Compare Acura TLX Insurance Rates [Everything You Need to Know]
Acura TLX insurance rates cost $1,574 a year, or around $131 a month. Finding Acura TLX teenager insurance rates can cost on average $5,753 a year, so shop around to find cheap coverage.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 25, 2020
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Key takeaways:
- Full coverage costs around $1,574 a year or $131 each month
- A liability-only policy costs around $631 a year or $53 each month
- Highest rates are for teenage drivers at around $5,753 a year or $479 each month
- Good drivers can save as much as $649 a year by earning policy discounts
- Acura TLX insurance costs around $55 more per year than the average vehicle
Acura TLX insurance rates $131 per month for full coverage and $53 per month for liability-only coverage. High-risk drivers could pay up to $479 per month. Continue reading to learn how you can save money on Acura TLX insurance rates.
You can start comparing quotes for Acura TLX insurance rates from some of the best auto insurance companies by using our free online tool now.
Acura TLX Insurance Cost
The average auto insurance rates for an Acura TLX cost $1,574 a year or $131 a month.
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Are Acura TLXs Expensive to Insure?
The chart below details how Acura TLX insurance rates compare to other luxury cars like the Audi A6, Volvo S90, and Chevrolet Corvette.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TLX Insurance?
The Acura TLX trim and model you choose will affect the total price you will pay for Acura TLX insurance coverage.
Age of the Vehicle
Older Acura TLX models generally cost less to insure. For example, auto insurance for a 2018 Acura TLX costs $1,574, while 2015 Acura TLX insurance costs are $1,510, a difference of $64.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2017 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2016 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2015 Acura TLX | $292 | $618 | $442 | $1,510 |
Driver Age
Driver age can have a significant effect on Acura TLX insurance rates. For example, 20-year-old drivers pay $1,925 more for their Acura TLX insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in Los Angeles may pay $226 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Acura TLX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX auto insurance rates with violations on their driving record.
Acura TLX Safety Ratings
Your Acura TLX auto insurance rates are influenced by the Acura TLX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Crash Test Ratings
Poor Acura TLX crash test ratings could mean higher Acura TLX insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TLX Safety Features
The Acura TLX safety features can help lower insurance costs. According to AutoBlog, the 2020 Acura TLX has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura TLX Insurance Loss Probability
The lower percentage means lower Acura TLX insurance rates; higher percentages mean higher Acura TLX auto insurance rates. Insurance loss probability on the Acura TLX fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TLX Finance and Insurance Cost
If you are financing an Acura TLX, most lenders will require your carry higher Acura TLX coverage options including comprehensive coverage, so be sure to shop around and compare Acura TLX auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Acura TLX Insurance
Save more on your Acura TLX insurance rates. Take a look at the following five strategies that will get you the best Acura TLX auto insurance rates possible.
- Remove Young Drivers from Your Acura TLX Insurance Plan
- Ask for a Higher Deductible for Your Acura TLX Auto Insurance Policy
- Compare Acura TLX Insurance Rates for Free Online
- Use an Accurate Job Title When Requesting Acura TLX Auto Insurance
- Park Your Acura TLX Somewhere Safe – like a Garage or Private Driveway
Top Acura TLX Insurance Companies
Several insurance companies offer competitive rates for the Acura TLX based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Acura TLX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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