas.

Vehicle Comprehensive Collision Liability Total
Dodge Journey $322 $532 $372 $1,384
Toyota Highlander $332 $512 $390 $1,392
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Volkswagen Atlas $358 $690 $390 $1,596
Lexus LX 570 $444 $834 $398 $1,834
Chevrolet Traverse $336 $470 $316 $1,258
Volvo XC60 $306 $536 $338 $1,316
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Journey Insurance?

The Dodge Journey trim and model you choose will affect the total price you will pay for Dodge Journey insurance coverage.

Age of the Vehicle

Older Dodge Journey models generally cost less to insure. For example, auto insurance for a 2020 Dodge Journey costs $1,384, while 2010 Dodge Journey insurance costs are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Dodge Journey $322 $532 $372 $1,384
2019 Dodge Journey $306 $512 $390 $1,366
2018 Dodge Journey $294 $506 $398 $1,356
2017 Dodge Journey $284 $494 $416 $1,352
2016 Dodge Journey $274 $474 $430 $1,336
2015 Dodge Journey $260 $458 $442 $1,318
2014 Dodge Journey $250 $424 $452 $1,284
2013 Dodge Journey $240 $400 $456 $1,254
2012 Dodge Journey $230 $358 $460 $1,206
2011 Dodge Journey $214 $330 $460 $1,162
2010 Dodge Journey $206 $310 $464 $1,138
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Dodge Journey auto insurance rates. For example, 20-year-old drivers pay approximately $1,693 more each year for their Dodge Journey auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in New York may pay $845 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Journey auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey auto insurance rates with violations on their driving record.

Dodge Journey Safety Ratings

Your Dodge Journey auto insurance rates are influenced by the Dodge Journey’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Dodge Journey Crash Test Ratings

If the Dodge Journey crash test ratings are good, you could have lower Dodge Journey auto insurance rates. See Dodge Journey crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Journey SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Dodge Journey Safety Features

Having a variety of safety features on your Dodge Journey can help lower your insurance costs. According to AutoBlog, the 2020 Dodge Journey’s safety features include:

  • 2020 Dodge Journey Safety Features

    • Driver Air Bag
    • Passenger Air Bag
    • Front Head Air Bag
    • Rear Head Air Bag
    • Front Side Air Bag
    • 4-Wheel ABS
    • 4-Wheel Disc Brakes
    • Brake Assist
    • Electronic Stability Control
    • Daytime Running Lights
    • Child Safety Locks
    • Traction Control

Dodge Journey Insurance Loss Probability

Another contributing factor that plays a direct role in Dodge Journey insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -8%
Comprehensive -20%
Personal Injury 48%
Medical Payment 63%
Bodily Injury 31%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Dodge Journey Finance and Insurance Cost

If you are financing a Dodge Journey, most lenders will require your carry higher Dodge Journey coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Journey auto insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

5 Ways to Save on Dodge Journey Insurance

Save more on your Dodge Journey auto insurance rates. Take a look at the following five strategies that will get you the best Dodge Journey auto insurance rates possible.

  • Understand that Insurance Companies Can’t Change Your Dodge Journey Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Reduce Your Coverage on an Older Dodge Journey
  • Ask About Retiree Discounts
  • Ask About Seasonal Insurance for Your Dodge Journey
  • Be Picky About Who Drives Your Dodge Journey

Top Dodge Journey Insurance Companies

The best auto insurance companies for Dodge Journey insurance rates will offer competitive rates, discounts, and account for the Dodge Journey’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Dodge Journey Insurance Quotes Online

Save on your Dodge Journey auto insurance rates by taking advantage of our FREE comparison tool.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption