Best Cheap Auto Insurance in Greeley, CO (2021)

The average Greeley, CO auto insurance rates are $297 per month. The minimum auto insurance in Greeley is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Greeley, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Greeley is 24.0 minutes
  • Average auto insurance rates in Greeley, CO for senior drivers are $2,100 per year
  • The most expensive auto insurance company in Greeley for teen drivers is Allstate

Greeley, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Greeley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greeley, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Greeley to other Colorado cities, including Westminster auto insurance rates, Centennial auto insurance rates, and Fort Collins auto insurance rates to see how Greeley, Colorado auto insurance rates stack up.

Before you buy Greeley, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greeley, Colorado auto insurance quotes.

Minimum Auto Insurance in Greeley, Colorado

Greeley, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greeley, Colorado.

Minimum Required Auto Insurance Coverage in Greeley, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Greeley, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Greeley, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greeley, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,196 $2,998 $2,875 $2,905 $10,935 $11,479 $3,534 $3,555
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,831 $2,802 $2,560 $2,763 $11,030 $11,125 $3,132 $3,170
GEICO $1,714 $1,885 $1,840 $2,106 $5,455 $5,763 $1,566 $1,585
Liberty Mutual $1,606 $1,556 $1,381 $1,518 $4,837 $5,256 $1,615 $1,611
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,286 $2,139 $2,002 $1,994 $7,809 $8,716 $2,572 $2,498
State Farm $1,997 $1,997 $1,798 $1,798 $5,819 $7,367 $2,238 $2,654
USAA $1,918 $1,908 $1,838 $1,832 $4,846 $5,535 $2,453 $2,655

Cheap Greeley, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Greeley, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Greeley, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Greeley, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,935 $11,479
American Family $5,928 $7,971
Farmers $11,030 $11,125
GEICO $5,455 $5,763
Liberty Mutual $4,837 $5,256
Nationwide $5,724 $7,310
Progressive $7,809 $8,716
State Farm $5,819 $7,367
USAA $4,846 $5,535

Cheap Greeley, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Greeley, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Greeley, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,905
American Family $2,212 $2,212
Farmers $2,560 $2,763
GEICO $1,840 $2,106
Liberty Mutual $1,381 $1,518
Nationwide $2,028 $2,139
Progressive $2,002 $1,994
State Farm $1,798 $1,798
USAA $1,838 $1,832

Cheap Greeley, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greeley, Colorado compared to the annual auto insurance rates with a clean record in Greeley, Colorado.

Annual Greeley, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,434 $5,093 $6,199 $5,011
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,149 $5,351 $5,282 $4,924
GEICO $1,922 $3,007 $3,534 $2,495
Liberty Mutual $2,127 $2,489 $2,572 $2,502
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,249 $4,548 $3,427 $3,782
State Farm $2,947 $3,470 $3,208 $3,208
USAA $2,099 $2,563 $4,470 $2,361

Cheap Greeley, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Greeley, Colorado is not easy. Compare the annual rates for DUI auto insurance in Greeley, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Greeley, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,199
American Family $4,915
Farmers $5,282
GEICO $3,534
Liberty Mutual $2,572
Nationwide $4,523
Progressive $3,427
State Farm $3,208
USAA $4,470

Cheap Greeley, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Greeley, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Greeley, Colorado

Insurance Company Poor Fair Good
Allstate $6,612 $5,094 $3,848
American Family $4,646 $3,318 $2,787
Farmers $5,709 $4,652 $4,418
GEICO $3,290 $2,739 $2,188
Liberty Mutual $3,447 $2,125 $1,694
Nationwide $4,099 $3,254 $2,838
Progressive $4,263 $3,644 $3,348
State Farm $4,460 $2,862 $2,304
USAA $4,234 $2,431 $1,954

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Cheap Greeley, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Greeley, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Greeley, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Greeley, Colorado

ZIP Code Average Annual Rates
80639 $3,298

Cheap Greeley, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Greeley, Colorado auto insurance. Find the cheapest annual Greeley, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Greeley, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,185 $5,185
American Family $3,507 $3,661
Farmers $4,927 $4,927
GEICO $2,684 $2,794
Liberty Mutual $2,422 $2,422
Nationwide $3,397 $3,397
Progressive $3,752 $3,752
State Farm $3,129 $3,288
USAA $2,793 $2,953

Cheap Greeley, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Greeley, Colorado? Check out the comparison of annual Greeley, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Greeley, Colorado

Insurance Company Low Medium High
Allstate $4,887 $5,166 $5,501
American Family $3,388 $3,658 $3,705
Farmers $4,321 $4,856 $5,603
GEICO $2,441 $2,685 $3,092
Liberty Mutual $2,268 $2,412 $2,587
Nationwide $3,381 $3,402 $3,409
Progressive $3,454 $3,764 $4,038
State Farm $2,992 $3,212 $3,421
USAA $2,733 $2,873 $3,013

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Best By Category: Cheapest Auto Insurance in Greeley, Colorado

Compare the cheapest auto insurance companies in Greeley, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Greeley, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Greeley, Colorado Auto Insurance Companies

What auto insurance companies in Greeley, Colorado are the cheapest? Compare the top Greeley, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Greeley, Colorado

Insurance Company Average Annual Rates
Allstate $5,185
American Family $3,584
Farmers $4,927
GEICO $2,739
Liberty Mutual $2,422
Nationwide $3,397
Progressive $3,752
State Farm $3,208
USAA $2,873

What affects auto insurance rates in Greeley, Colorado?

There are a lot of reasons why auto insurance rates in Greeley, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greeley, Colorado. Many local factors may affect your Greeley auto insurance rates.

Greeley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greeley, Colorado commute length is 24.0 minutes according to City-Data.

Greeley Traffic

How does Greeley, Colorado rank for traffic? According to Inrix Greeley, Colorado is the 721st most congested worldwide.

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Compare Greeley, Colorado Auto Insurance Quotes

Before you buy Greeley, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greeley, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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