Best Cheap Auto Insurance in Fountain, CO (2021)

The average Fountain, CO auto insurance rates are $344 per month. The minimum auto insurance in Fountain is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fountain, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fountain is Liberty Mutual
  • Average auto insurance rates in Fountain, CO for senior drivers are $2,450 per year
  • The most expensive auto insurance company in Fountain for teen drivers is Farmers

Fountain, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fountain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fountain, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fountain to other Colorado cities, including Thornton auto insurance rates, Pueblo auto insurance rates, and Colorado Springs auto insurance rates to see how Fountain, Colorado auto insurance rates stack up.

Before you buy Fountain, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fountain, Colorado auto insurance quotes.

Minimum Auto Insurance in Fountain, Colorado

Fountain, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fountain, Colorado.

Minimum Required Auto Insurance Coverage in Fountain, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fountain, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fountain, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fountain, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,546 $3,325 $3,205 $3,236 $12,157 $12,762 $3,899 $3,912
American Family $2,670 $2,670 $2,407 $2,407 $6,476 $8,699 $2,670 $3,267
Farmers $3,454 $3,406 $3,140 $3,415 $13,000 $12,942 $3,765 $3,755
GEICO $2,369 $2,605 $2,562 $2,953 $7,524 $7,914 $2,156 $2,170
Liberty Mutual $1,837 $1,751 $1,571 $1,734 $5,872 $6,399 $1,852 $1,851
Nationwide $2,599 $2,643 $2,329 $2,457 $6,607 $8,433 $2,995 $3,230
Progressive $2,509 $2,347 $2,227 $2,211 $8,729 $9,742 $2,812 $2,727
State Farm $2,093 $2,093 $1,902 $1,902 $6,173 $7,792 $2,347 $2,775
USAA $2,315 $2,301 $2,222 $2,220 $5,870 $6,730 $2,978 $3,233

Cheap Fountain, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fountain, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fountain, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fountain, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,157 $12,762
American Family $6,476 $8,699
Farmers $13,000 $12,942
GEICO $7,524 $7,914
Liberty Mutual $5,872 $6,399
Nationwide $6,607 $8,433
Progressive $8,729 $9,742
State Farm $6,173 $7,792
USAA $5,870 $6,730

Cheap Fountain, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fountain, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fountain, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,205 $3,236
American Family $2,407 $2,407
Farmers $3,140 $3,415
GEICO $2,562 $2,953
Liberty Mutual $1,571 $1,734
Nationwide $2,329 $2,457
Progressive $2,227 $2,211
State Farm $1,902 $1,902
USAA $2,222 $2,220

Cheap Fountain, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fountain, Colorado compared to the annual auto insurance rates with a clean record in Fountain, Colorado.

Annual Fountain, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,921 $5,655 $6,882 $5,562
American Family $2,893 $4,092 $5,368 $3,280
Farmers $4,940 $6,370 $6,290 $5,838
GEICO $2,641 $4,157 $4,879 $3,449
Liberty Mutual $2,515 $2,938 $3,029 $2,953
Nationwide $3,015 $4,111 $5,206 $3,314
Progressive $3,589 $5,097 $3,787 $4,179
State Farm $3,102 $3,668 $3,385 $3,385
USAA $2,542 $3,112 $5,413 $2,867

Cheap Fountain, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fountain, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fountain, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fountain, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,882
American Family $5,368
Farmers $6,290
GEICO $4,879
Liberty Mutual $3,029
Nationwide $5,206
Progressive $3,787
State Farm $3,385
USAA $5,413

Cheap Fountain, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fountain, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fountain, Colorado

Insurance Company Poor Fair Good
Allstate $7,360 $5,650 $4,256
American Family $5,075 $3,615 $3,035
Farmers $6,836 $5,512 $5,231
GEICO $4,554 $3,782 $3,009
Liberty Mutual $4,074 $2,509 $1,992
Nationwide $4,729 $3,746 $3,260
Progressive $4,737 $4,044 $3,708
State Farm $4,689 $3,023 $2,442
USAA $5,138 $2,947 $2,367

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Cheap Fountain, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fountain, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fountain, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fountain, Colorado

ZIP Code Average Annual Rates
80817 $3,808

Cheap Fountain, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fountain, Colorado auto insurance. Find the cheapest annual Fountain, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fountain, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,755 $5,755
American Family $3,824 $3,993
Farmers $5,860 $5,860
GEICO $3,701 $3,862
Liberty Mutual $2,858 $2,858
Nationwide $3,912 $3,912
Progressive $4,163 $4,163
State Farm $3,300 $3,469
USAA $3,384 $3,583

Cheap Fountain, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fountain, Colorado? Check out the comparison of annual Fountain, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fountain, Colorado

Insurance Company Low Medium High
Allstate $5,378 $5,731 $6,157
American Family $3,693 $3,989 $4,043
Farmers $5,077 $5,771 $6,730
GEICO $3,302 $3,689 $4,355
Liberty Mutual $2,670 $2,846 $3,060
Nationwide $3,882 $3,912 $3,941
Progressive $3,746 $4,178 $4,565
State Farm $3,120 $3,386 $3,649
USAA $3,304 $3,484 $3,664

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Best By Category: Cheapest Auto Insurance in Fountain, Colorado

Compare the cheapest auto insurance companies in Fountain, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fountain, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Fountain, Colorado Auto Insurance Companies

What auto insurance companies in Fountain, Colorado are the cheapest? Compare the top Fountain, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fountain, Colorado

Insurance Company Average Annual Rates
Allstate $5,755
American Family $3,908
Farmers $5,860
GEICO $3,782
Liberty Mutual $2,858
Nationwide $3,912
Progressive $4,163
State Farm $3,385
USAA $3,484

What affects auto insurance rates in Fountain, Colorado?

There are a lot of reasons why auto insurance rates in Fountain, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fountain, Colorado. Many local factors may affect your Fountain auto insurance rates.

Fountain Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fountain, Colorado commute length is 25.5 minutes according to City-Data.

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Compare Fountain, Colorado Auto Insurance Quotes

Before you buy Fountain, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fountain, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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