Best Cheap Auto Insurance in Erie, PA (2021)

The average Erie, PA auto insurance rates are $346 per month. The minimum auto insurance in Erie is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Erie, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Erie is USAA
  • The average commute length in Erie is 17.9 minutes
  • Average auto insurance rates in Erie, PA for senior drivers are $2,071 per year

Erie, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Erie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Erie, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Erie to other Pennsylvania cities, including Allen auto insurance rates, York auto insurance rates, and Bethlehem auto insurance rates to see how Erie, Pennsylvania auto insurance rates stack up.

Before you buy Erie, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Erie, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Erie, Pennsylvania

Erie, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Erie, Pennsylvania.

Minimum Required Auto Insurance Coverage in Erie, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Erie, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Erie, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Erie, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,439 $2,267 $2,267 $8,452 $8,452 $2,664 $2,664
GEICO $1,934 $1,674 $1,834 $1,589 $4,895 $4,245 $1,945 $1,684
Liberty Mutual $4,009 $4,009 $3,675 $3,675 $11,667 $11,667 $5,083 $5,083
Nationwide $1,876 $1,876 $1,779 $1,779 $5,314 $5,314 $2,106 $2,106
Progressive $2,705 $2,705 $2,423 $2,423 $8,902 $8,902 $3,448 $3,448
State Farm $1,844 $1,844 $1,637 $1,637 $6,749 $6,749 $2,043 $2,043
Travelers $1,842 $1,842 $2,006 $2,006 $28,231 $28,231 $2,200 $2,200
USAA $1,184 $1,184 $1,068 $1,068 $3,626 $3,626 $1,572 $1,572

Cheap Erie, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Erie, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Erie, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Erie, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,452 $8,452
GEICO $4,895 $4,245
Liberty Mutual $11,667 $11,667
Nationwide $5,314 $5,314
Progressive $8,902 $8,902
State Farm $6,749 $6,749
Travelers $28,231 $28,231
USAA $3,626 $3,626

Cheap Erie, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Erie, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Erie, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,267 $2,267
GEICO $1,834 $1,589
Liberty Mutual $3,675 $3,675
Nationwide $1,779 $1,779
Progressive $2,423 $2,423
State Farm $1,637 $1,637
Travelers $2,006 $2,006
USAA $1,068 $1,068

Cheap Erie, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Erie, Pennsylvania compared to the annual auto insurance rates with a clean record in Erie, Pennsylvania.

Annual Erie, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,781 $4,478 $3,781 $3,781
GEICO $1,827 $3,114 $2,441 $2,518
Liberty Mutual $5,545 $6,411 $6,239 $6,239
Nationwide $2,002 $2,678 $3,724 $2,671
Progressive $3,952 $5,497 $4,070 $3,960
State Farm $2,792 $3,345 $3,068 $3,068
Travelers $6,040 $8,645 $10,949 $8,645
USAA $1,497 $2,073 $2,208 $1,673

Cheap Erie, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Erie, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Erie, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Erie, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,781
GEICO $2,441
Liberty Mutual $6,239
Nationwide $3,724
Progressive $4,070
State Farm $3,068
Travelers $10,949
USAA $2,208

Cheap Erie, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Erie, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Erie, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,045 $3,777 $3,045
GEICO $3,713 $2,093 $1,618
Liberty Mutual $7,800 $5,590 $4,936
Nationwide $3,245 $2,674 $2,387
Progressive $5,770 $4,067 $3,271
State Farm $4,369 $2,703 $2,133
Travelers $9,299 $8,433 $7,977
USAA $2,323 $1,731 $1,534

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Cheap Erie, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Erie, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Erie, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Erie, Pennsylvania

ZIP Code Average Annual Rates
16501 $5,495
16502 $5,455
16503 $5,466
16504 $5,231
16505 $4,868
16506 $4,842
16507 $5,410
16508 $4,966
16509 $4,978
16510 $5,215
16511 $5,253
16515 $5,470
16541 $5,308
16546 $5,226
16565 $4,958

Cheap Erie, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Erie, Pennsylvania auto insurance. Find the cheapest annual Erie, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Erie, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,875 $4,036
GEICO $2,437 $2,513
Liberty Mutual $5,953 $6,264
Nationwide $2,769 $2,769
Progressive $4,370 $4,370
State Farm $2,977 $3,160
Travelers $8,570 $8,570
USAA $1,809 $1,916

Cheap Erie, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Erie, Pennsylvania? Check out the comparison of annual Erie, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Erie, Pennsylvania

Insurance Company Low Medium High
Allstate $3,736 $3,988 $4,143
GEICO $2,259 $2,502 $2,663
Liberty Mutual $5,767 $6,159 $6,399
Nationwide $2,775 $2,808 $2,722
Progressive $3,955 $4,410 $4,744
State Farm $2,848 $3,116 $3,242
Travelers $8,543 $8,602 $8,564
USAA $1,734 $1,880 $1,974

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Best By Category: Cheapest Auto Insurance in Erie, Pennsylvania

Compare the cheapest auto insurance companies in Erie, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Erie, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Erie, Pennsylvania Auto Insurance Companies

What auto insurance companies in Erie, Pennsylvania are the cheapest? Compare the top Erie, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Erie, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,956
GEICO $2,475
Liberty Mutual $6,109
Nationwide $2,769
Progressive $4,370
State Farm $3,068
Travelers $8,570
USAA $1,863

What affects auto insurance rates in Erie, Pennsylvania?

There are a lot of reasons why auto insurance rates in Erie, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Erie, Pennsylvania. Many local factors may affect your Erie auto insurance rates.

Erie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Erie, Pennsylvania commute length is 17.9 minutes according to City-Data.

Erie Traffic

How does Erie, Pennsylvania rank for traffic? According to Inrix Erie, Pennsylvania is the 870th most congested worldwide.

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Compare Erie, Pennsylvania Auto Insurance Quotes

Before you buy Erie, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Erie, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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