How Much is Insurance for a Toyota C-HR?

Average Toyota C-HR auto insurance rates cost $1,092 a year, or around $91 a month. Finding Toyota C-HR teenager insurance rates can cost on average $3,991 a year, so shop around to find cheap coverage.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Toyota C-HR insurance rates are $91 per month for full coverage and $37 per month liability-only coverage. Teen insurance for a Toyota C-HR is $333. Continue reading through this guide to learn how you can save money on Toyota C-HR insurance rates

You can start comparing quotes for Toyota C-HR auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average auto insurance rates for a Toyota C-HR cost $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Cadillac XT4, Mazda CX-3, and Buick Envision.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Cadillac XT4 $362 $656 $316 $1,470
Mazda CX-3 $308 $500 $372 $1,338
Buick Envision $320 $566 $398 $1,442
Ford EcoSport $280 $500 $372 $1,310
Audi SQ5 $394 $774 $264 $1,542
Lincoln MKX $294 $596 $398 $1,446
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

The Toyota C-HR trim and model you choose can impact the total price you will pay for Toyota C-HR auto insurance coverage.

Age of the Vehicle

The average Toyota C-HR auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Toyota C-HR cost $1,092, while 2018 Toyota C-HR rates are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant effect on Toyota C-HR auto insurance rates. For example, 30-year-old drivers pay $48 more for Toyota C-HR auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in Los Angeles may pay $404 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Toyota C-HR auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR auto insurance with violations on their driving record.

Toyota C-HR Safety Ratings

Your Toyota C-HR auto insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

The crash test ratings of the Toyota C-HR can impact your Toyota C-HR auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

The Toyota C-HR safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Toyota C-HR auto insurance rates. The Toyota C-HR’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, you will pay more if you purchase Toyota C-HR auto insurance at the dealership, so be sure to shop around and compare Toyota C-HR auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

Save more on your Toyota C-HR auto insurance rates. Take a look at the following five strategies that will get you the best Toyota C-HR auto insurance rates possible.

  • Move to an Area with a Lower Cost of Living
  • Buy a Toyota C-HR with an Anti-Theft Device
  • Ask for a Higher Deductible for Your Toyota C-HR Auto Insurance Policy
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Consider Renting a Car Instead of Buying a Second Toyota C-HR

Top Toyota C-HR Insurance Companies

Several top auto insurance companies offer competitive rates for the Toyota C-HR rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Toyota C-HR drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota C-HR Insurance Quotes Online

You can start comparing quotes for Toyota C-HR insurance from some of the top auto insurance companies by using our free online tool today.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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