Are Dodge Challengers Expensive to Insure?

Dodge Challenger insurance rates cost $141 per month ($1,692 per year). You can find cheap Dodge Challenger insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $994 a year.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 25, 2020

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Key takeaways:

  • Full coverage costs around $1,692 a year or $141 each month
  • A liability-only policy costs around $678 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,184 a year or $515 each month
  • Good drivers can save as much as $698 a year by earning policy discounts
  • Dodge Challenger insurance costs around $173 more per year than the average vehicle

Dodge Challenger insurance rates are $173 more expensive than the average vehicle. Full coverage costs $141 per month, while liability-only coverage costs $57. You can save $698 per year through policy discounts, also. Continue reading to learn more about Dodge Challenger insurance rates.

You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.

Dodge Challenger Insurance Cost

The average auto insurance costs for a Dodge Challenger are $1,692 a year or $141 a month.

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Are Dodge Challengers Expensive to Insure?

The chart below details how Dodge Challenger insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Audi TT.

Vehicle Comprehensive Collision Liability Total
Dodge Challenger $404 $688 $420 $1,692
Cadillac ATS Coupe $344 $686 $398 $1,586
Nissan 370Z $332 $714 $450 $1,676
Audi TT $382 $714 $398 $1,652
Infiniti Q60 $382 $744 $398 $1,682
MINI Hardtop 2 Door $282 $536 $338 $1,292
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Challenger Insurance?

The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger auto insurance coverage.

Age of the Vehicle

Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.

Model Year Comprehensive Collision Liability Total
2020 Dodge Challenger $404 $688 $420 $1,692
2019 Dodge Challenger $384 $660 $440 $1,664
2018 Dodge Challenger $370 $656 $450 $1,656
2017 Dodge Challenger $356 $640 $470 $1,646
2016 Dodge Challenger $344 $612 $486 $1,622
2015 Dodge Challenger $326 $592 $500 $1,598
2014 Dodge Challenger $312 $548 $510 $1,550
2013 Dodge Challenger $300 $516 $514 $1,510
2012 Dodge Challenger $288 $464 $520 $1,452
2011 Dodge Challenger $270 $426 $520 $1,396
2010 Dodge Challenger $260 $400 $524 $1,364
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Driver Age

Driver age can have a significant effect on Dodge Challenger insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Dodge Challenger auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger auto insurance with violations on their driving record.

Dodge Challenger Safety Ratings

Your Dodge Challenger insurance rates are tied to the safety ratings of the Dodge Challenger. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Acceptable
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Dodge Challenger Crash Test Ratings

Dodge Challenger crash test ratings can impact your Dodge Challenger insurance rates. See Dodge Challenger crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2020 Dodge Challenger 2 DR RWD N/R 4 stars N/R 4 stars
2020 Dodge Challenger 2 DR AWD N/R 4 stars N/R 4 stars
2019 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2019 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2019 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Dodge Challenger SRT Demon 2 DR RWD N/R N/R N/R N/R
2018 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2018 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2018 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2017 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
2017 Dodge Challenger 2 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Dodge Challenger SRT 2 DR RWD N/R N/R N/R N/R
2016 Dodge Challenger 2 DR RWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Challenger Safety Features

Good Dodge Challenger safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Dodge Challenger are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Dodge Challenger Finance and Insurance Cost

If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverages including comprehensive coverage, so be sure to compare Dodge Challenger insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Dodge Challenger Insurance

Drivers can end up saving more money on their Dodge Challenger insurance rates by employing any one of the following strategies.

  • Pay Your Dodge Challenger Insurance Upfront
  • Add a More Experienced Driver to Your Dodge Challenger Policy
  • Ask About Retiree Discounts
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Install an Aftermarket Anti-Theft Device for Your Dodge Challenger

Top Dodge Challenger Insurance Companies

Several insurance companies offer competitive rates for the Dodge Challenger based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Dodge Challenger drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Challenger Insurance Quotes Online

You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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