Best Cheap Auto Insurance in Pittsburgh, PA (2021)

The average Pittsburgh, PA auto insurance rates are $360 per month. The minimum auto insurance in Pittsburgh is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Pittsburgh, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Pittsburgh for teen drivers is Travelers
  • Average auto insurance rates in Pittsburgh, PA for senior drivers are $2,158 per year
  • The average commute length in Pittsburgh is 27.0 minutes

Pittsburgh, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Pittsburgh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pittsburgh, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Pittsburgh to other Pennsylvania cities, including York auto insurance rates, Bethlehem auto insurance rates, and Philadelphia auto insurance rates to see how Pittsburgh, Pennsylvania auto insurance rates stack up.

Before you buy Pittsburgh, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pittsburgh, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Pittsburgh, Pennsylvania

Pittsburgh, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pittsburgh, Pennsylvania.

Minimum Required Auto Insurance Coverage in Pittsburgh, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Pittsburgh, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pittsburgh, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pittsburgh, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,570 $2,383 $2,383 $8,983 $8,983 $2,819 $2,819
GEICO $2,024 $1,751 $1,916 $1,659 $5,213 $4,520 $2,035 $1,761
Liberty Mutual $4,387 $4,387 $4,019 $4,019 $12,812 $12,812 $5,569 $5,569
Nationwide $1,854 $1,854 $1,757 $1,757 $5,271 $5,271 $2,082 $2,082
Progressive $2,823 $2,823 $2,530 $2,530 $9,381 $9,381 $3,630 $3,630
State Farm $1,746 $1,746 $1,551 $1,551 $6,120 $6,120 $1,935 $1,935
Travelers $1,941 $1,941 $2,109 $2,109 $29,461 $29,461 $2,323 $2,323
USAA $1,245 $1,245 $1,125 $1,125 $3,833 $3,833 $1,656 $1,656

Cheap Pittsburgh, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pittsburgh, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Pittsburgh, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Pittsburgh, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,983 $8,983
GEICO $5,213 $4,520
Liberty Mutual $12,812 $12,812
Nationwide $5,271 $5,271
Progressive $9,381 $9,381
State Farm $6,120 $6,120
Travelers $29,461 $29,461
USAA $3,833 $3,833

Cheap Pittsburgh, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Pittsburgh, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pittsburgh, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,383
GEICO $1,916 $1,659
Liberty Mutual $4,019 $4,019
Nationwide $1,757 $1,757
Progressive $2,530 $2,530
State Farm $1,551 $1,551
Travelers $2,109 $2,109
USAA $1,125 $1,125

Cheap Pittsburgh, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pittsburgh, Pennsylvania compared to the annual auto insurance rates with a clean record in Pittsburgh, Pennsylvania.

Annual Pittsburgh, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,741 $4,005 $4,005
GEICO $1,924 $3,300 $2,564 $2,652
Liberty Mutual $6,092 $7,016 $6,840 $6,840
Nationwide $1,979 $2,649 $3,689 $2,647
Progressive $4,153 $5,790 $4,268 $4,154
State Farm $2,580 $3,096 $2,838 $2,838
Travelers $6,324 $9,038 $11,433 $9,038
USAA $1,576 $2,187 $2,333 $1,763

Cheap Pittsburgh, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pittsburgh, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Pittsburgh, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Pittsburgh, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,005
GEICO $2,564
Liberty Mutual $6,840
Nationwide $3,689
Progressive $4,268
State Farm $2,838
Travelers $11,433
USAA $2,333

Cheap Pittsburgh, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pittsburgh, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pittsburgh, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,337 $4,004 $3,226
GEICO $3,919 $2,207 $1,705
Liberty Mutual $8,553 $6,128 $5,409
Nationwide $3,213 $2,647 $2,363
Progressive $6,057 $4,273 $3,443
State Farm $4,042 $2,500 $1,972
Travelers $9,730 $8,814 $8,332
USAA $2,449 $1,826 $1,619

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Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pittsburgh, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Pittsburgh, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pittsburgh, Pennsylvania

ZIP Code Average Annual Rates
15201 $5,433
15202 $5,024
15203 $5,465
15204 $5,289
15205 $4,821
15206 $5,539
15207 $5,272
15208 $5,400
15209 $4,946
15210 $5,488
15211 $5,613
15212 $5,520
15213 $5,612
15214 $5,608
15215 $4,906
15216 $5,082
15217 $5,252
15218 $5,363
15219 $5,601
15220 $4,898
15221 $5,312
15222 $5,576
15223 $4,904
15224 $5,448
15225 $4,986
15226 $5,211
15227 $4,933
15228 $4,747
15229 $4,819
15232 $5,363
15233 $5,574
15234 $4,931
15235 $5,102
15243 $4,757
15260 $5,109
15261 $6,083
15272 $6,044
15275 $5,599
15276 $5,281
15282 $5,710
15289 $5,664
15290 $5,650
15295 $5,859

Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Pittsburgh, Pennsylvania auto insurance. Find the cheapest annual Pittsburgh, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pittsburgh, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,101 $4,276
GEICO $2,571 $2,649
Liberty Mutual $6,525 $6,868
Nationwide $2,741 $2,741
Progressive $4,591 $4,591
State Farm $2,748 $2,928
Travelers $8,959 $8,959
USAA $1,908 $2,021

Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pittsburgh, Pennsylvania? Check out the comparison of annual Pittsburgh, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pittsburgh, Pennsylvania

Insurance Company Low Medium High
Allstate $3,999 $4,216 $4,352
GEICO $2,399 $2,638 $2,792
Liberty Mutual $6,377 $6,744 $6,969
Nationwide $2,764 $2,778 $2,681
Progressive $4,207 $4,639 $4,926
State Farm $2,647 $2,880 $2,988
Travelers $8,930 $8,987 $8,958
USAA $1,825 $1,984 $2,085

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Best By Category: Cheapest Auto Insurance in Pittsburgh, Pennsylvania

Compare the cheapest auto insurance companies in Pittsburgh, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pittsburgh, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Pittsburgh, Pennsylvania Auto Insurance Companies

What auto insurance companies in Pittsburgh, Pennsylvania are the cheapest? Compare the top Pittsburgh, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pittsburgh, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,189
GEICO $2,610
Liberty Mutual $6,697
Nationwide $2,741
Progressive $4,591
State Farm $2,838
Travelers $8,959
USAA $1,965

What affects auto insurance rates in Pittsburgh, Pennsylvania?

There are a lot of reasons why auto insurance rates in Pittsburgh, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pittsburgh, Pennsylvania. Many local factors may affect your Pittsburgh auto insurance rates.

Pittsburgh Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pittsburgh, Pennsylvania commute length is 27.0 minutes according to City-Data.

Pittsburgh Traffic

How does Pittsburgh, Pennsylvania rank for traffic? According to Inrix Pittsburgh, Pennsylvania is the 965th most congested worldwide.

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Compare Pittsburgh, Pennsylvania Auto Insurance Quotes

Before you buy Pittsburgh, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pittsburgh, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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