Pittsburgh, PA Auto Insurance (2023)
The average Pittsburgh, PA auto insurance rates are $360 per month. The minimum auto insurance in Pittsburgh is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Pittsburgh, Pennsylvania, compare quotes from multiple companies.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Pittsburgh for teen drivers is Travelers
- Average auto insurance rates in Pittsburgh, PA for senior drivers are $2,158 per year
- The average commute length in Pittsburgh is 27.0 minutes
Pittsburgh, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Pittsburgh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pittsburgh, Pennsylvania, including driving record, credit, commute time, and more.
Compare auto insurance in Pittsburgh to other Pennsylvania cities, including York auto insurance rates, Bethlehem auto insurance rates, and Philadelphia auto insurance rates to see how Pittsburgh, Pennsylvania auto insurance rates stack up.
Before you buy Pittsburgh, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pittsburgh, Pennsylvania auto insurance quotes.
Minimum Auto Insurance in Pittsburgh, Pennsylvania
Pittsburgh, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pittsburgh, Pennsylvania.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Pittsburgh, Pennsylvania Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Pittsburgh, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,570 | $2,570 | $2,383 | $2,383 | $8,983 | $8,983 | $2,819 | $2,819 |
| Geico | $2,024 | $1,751 | $1,916 | $1,659 | $5,213 | $4,520 | $2,035 | $1,761 |
| Liberty Mutual | $4,387 | $4,387 | $4,019 | $4,019 | $12,812 | $12,812 | $5,569 | $5,569 |
| Nationwide | $1,854 | $1,854 | $1,757 | $1,757 | $5,271 | $5,271 | $2,082 | $2,082 |
| Progressive | $2,823 | $2,823 | $2,530 | $2,530 | $9,381 | $9,381 | $3,630 | $3,630 |
| State Farm | $1,746 | $1,746 | $1,551 | $1,551 | $6,120 | $6,120 | $1,935 | $1,935 |
| Travelers | $1,941 | $1,941 | $2,109 | $2,109 | $29,461 | $29,461 | $2,323 | $2,323 |
| USAA | $1,245 | $1,245 | $1,125 | $1,125 | $3,833 | $3,833 | $1,656 | $1,656 |
Cheap Pittsburgh, Pennsylvania Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Pittsburgh, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Pittsburgh, Pennsylvania.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,983 | $8,983 |
| Geico | $5,213 | $4,520 |
| Liberty Mutual | $12,812 | $12,812 |
| Nationwide | $5,271 | $5,271 |
| Progressive | $9,381 | $9,381 |
| State Farm | $6,120 | $6,120 |
| Travelers | $29,461 | $29,461 |
| USAA | $3,833 | $3,833 |
Cheap Pittsburgh, Pennsylvania Auto Insurance for Seniors
What are senior auto insurance rates in Pittsburgh, Pennsylvania? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,383 | $2,383 |
| Geico | $1,916 | $1,659 |
| Liberty Mutual | $4,019 | $4,019 |
| Nationwide | $1,757 | $1,757 |
| Progressive | $2,530 | $2,530 |
| State Farm | $1,551 | $1,551 |
| Travelers | $2,109 | $2,109 |
| USAA | $1,125 | $1,125 |
Cheap Pittsburgh, Pennsylvania Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pittsburgh, Pennsylvania compared to the annual auto insurance rates with a clean record in Pittsburgh, Pennsylvania.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,005 | $4,741 | $4,005 | $4,005 |
| Geico | $1,924 | $3,300 | $2,564 | $2,652 |
| Liberty Mutual | $6,092 | $7,016 | $6,840 | $6,840 |
| Nationwide | $1,979 | $2,649 | $3,689 | $2,647 |
| Progressive | $4,153 | $5,790 | $4,268 | $4,154 |
| State Farm | $2,580 | $3,096 | $2,838 | $2,838 |
| Travelers | $6,324 | $9,038 | $11,433 | $9,038 |
| USAA | $1,576 | $2,187 | $2,333 | $1,763 |
Cheap Pittsburgh, Pennsylvania Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Pittsburgh, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Pittsburgh, Pennsylvania to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,005 |
| Geico | $2,564 |
| Liberty Mutual | $6,840 |
| Nationwide | $3,689 |
| Progressive | $4,268 |
| State Farm | $2,838 |
| Travelers | $11,433 |
| USAA | $2,333 |
Cheap Pittsburgh, Pennsylvania Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Pittsburgh, Pennsylvania annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,337 | $4,004 | $3,226 |
| Geico | $3,919 | $2,207 | $1,705 |
| Liberty Mutual | $8,553 | $6,128 | $5,409 |
| Nationwide | $3,213 | $2,647 | $2,363 |
| Progressive | $6,057 | $4,273 | $3,443 |
| State Farm | $4,042 | $2,500 | $1,972 |
| Travelers | $9,730 | $8,814 | $8,332 |
| USAA | $2,449 | $1,826 | $1,619 |
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Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Pittsburgh, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Pittsburgh, Pennsylvania to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 15201 | $5,433 |
| 15202 | $5,024 |
| 15203 | $5,465 |
| 15204 | $5,289 |
| 15205 | $4,821 |
| 15206 | $5,539 |
| 15207 | $5,272 |
| 15208 | $5,400 |
| 15209 | $4,946 |
| 15210 | $5,488 |
| 15211 | $5,613 |
| 15212 | $5,520 |
| 15213 | $5,612 |
| 15214 | $5,608 |
| 15215 | $4,906 |
| 15216 | $5,082 |
| 15217 | $5,252 |
| 15218 | $5,363 |
| 15219 | $5,601 |
| 15220 | $4,898 |
| 15221 | $5,312 |
| 15222 | $5,576 |
| 15223 | $4,904 |
| 15224 | $5,448 |
| 15225 | $4,986 |
| 15226 | $5,211 |
| 15227 | $4,933 |
| 15228 | $4,747 |
| 15229 | $4,819 |
| 15232 | $5,363 |
| 15233 | $5,574 |
| 15234 | $4,931 |
| 15235 | $5,102 |
| 15243 | $4,757 |
| 15260 | $5,109 |
| 15261 | $6,083 |
| 15272 | $6,044 |
| 15275 | $5,599 |
| 15276 | $5,281 |
| 15282 | $5,710 |
| 15289 | $5,664 |
| 15290 | $5,650 |
| 15295 | $5,859 |
Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By Commute
Commute length and annual mileage affect Pittsburgh, Pennsylvania auto insurance. Find the cheapest annual Pittsburgh, Pennsylvania auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,101 | $4,276 |
| Geico | $2,571 | $2,649 |
| Liberty Mutual | $6,525 | $6,868 |
| Nationwide | $2,741 | $2,741 |
| Progressive | $4,591 | $4,591 |
| State Farm | $2,748 | $2,928 |
| Travelers | $8,959 | $8,959 |
| USAA | $1,908 | $2,021 |
Cheap Pittsburgh, Pennsylvania Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Pittsburgh, Pennsylvania? Check out the comparison of annual Pittsburgh, Pennsylvania auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,999 | $4,216 | $4,352 |
| Geico | $2,399 | $2,638 | $2,792 |
| Liberty Mutual | $6,377 | $6,744 | $6,969 |
| Nationwide | $2,764 | $2,778 | $2,681 |
| Progressive | $4,207 | $4,639 | $4,926 |
| State Farm | $2,647 | $2,880 | $2,988 |
| Travelers | $8,930 | $8,987 | $8,958 |
| USAA | $1,825 | $1,984 | $2,085 |
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Best By Category: Cheapest Auto Insurance in Pittsburgh, Pennsylvania
Compare the cheapest auto insurance companies in Pittsburgh, Pennsylvania in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Pittsburgh, Pennsylvania Auto Insurance Companies
What auto insurance companies in Pittsburgh, Pennsylvania are the cheapest? Compare the top Pittsburgh, Pennsylvania auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,189 |
| Geico | $2,610 |
| Liberty Mutual | $6,697 |
| Nationwide | $2,741 |
| Progressive | $4,591 |
| State Farm | $2,838 |
| Travelers | $8,959 |
| USAA | $1,965 |
What affects auto insurance rates in Pittsburgh, Pennsylvania?
There are a lot of reasons why auto insurance rates in Pittsburgh, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pittsburgh, Pennsylvania. Many local factors may affect your Pittsburgh auto insurance rates.
Pittsburgh Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pittsburgh, Pennsylvania commute length is 27.0 minutes according to City-Data.
Pittsburgh Traffic
How does Pittsburgh, Pennsylvania rank for traffic? According to Inrix Pittsburgh, Pennsylvania is the 965th most congested worldwide.
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Compare Pittsburgh, Pennsylvania Auto Insurance Quotes
Before you buy Pittsburgh, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pittsburgh, Pennsylvania auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Pittsburgh, PA?
Yes, auto insurance is mandatory in Pittsburgh, PA, as it is in the rest of Pennsylvania. The state law requires all drivers to carry minimum liability insurance coverage.
What is the minimum auto insurance coverage required in Pittsburgh, PA?
In Pittsburgh, PA, drivers must carry at least the minimum liability insurance coverage as mandated by Pennsylvania law. This includes $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage.
Are there additional auto insurance coverage options available in Pittsburgh, PA?
Yes, in addition to the mandatory liability coverage, there are several optional coverage options available. These may include comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, medical payments coverage, and more. It’s essential to discuss these options with your insurance provider to determine what best suits your needs.
How are auto insurance rates determined in Pittsburgh, PA?
Auto insurance rates in Pittsburgh, PA, are determined by several factors, including your driving record, age, gender, marital status, vehicle make and model, location, and the coverage options you choose. Insurance companies assess these factors to determine the level of risk associated with insuring you, which influences your premium.
Are there any discounts available for auto insurance in Pittsburgh, PA?
Yes, many insurance companies offer various discounts that can help you save on your auto insurance premium. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, discounts for completing defensive driving courses, and more. It’s advisable to inquire about available discounts when obtaining insurance quotes.
How can I find the best auto insurance rates in Pittsburgh, PA?
To find the best auto insurance rates in Pittsburgh, PA, it’s recommended to shop around and obtain quotes from multiple insurance providers. Comparing rates, coverage options, and discounts offered by different companies can help you find the most suitable and affordable policy for your needs.
What should I do if I get into an accident in Pittsburgh, PA?
If you’re involved in an accident in Pittsburgh, PA, it’s crucial to prioritize your safety and the safety of others involved. Call emergency services if necessary and exchange insurance information with the other party. It’s advisable to report the accident to your insurance company as soon as possible to initiate the claims process.
Can I use my auto insurance policy from another state in Pittsburgh, PA?
If you move to Pittsburgh, PA, you will typically need to obtain auto insurance coverage that meets Pennsylvania’s requirements. While some policies may provide temporary coverage when you relocate, it’s important to check with your insurance provider to ensure compliance with Pennsylvania’s laws.
What should I consider when choosing an auto insurance provider in Pittsburgh, PA?
When selecting an auto insurance provider in Pittsburgh, PA, consider factors such as the company’s reputation, financial stability, customer service, coverage options, rates, and available discounts. Reading reviews and seeking recommendations can also be helpful in making an informed decision.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.