Best Cheap Auto Insurance in Scranton, PA (2021)

The average Scranton, PA auto insurance rates are $336 per month. The minimum auto insurance in Scranton is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Scranton, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Scranton, Pennsylvania is 15/30/5
  • The cheapest auto insurance company in Scranton is USAA
  • Average auto insurance rates in Scranton, PA for senior drivers are $2,024 per year

Scranton, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Scranton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scranton, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Scranton to other Pennsylvania cities, including Erie auto insurance rates, Pittsburgh auto insurance rates, and Bethlehem auto insurance rates to see how Scranton, Pennsylvania auto insurance rates stack up.

Before you buy Scranton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scranton, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Scranton, Pennsylvania

Scranton, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scranton, Pennsylvania.

Minimum Required Auto Insurance Coverage in Scranton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Scranton, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scranton, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scranton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,398 $2,226 $2,226 $8,093 $8,093 $2,620 $2,620
GEICO $1,988 $1,720 $1,905 $1,650 $4,994 $4,332 $1,984 $1,717
Liberty Mutual $3,749 $3,749 $3,437 $3,437 $10,877 $10,877 $4,750 $4,750
Nationwide $1,796 $1,796 $1,706 $1,706 $5,022 $5,022 $2,012 $2,012
Progressive $2,819 $2,819 $2,521 $2,521 $9,210 $9,210 $3,572 $3,572
State Farm $1,766 $1,766 $1,571 $1,571 $6,445 $6,445 $1,956 $1,956
Travelers $1,771 $1,771 $1,929 $1,929 $27,475 $27,475 $2,110 $2,110
USAA $1,128 $1,128 $1,022 $1,022 $3,417 $3,417 $1,492 $1,492

Cheap Scranton, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scranton, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Scranton, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Scranton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,093 $8,093
GEICO $4,994 $4,332
Liberty Mutual $10,877 $10,877
Nationwide $5,022 $5,022
Progressive $9,210 $9,210
State Farm $6,445 $6,445
Travelers $27,475 $27,475
USAA $3,417 $3,417

Cheap Scranton, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Scranton, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scranton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,226
GEICO $1,905 $1,650
Liberty Mutual $3,437 $3,437
Nationwide $1,706 $1,706
Progressive $2,521 $2,521
State Farm $1,571 $1,571
Travelers $1,929 $1,929
USAA $1,022 $1,022

Cheap Scranton, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scranton, Pennsylvania compared to the annual auto insurance rates with a clean record in Scranton, Pennsylvania.

Annual Scranton, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,669 $4,328 $3,669 $3,669
GEICO $1,862 $3,226 $2,492 $2,566
Liberty Mutual $5,182 $5,983 $5,824 $5,824
Nationwide $1,918 $2,551 $3,525 $2,543
Progressive $4,096 $5,694 $4,224 $4,108
State Farm $2,669 $3,200 $2,935 $2,935
Travelers $5,862 $8,386 $10,652 $8,386
USAA $1,420 $1,963 $2,090 $1,586

Cheap Scranton, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scranton, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Scranton, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Scranton, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,669
GEICO $2,492
Liberty Mutual $5,824
Nationwide $3,525
Progressive $4,224
State Farm $2,935
Travelers $10,652
USAA $2,090

Cheap Scranton, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scranton, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scranton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,905 $3,654 $2,943
GEICO $3,806 $2,145 $1,657
Liberty Mutual $7,277 $5,221 $4,612
Nationwide $3,091 $2,544 $2,267
Progressive $5,992 $4,215 $3,384
State Farm $4,172 $2,588 $2,045
Travelers $9,039 $8,189 $7,735
USAA $2,206 $1,638 $1,450

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Cheap Scranton, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scranton, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Scranton, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scranton, Pennsylvania

ZIP Code Average Annual Rates
18503 $4,927
18504 $4,857
18505 $5,013
18508 $4,857
18509 $4,973
18510 $5,029
18515 $5,591

Cheap Scranton, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Scranton, Pennsylvania auto insurance. Find the cheapest annual Scranton, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scranton, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,756 $3,912
GEICO $2,497 $2,575
Liberty Mutual $5,558 $5,849
Nationwide $2,634 $2,634
Progressive $4,531 $4,531
State Farm $2,848 $3,021
Travelers $8,321 $8,321
USAA $1,714 $1,815

Cheap Scranton, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scranton, Pennsylvania? Check out the comparison of annual Scranton, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scranton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,639 $3,860 $4,003
GEICO $2,272 $2,564 $2,773
Liberty Mutual $5,415 $5,748 $5,948
Nationwide $2,602 $2,669 $2,632
Progressive $4,074 $4,564 $4,954
State Farm $2,713 $2,979 $3,112
Travelers $8,205 $8,356 $8,403
USAA $1,629 $1,782 $1,883

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Best By Category: Cheapest Auto Insurance in Scranton, Pennsylvania

Compare the cheapest auto insurance companies in Scranton, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scranton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Scranton, Pennsylvania Auto Insurance Companies

What auto insurance companies in Scranton, Pennsylvania are the cheapest? Compare the top Scranton, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scranton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,834
GEICO $2,536
Liberty Mutual $5,703
Nationwide $2,634
Progressive $4,531
State Farm $2,935
Travelers $8,321
USAA $1,765

What affects auto insurance rates in Scranton, Pennsylvania?

There are a lot of reasons why auto insurance rates in Scranton, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scranton, Pennsylvania. Many local factors may affect your Scranton auto insurance rates.

Scranton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scranton, Pennsylvania commute length is 20.1 minutes according to City-Data.

Scranton Traffic

How does Scranton, Pennsylvania rank for traffic? According to Inrix Scranton, Pennsylvania is the 974th most congested worldwide.

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Compare Scranton, Pennsylvania Auto Insurance Quotes

Before you buy Scranton, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scranton, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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