How Much are Acura TL Insurance Rates? [Rates + Coverage Guide]

Acura TL insurance rates cost $114 per month ($1,370 per year) on average. Finding Acura TL teenager insurance rates can cost on average $5,007 a year, so shop around to find cheap coverage.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Acura TL insurance costs around $149 less per year than the average vehicle

Acura TL insurance rates are $150 cheaper than the average vehicle. You can pay as low as $46 per month for Acura TL insurance rates. Read more to learn how you can save money on Acura TL insurance rates through policy discounts.

You can start comparing quotes for Acura TL auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Acura TL Insurance Cost

The average Acura TL auto insurance costs are $1,370 a year or $114 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Acura TLs Expensive to Insure?

The chart below details how Acura TL insurance rates compare to other luxury cars like the Porsche Panamera, Mercedes-Benz E300, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Porsche Panamera $520 $1042 $398 $2,118
Mercedes-Benz E300 $394 $744 $338 $1,612
Lexus IS 300 $356 $686 $398 $1,598
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Acura TLX $332 $686 $398 $1,574
Audi S8 $658 $1368 $398 $2,582
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TL Insurance?

The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.

Age of the Vehicle

The average Acura TL insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Acura TL are $1,370, while 2010 Acura TL rates are $1,202, a difference of $168.

Model Year Comprehensive Collision Liability Total
2014 Acura TL $260 $500 $452 $1,370
2013 Acura TL $250 $470 $456 $1,334
2012 Acura TL $240 $422 $460 $1,280
2011 Acura TL $224 $388 $460 $1,230
2010 Acura TL $216 $364 $464 $1,202
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Acura TL auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Acura TL auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Acura TL insurance rates. For example, drivers in Los Angeles may pay $754 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Acura TL auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL insurance rates with violations on their driving record.

Acura TL Safety Ratings

Your Acura TL auto insurance rates are tied to the Acura TL’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Acura TL Crash Test Ratings

Acura TL crash test ratings can impact your Acura TL insurance rates. See Acura TL crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2020 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Acura TL Safety Features

Acura TL safety features can lower the cost of your insurance. The safety features for the 2020 Acura TL include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Acura TL Insurance Loss Probability

The lower percentage means lower Acura TL auto insurance rates; higher percentages mean higher Acura TL insurance rates. The Acura TL’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -10%
Property Damage -25%
Comprehensive -3%
Personal Injury -7%
Medical Payment -26%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Acura TL Finance and Insurance Cost

If you are financing an Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL auto insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Acura TL Insurance

If you want to reduce the cost of your Acura TL insurance rates, follow these tips below:

  • Add a More Experienced Driver to Your Acura TL Policy
  • Never Drink and Drive Your Acura TL
  • Ask About Acura TL Discounts If You Were Listed on Someone Else’s Policy
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Acura TL
  • Pay Your Bills On Time — Especially Acura TL Payments and Insurance

Top Acura TL Insurance Companies

The best auto insurance companies for Acura TL insurance rates will offer competitive rates, discounts, and account for the Acura TL’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Acura TL Insurance Quotes Online

You can start comparing quotes for Acura TL insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption