Best Cheap Auto Insurance in Gratz, PA (2021)

The average Gratz, PA auto insurance rates are $286 per month. The minimum auto insurance in Gratz is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Gratz, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Gratz is USAA
  • The most expensive auto insurance company in Gratz for teen drivers is Travelers
  • Average auto insurance rates in Gratz, PA for senior drivers are $1,763 per year

Gratz, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Gratz can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gratz, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Gratz to other Pennsylvania cities, including Pittsburgh auto insurance rates, Erie auto insurance rates, and York auto insurance rates to see how Gratz, Pennsylvania auto insurance rates stack up.

Before you buy Gratz, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gratz, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Gratz, Pennsylvania

Gratz, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gratz, Pennsylvania.

Minimum Required Auto Insurance Coverage in Gratz, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Gratz, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gratz, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gratz, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,158 $1,992 $1,992 $7,093 $7,093 $2,370 $2,370
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,807 $1,807 $1,710 $1,710 $5,133 $5,133 $2,029 $2,029
Progressive $2,487 $2,487 $2,218 $2,218 $8,040 $8,040 $3,185 $3,185
State Farm $1,410 $1,410 $1,237 $1,237 $4,936 $4,936 $1,549 $1,549
Travelers $1,437 $1,437 $1,549 $1,549 $20,836 $20,836 $1,726 $1,726
USAA $991 $991 $897 $897 $2,986 $2,986 $1,308 $1,308

Cheap Gratz, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gratz, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Gratz, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Gratz, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,093 $7,093
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $5,133 $5,133
Progressive $8,040 $8,040
State Farm $4,936 $4,936
Travelers $20,836 $20,836
USAA $2,986 $2,986

Cheap Gratz, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Gratz, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gratz, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $1,992
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,710 $1,710
Progressive $2,218 $2,218
State Farm $1,237 $1,237
Travelers $1,549 $1,549
USAA $897 $897

Cheap Gratz, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gratz, Pennsylvania compared to the annual auto insurance rates with a clean record in Gratz, Pennsylvania.

Annual Gratz, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $3,833 $3,260 $3,260
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,925 $2,578 $3,596 $2,579
Progressive $3,610 $4,984 $3,718 $3,618
State Farm $2,100 $2,466 $2,283 $2,283
Travelers $4,530 $6,447 $8,124 $6,447
USAA $1,246 $1,717 $1,828 $1,390

Cheap Gratz, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gratz, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Gratz, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Gratz, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,596
Progressive $3,718
State Farm $2,283
Travelers $8,124
USAA $1,828

Cheap Gratz, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gratz, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gratz, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,362 $3,238 $2,610
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,129 $2,578 $2,302
Progressive $5,277 $3,701 $2,970
State Farm $3,249 $2,012 $1,587
Travelers $6,947 $6,279 $5,935
USAA $1,919 $1,438 $1,278

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Cheap Gratz, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gratz, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Gratz, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gratz, Pennsylvania

ZIP Code Average Annual Rates
17030 $4,224

Cheap Gratz, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Gratz, Pennsylvania auto insurance. Find the cheapest annual Gratz, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gratz, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,336 $3,470
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,670 $2,670
Progressive $3,983 $3,983
State Farm $2,216 $2,350
Travelers $6,387 $6,387
USAA $1,502 $1,589

Cheap Gratz, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gratz, Pennsylvania? Check out the comparison of annual Gratz, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gratz, Pennsylvania

Insurance Company Low Medium High
Allstate $3,253 $3,425 $3,532
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,689 $2,705 $2,615
Progressive $3,648 $4,008 $4,291
State Farm $2,151 $2,310 $2,388
Travelers $6,452 $6,389 $6,319
USAA $1,438 $1,560 $1,639

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Best By Category: Cheapest Auto Insurance in Gratz, Pennsylvania

Compare the cheapest auto insurance companies in Gratz, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gratz, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gratz, Pennsylvania Auto Insurance Companies

What auto insurance companies in Gratz, Pennsylvania are the cheapest? Compare the top Gratz, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gratz, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,403
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,670
Progressive $3,983
State Farm $2,283
Travelers $6,387
USAA $1,545

What affects auto insurance rates in Gratz, Pennsylvania?

There are a lot of reasons why auto insurance rates in Gratz, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gratz, Pennsylvania. Many local factors may affect your Gratz auto insurance rates.

Gratz Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gratz, Pennsylvania commute length is 21.6 minutes according to City-Data.

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Compare Gratz, Pennsylvania Auto Insurance Quotes

Before you buy Gratz, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gratz, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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