Best Cheap Auto Insurance in Hot Sulphur Springs, CO (2021)

The average Hot Sulphur Springs, CO auto insurance rates are $311 per month. The minimum auto insurance in Hot Sulphur Springs is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Hot Sulphur Springs, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hot Sulphur Springs is Liberty Mutual
  • Average auto insurance rates in Hot Sulphur Springs, CO for senior drivers are $2,205 per year
  • The most expensive auto insurance company in Hot Sulphur Springs for teen drivers is Allstate

Hot Sulphur Springs, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Hot Sulphur Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hot Sulphur Springs, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Hot Sulphur Springs to other Colorado cities, including Centennial auto insurance rates, Colorado Springs auto insurance rates, and Fort Collins auto insurance rates to see how Hot Sulphur Springs, Colorado auto insurance rates stack up.

Before you buy Hot Sulphur Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hot Sulphur Springs, Colorado auto insurance quotes.

Minimum Auto Insurance in Hot Sulphur Springs, Colorado

Hot Sulphur Springs, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hot Sulphur Springs, Colorado.

Minimum Required Auto Insurance Coverage in Hot Sulphur Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hot Sulphur Springs, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hot Sulphur Springs, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hot Sulphur Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $2,984 $2,870 $2,899 $11,016 $11,562 $3,512 $3,531
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,796 $2,776 $2,537 $2,723 $10,196 $10,278 $3,072 $3,124
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,877 $1,861 $1,571 $1,724 $5,460 $5,977 $1,907 $1,962
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,453 $2,292 $2,130 $2,124 $8,406 $9,407 $2,770 $2,696
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Cheap Hot Sulphur Springs, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hot Sulphur Springs, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Hot Sulphur Springs, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Hot Sulphur Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,016 $11,562
American Family $6,230 $8,345
Farmers $10,196 $10,278
GEICO $6,178 $6,577
Liberty Mutual $5,460 $5,977
Nationwide $5,929 $7,587
Progressive $8,406 $9,407
State Farm $5,850 $7,382
USAA $5,365 $6,151

Cheap Hot Sulphur Springs, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Hot Sulphur Springs, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hot Sulphur Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,870 $2,899
American Family $2,316 $2,316
Farmers $2,537 $2,723
GEICO $2,090 $2,332
Liberty Mutual $1,571 $1,724
Nationwide $2,085 $2,204
Progressive $2,130 $2,124
State Farm $1,825 $1,825
USAA $2,054 $2,068

Cheap Hot Sulphur Springs, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hot Sulphur Springs, Colorado compared to the annual auto insurance rates with a clean record in Hot Sulphur Springs, Colorado.

Annual Hot Sulphur Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,432 $5,099 $6,228 $5,020
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,967 $5,079 $5,009 $4,695
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,440 $2,857 $2,985 $2,888
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,496 $4,878 $3,689 $4,075
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Cheap Hot Sulphur Springs, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hot Sulphur Springs, Colorado is not easy. Compare the annual rates for DUI auto insurance in Hot Sulphur Springs, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Hot Sulphur Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,228
American Family $5,160
Farmers $5,009
GEICO $3,949
Liberty Mutual $2,985
Nationwide $4,685
Progressive $3,689
State Farm $3,242
USAA $5,018

Cheap Hot Sulphur Springs, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hot Sulphur Springs, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hot Sulphur Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,625 $5,105 $3,855
American Family $4,893 $3,473 $2,906
Farmers $5,452 $4,414 $4,197
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,434 $1,942
Nationwide $4,245 $3,363 $2,929
Progressive $4,584 $3,918 $3,602
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

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Cheap Hot Sulphur Springs, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hot Sulphur Springs, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Hot Sulphur Springs, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hot Sulphur Springs, Colorado

ZIP Code Average Annual Rates
80451 $3,438

Cheap Hot Sulphur Springs, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Hot Sulphur Springs, Colorado auto insurance. Find the cheapest annual Hot Sulphur Springs, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hot Sulphur Springs, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,195 $5,195
American Family $3,678 $3,837
Farmers $4,688 $4,688
GEICO $3,075 $3,212
Liberty Mutual $2,792 $2,792
Nationwide $3,512 $3,512
Progressive $4,035 $4,035
State Farm $3,164 $3,319
USAA $3,134 $3,317

Cheap Hot Sulphur Springs, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hot Sulphur Springs, Colorado? Check out the comparison of annual Hot Sulphur Springs, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hot Sulphur Springs, Colorado

Insurance Company Low Medium High
Allstate $4,897 $5,177 $5,511
American Family $3,605 $3,834 $3,832
Farmers $4,156 $4,627 $5,280
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,666 $2,785 $2,926
Nationwide $3,535 $3,511 $3,491
Progressive $3,751 $4,046 $4,307
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

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Best By Category: Cheapest Auto Insurance in Hot Sulphur Springs, Colorado

Compare the cheapest auto insurance companies in Hot Sulphur Springs, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hot Sulphur Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Hot Sulphur Springs, Colorado Auto Insurance Companies

What auto insurance companies in Hot Sulphur Springs, Colorado are the cheapest? Compare the top Hot Sulphur Springs, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hot Sulphur Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,195
American Family $3,757
Farmers $4,688
GEICO $3,143
Liberty Mutual $2,792
Nationwide $3,512
Progressive $4,035
State Farm $3,242
USAA $3,226

What affects auto insurance rates in Hot Sulphur Springs, Colorado?

There are a lot of reasons why auto insurance rates in Hot Sulphur Springs, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hot Sulphur Springs, Colorado. Many local factors may affect your Hot Sulphur Springs auto insurance rates.

Hot Sulphur Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hot Sulphur Springs, Colorado commute length is 24.0 minutes according to City-Data.

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Compare Hot Sulphur Springs, Colorado Auto Insurance Quotes

Before you buy Hot Sulphur Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hot Sulphur Springs, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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